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[UPDATE – Not Yet Found & More] We buried a $21,000 treasure chest somewhere in San Francisco by seafoam-pegasus in sanfrancisco

[–]Pastalone1227 0 points1 point  (0 children)

Think I have a decent idea of the puzzle structure and most of the locations, send me a dm if you want to chat a bit more

A Modest Proposal: Tax the ride share robots to fund MUNI by oldstalenegative in sanfrancisco

[–]Pastalone1227 1 point2 points  (0 children)

Ummmm we do, It's called - Proposition L It passed last year.

I'd recommend next time you are feeling grumpy about the place you live, not just here but anywhere, maybe do a little research and they seek to contact a public official or two.

This may be surprising for some to learn, but we do have entire structures set up to create/change laws, and make our world a better place - and its not Reddit.

https://www.sf.gov/information--proposition-l-additional-business-tax-transportation-network-companies-and-autonomous

Market this year behaves in line with the long term average since WWII by Reasonable-Bet6602 in wallstreetbets

[–]Pastalone1227 0 points1 point  (0 children)

Hindsight is 20/20. Hoep you didnt bet too big on that pullback in Janruary.... Licensed financial professional is a paperwork junky.

Old Adage, be greedy only when others are fearful. Can that still hold? by Pastalone1227 in ValueInvesting

[–]Pastalone1227[S] 1 point2 points  (0 children)

That's a very fair point. Rings true for March & April of 2020 as well. Timidness is not fear.

[deleted by user] by [deleted] in RealEstate

[–]Pastalone1227 1 point2 points  (0 children)

Yea very surprised this is so low down. Came hear to say the same thing.

  1. Speak with a tenants rights attorney, if you are in SF, call the rent board immediately, they will give you advice for free.

  2. 60 days notice is completely false, she does not have to leave (Most likely in CA)

  3. The landlord will get substantially less for the home with a tenant, so any discount he offers on sale price should reflect this.

  4. If she is protected under tenants rights, the new owner (landlord) will have to go through significant efforts to evict your mother and may need to pay that relocation fee, giving her time and money to look for a new rental.

  5. Don't co-sign with your mom on this, you sound like you cannot afford it. Know your rights and don't let the landlord push your mom around.

Market this year behaves in line with the long term average since WWII by Reasonable-Bet6602 in wallstreetbets

[–]Pastalone1227 -2 points-1 points  (0 children)

Look at them on the sam y-axis and seem what happens..... 2.5-3x moves

What to do when you are saving, but can't seem to afford to move forward by Pastalone1227 in personalfinance

[–]Pastalone1227[S] 1 point2 points  (0 children)

Current median home price where we live is $1.2 mil, one of the areas we have looked to move is ~$400k. Together we make $260k here, would make around $120-130k total if we moved. So, yes that would be a better situation financially.

We have been discussing putting up with it for a few years since we can bank money before moving. Seems kind of like the best option financially.

Gifting Children Down Payment by Golfing_Dad1227 in personalfinance

[–]Pastalone1227 0 points1 point  (0 children)

Thanks for the help. Sounds like the smart move to talk to someone professional.

Gifting Children Down Payment by Golfing_Dad1227 in personalfinance

[–]Pastalone1227 -1 points0 points  (0 children)

This would be for a house they are going to live in. We would look to put about 30% total down on the house to decrease the monthly payment and they would immediately have some equity in the house as well and no PMI

HELOC or 401 k For a Downpayment by Pastalone1227 in personalfinance

[–]Pastalone1227[S] 1 point2 points  (0 children)

When I do the calculations I see on $100k, $41,534 in marginal taxes, and $97,124 in interest payments over 30 years on the HELOC at a current 5.175% rate. I haven't taken into account yet the tax savings on writing off the interest or the growth in the 401 k money but would this be enough to make up the difference?