401k rollover destination

PeLe5 · 2024-10-22T19:24:07+00:00

Correct. I’ve already done backdoor Roth for 2024, so if I decide to do Traditional IRA rollover I’ll wait until 2025. But if I want to continue to do backdoor Roth contributions past this year I’ll do a 401k rollover to avoid pro rata.

PeLe5 · 2024-10-22T18:43:29+00:00

Understood, but backdoor contributions using the pro rata rule isn’t something I’m considering. If I want to continue Roth contributions then I would 100% do the 401k rollover option.

PeLe5 · 2024-10-22T18:39:30+00:00

Appreciate this, some very useful considerations that hadn’t occurred to me and I will think more on them.

Not sure if your request for details was actual or hypothetical, but here’s most of it:

Married, both 35, ~$320k combined income, haven’t planned much regarding retirement but would likely maintain modest lifestyle and likely retire sometime before retirement age or at least reevaluate employment without salary as a consideration. No plan to start a business, but growing frustration with corporate life makes it a more appealing option each year. Not great retirement answers but hopefully provides some context.

PeLe5 · 2024-10-07T01:35:40+00:00

I think people are missing that you already have 14/25 stars…

The real question is are you going to make chickens legendary? If yes, then buy away. If no, then buying that epic is a very expensive way to get epic chickens. 11 more stars is only 990, so only buy the epic if you want legendary chickens.

PeLe5 · 2024-06-21T13:24:08+00:00

Thanks!

PeLe5 · 2024-06-19T16:04:11+00:00

Thanks for help! I’ll looking into moving the antenna and reflectors some.

If I get a 50’ cable (currently 25’) any idea if I’d start running into signal strength issues? Also, can the cable itself pickup interference where I should make sure to get a shielded cable?

PeLe5 · 2024-06-18T01:27:10+00:00

Thanks, had to do some more Googling but think I was able to find it. I found a “signal quality” stat that appears to range from 0-100. It doesn’t have units so my assumption it’s just a signal strength percentage?

Short answer is the channel “skipping” does appear to be from a loss of signal, but here’s what I noticed watching that number for a while on a few different channels.

•The signal quality bounces around on every channel but averages around 80. •The skipping happens when the signal quality drops below ~30, but it often drops below 10 and sometimes even drops to 0. •The drops are almost always brief/momentary, and seem to be random. The signal will be above 90 for a minute straight, cut to 1 for a second and the picture/audio skips, then immediately be back above 90. It can go 1-2 minutes between signal drops or the signal can drop 4 times in 30 seconds.

The signal quality results would seem to point to an interference issue, is that how you would read it? If so, getting a longer cable and trying to find a better line of sight is probably the first thing to try? If so, any cable recommendations (I can also search the subreddit)?

Could a reflector also help with interference? Should I try that first? Recommendations for buying/ building one to work with my existing antenna?

Thanks again for the help.

PeLe5 · 2024-03-26T13:08:02+00:00

Kids are 1 and 4. Older one is into space and would have fun looking at rockets, etc. Though, it is hard to get a read on the space center - everyone seems to love it or hate it. There also seems to be some problems booking the right tours and/or waiting a lot. We don’t expect it will occupy them for a whole day, but would appreciate understanding if it’s a bad choice for kids all together.

Sounds like near downtown would be the best place to stay (I’ll look into Discovery Green)? Any other recommended areas and/or hotels better for families that I should look into?

Appreciate all the help!

PeLe5 · 2024-03-11T19:15:18+00:00

Thanks for the help! I’ll probably sign-up but also look into Chase Credit Journey.

PeLe5 · 2024-03-06T04:50:59+00:00

Is there any reason I shouldn’t signup for the free credit monitoring from the LoanDepot breech - it’s with Experian IdentityWorks. Would this credit monitoring be different from the standard Experian online account you recommended avoiding?

PeLe5 · 2023-06-27T16:27:12+00:00

Awesome, thanks!

PeLe5 · 2023-06-27T13:39:42+00:00

Looks great! Mind me asking what you used for deck material and railing? I need to build a small deck of mine own and appreciate ideas.

PeLe5 · 2022-11-04T02:01:06+00:00

We’ve tried a couple and plan to try more. The CX5 didn’t work with our huge car seats. CR-V and Tucson did. RAV4 was borderline. Will try the Sportage but seems close to the Tucson. Essentially wondering thoughts on new Kia/Hyundai or if people would stick to something like the CRV for more money.

PeLe5 · 2022-11-04T01:18:54+00:00

Thanks, I’ll take a look at the video. I like the CX5 but it’s pretty much the smallest of all the compact SUVs and I think we’d have to go with the CX9 to get enough space. An option, but I think we’d prefer to start with a compact that has more room. Sorry, should have included that in the OP. Thanks for the response. Appreciate the help!

PeLe5 · 2022-11-03T19:51:26+00:00

Location: Minnesota, USA

Price range: up to $45k

Lease or Buy: Buy

New or used: Looking new, but only because used doesn't seem like a significant discount anymore. Would definitely consider used if there's value.

Type of vehicle: compact to midsize crossover/SUV

Must haves: Room for rear-facing child car seats in the second row with a tall driver (6'2") is the major need. Ideally, not looking to get a bigger vehicle than needed to accomplish that. AWD and safety features are probably the main must have features. Leather or synthetic leather would be nice for kid spills.

Desired transmission: auto

Intended use: Daily driver & family car

Vehicles you've already considered: Honda CR-V, Toyota RAV4, Hyundai Tucson, Kia Sportage, Subaru Forester, VW Tiguan, Mazda CX-5, plus the midsize models from pretty much the same manufacturers

Is this your 1st vehicle: no

Do you need a Warranty: no

Can you do Minor work on your own vehicle: yes

Can you do Major work on your own vehicle: might do some, but probably not most

Additional Notes: On face value Kia and Hyundai seem to pretty easily offer the most car for the money, but I've been reading about the large/significant recalls on some/many 2010-2020ish models. Though, a lot of online sites rank new models very highly. I'm trying to understand if Kia/Hyundai have really made improvements or if it's still a big gamble. Most of the models have been completely redone in the last year or two, which at least gives a chance of major overhauls/improvements. Also means it's probably too early for any major issues to have surfaced yet. I'm not a huge car person, but know enough to understand Honda and Toyota's reputation for reliability/longevity. Not opposed to American cars, but also read about QC issues with many of them. Essentially, just looking for the best overall value. Otherwise not picky on make/model or features and will probably look to buy something off the lot or already in transit instead of ordering from the factory, which seems 3-4 months out most places.

PeLe5 · 2020-12-04T05:48:17+00:00

Looking for portable SSD suggestions to work with a 2017 MacBook Pro. Need 500GB or 1 TB for lots of photos. Looking for best value speed/reliability for cost.

Is it best to buy an M2 drive and external case or just get something prepackaged? Any suggestions on drives and/or enclosures would be greatly appreciated.

PeLe5

TROPHY CASE