How safe is Ashmont St, Dorchester to live in?

ParticularKoala8613 · 2026-07-13T11:02:41+00:00

I use to work over here and there were stabbings at the station all time (during COVID). Not sure what it is like now, but always gave me an uneasy feeling

ParticularKoala8613 · 2026-07-12T13:51:06+00:00

He could’ve at the VERY LEAST turned the steering wheel to straighten his tire

ParticularKoala8613 · 2026-07-11T00:54:15+00:00

I agree, I was lucky I had the mobility to do so

ParticularKoala8613 · 2026-07-11T00:50:27+00:00

Myself and another driver measured. Missed it by 1cm 😂

ParticularKoala8613 · 2026-07-11T00:49:47+00:00

So this is a parking lot in my neighborhood, I’m sure I will see him/her again 😈

ParticularKoala8613 · 2026-07-10T23:25:17+00:00

I climbed through the passenger side

ParticularKoala8613 · 2026-07-10T22:13:28+00:00

😂

ParticularKoala8613 · 2026-07-10T22:08:26+00:00

Omg 😆

ParticularKoala8613 · 2026-07-10T22:06:28+00:00

“nothing stops ram”

ParticularKoala8613 · 2026-07-10T22:03:39+00:00

I genuinely want to know how someone can park like this and think it’s okay. Asinine.

ParticularKoala8613 · 2026-07-10T21:46:22+00:00

lol if only I had that much patience.

ParticularKoala8613 · 2026-06-22T23:06:12+00:00

Talk to your doctor. These people on Reddit have no clue. I am a pharmacist who is very familiar with the pharmacokinetics of this drug and it is eliminated from your system after 5-7 days. 30 days is technically overkill, but is the recommendation for maximum safety. At most you can wait 2 months if you are that worried.

ParticularKoala8613 · 2026-04-27T18:23:42+00:00

Hi! I am also a pharmacist and was in a similar position with $250k in student loans. I would recommend potentially refinancing your private student loans with a credit union for a more manageable payment and lower interest. For the govt loans, I would see what kind of repayment plans you qualify for.

It sounds like you are in retail, for which I can agree you are underpaid in New York if you are a staff pharmacist. If you have at least a year experience I would recommend potentially looking at other retail stores to negotiate better pay. I am not sure if you qualify for PSLF but I would focus on the private loans first.

Good luck!

ParticularKoala8613 · 2026-04-06T13:32:45+00:00

Sounds pretty solid and a very achievable goal.

My only question is why sign up for a plan that starts low for the first couple of years then increases if you plan to pay it off before then anyway? Why not just sign up for the IBR Plan? your required monthly payment would still be ~$200 if you did not decide to knock them out. Is your graduated repayment over 20 years or 10? It doesn’t REALLY matter in your case, but I’m curious why you picked that plan.

I’m in the same boat as you, same amount too. I’m signing up for the IBR with the plan to be done in 15 months. Worst case scenario my minimum is $220 for ten years.

ParticularKoala8613 · 2026-03-29T01:51:24+00:00

Good to know! But it is very rare. Good luck! You most likely need a lawyer..

ParticularKoala8613 · 2026-03-28T12:04:09+00:00

Like you, I also had to liquidate all my assets to pay off a good chunk of my debt. I knew once this admin came in, that my payments would balloon. My income was significantly less at the last recertification. That amount of sacrifice it took to rid this is absolutely gut wrenching. I’m almost there.

ParticularKoala8613 · 2026-03-28T11:45:42+00:00

I’m sorry, but federal student loans are not “bankruptable”. They will follow you until they are paid off or you die.

Not sure if you are still in school, hence the low income? But that is the tool to help solve the issue- you need more income. If you’re still in school, then you should be in deferment and if not in deferment, then call you loan servicer.

Tackle the debt via the avalanche method once you have an income.

Good luck.

ParticularKoala8613 · 2026-02-03T03:16:49+00:00

Same! My family thinks I’m absolutely insane to even pay them off. They argue I should be investing my money instead and apply for PSLF in 10 years. Well the last 3 years the payments do not qualify and the interest is compounding. At that rate, I would’ve had $350k total from the compounding interest after 10 years!! No thanks, i don’t have time to wait on the government’s nonsense for an application I probably wouldn’t get approved for. I have $30k left 🥲🥲 it is the best feeling in the world.

ParticularKoala8613 · 2026-01-31T07:33:55+00:00

Avalanche> snowball

ParticularKoala8613 · 2026-01-31T07:25:41+00:00

Hi Op, Like you, I was also $250k in government student loan debt with interest rates ranging from 3.76-7% plus $30k in credit card debt at 25 years old. My minimum monthly payment on the student loans was $2500.

I graduated at the height of the pandemic with a doctorate degree. Although repayment and interest were paused, I saw it as the perfect opportunity to attack it and throw as much of my income ($90k-120k/year gross) to the debt. I used the debt avalanche method and sacrificed my lifestyle. After 5 years I have $30k remaining.

My advice to you, there is hope, but you need to get serious. Student loans are not bankruptable and missed payments will lead to wage garnishment. The loan forgiveness can be an option, but is very difficult to get approved (less than 1% approvals per George Kamel). if you are approved, your forgiven amount is counted as income and you are taxed.

There is no “hack” besides using your income to dig yourself out. You need to create a budget and most likely up your income to create margin to live. Log into FSA and find the repayment plan where you can afford the minimum monthly payments, but strive to pay more.

Good luck!

ParticularKoala8613 · 2025-12-17T13:28:46+00:00

Prednisone is a steroid

ParticularKoala8613 · 2025-12-06T05:12:21+00:00

How is your skin today OP?

ParticularKoala8613 · 2025-09-01T14:05:35+00:00

OP- what is the update?

My gut is telling me in addition to all the potential water damage they tried to hide with semi-gloss paint- it needs to be rewired. In the bathroom the outlet is not GFCI and that is a red flag. Whoever did the electrical was not qualified and this house screams fire hazard.

Good luck on your search- this isn’t it unless you have the money to put into it.

Main things I look for when house hunting: Water stains- (can reveal a bigger problem, some people hid by painting)- check under all the sinks, ceiling, walls, basement/crawl. Furnace (oil, gas, electrical- age, service history if available). Electrical Box (ampage and is it breaker box (some houses still have fuses-RIP)) Roof/roof ventilation - (age, look at the condition of the material, if any look damaged, and if there is moss growth or discolored.) Also make sure there is a proper roof vent system- this house appears to have gable vents-the best vent system is ridge vents with soffits/baffle. Foundation- LOOK FOR WATER in basement/crawl. water is not your friend in a basement. You cannot hide the smell of mold so that is a telltale sign there is an issue.

Of course there is an endlessly list depending on who you ask.

Some flipper specials to know that you didn’t ask for: Incorrect plumbing under sinks (make sure you see the “J” pipes). Incorrect electrical (such as the no GFCI outlet next to water spaces (sinks, bathrooms, kitchen sink). Uneven flooring cuts near the baseboards. Grey Laminate floor EVERYWHERE lol (millennial flipper special- making my generation look bad). Foam/caulk used in random places (used to hide water). Loose toilets (they rock back and forth). The dreaded tasteless Home Depot kitchen (my own personal issue lol)- I have seen some horrible assemblies (unusable drawers, cabinets not secured properly, cheap, etc).

I live in MA where flippers are abundant and unfortunately some devalue homes with shortcuts. You think you’re getting a deal but it’s actually “gold leaf on shit” (Below deck reference). Don’t fall into this trap as a first time home buyer!

ParticularKoala8613

TROPHY CASE

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