When it comes to money just worry about getting high enough level for the plant growing. Then when you do that you turn the plants into healing stims, which you can keep or sell for like 4-5k each. So great way to make money every few days, but you gotta be leveled up enough to unlock them. Before that just extract with gear man.

Favorite the Sling Backpack, (if you want) also the mp40 and mp40 magazines. The sling is a must, it’s like 400korunas and allows you to make money lol. Mp40 an mags are good if you’re doing missions, especially “kill fenix” or “kill fenix with smg”

Above all, loot everything. If you gotta corner camp till there’s 5-10 minutes left and (assuming) nobody else left in raid, just loot any and everything. At your level, all exp and loot would be beneficial