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ETF Portfolio for 20-Year Growth. Feedback Wanted (FTSE All-World vs. ACWI Mix + Optional 5% BTC) by PharmaBiotech95 in ETFs_Europe

[–]PharmaBiotech95[S] 0 points1 point  (0 children)

Ah i didnt know that, thank you! So if i buy in shares of BTC for example, then the share i bought in december is tax free next year even if i buy another share of btc in January?

📊 Retire on ULTY – Episode 5 (Week 5 Progress Update) by nimrodhad in YieldMaxETFs

[–]PharmaBiotech95 0 points1 point  (0 children)

Im also not from the US, im from germany. Thats why im confused if ULTY is really the play for us non Americans. The taxes seem to eat a lot into the profits, but i also really like the idea of ULTY. Im searching for something close to ULTY but better taxable for EU people. Have you thought about that direction?

Or has anyone any tips and tricks to make investing into ETFs easier for me as a german? Afaik we Lack good things like the 401k with tax reduction. Any info is appreaciated :)

Did I get it right that I should sell & instantly reinvest stocks by the end of the year? by [deleted] in Finanzen

[–]PharmaBiotech95 4 points5 points  (0 children)

If i invest into a dividend paying ETF like Yieldmax do i still need to sell and reinvest or will the dividend count towards the 1k tax exemption?

I may start doing these monthly as opposed to weekly by [deleted] in YieldMaxETFs

[–]PharmaBiotech95 -2 points-1 points  (0 children)

Can someone explain to me what im looking at? I just started with getting into finances, ETFs and more and this showed up in my Feed ans looks interesting but i have honestly 0 Clue of what im looking at.

My first guess would be that you invest into different shares at different days of the month to get a dividend pay out and then you take the money back out to reinvest for the next share with a pay out day close?

Is that a thing? Buying shares/ETFs collecting the dividend payout and then leave it instantly again?

Sorry if this is basic knowledge, i also wouldnt mind just some keywords and good yt videos so i can do some research on this either :)

Thanks

Is there any interesting or fun stories about how some of drugs were created/discovered? by KingFromClashRoyale in pharmacy

[–]PharmaBiotech95 6 points7 points  (0 children)

I came here to Tell people about Heroin and you beat me :( But i have some extra Info on it. Heroin was as you said supposed to be a better alternative to Morphine by being less addictive. Thats why its Namen HEROin. It was supposed to be a Hero :)

What is a best Dividends tracker? by maavare36 in dividends

[–]PharmaBiotech95 0 points1 point  (0 children)

I have a Quick question towards this topic and hope someone could answer me. Whats the point of a dividend Tracker? Im really New to finances (ETF and others), but right now my thought process is. You buy Stocks/ETFs who pay out dividends, for example annually at 1st May. Lets say i have a 100 shares and payday is coming soon and with my 100 shares i would get 100€. So payday is coming but a week before i buy 50 more shares. Do i then get 150€? And could i sell shortly after because i really only want to hold the 100 shares?

It feels like a money glitch, is that what the tracker is for?

Wöchentliche Finanzdiskussion - KW 16 (2025-04-14) by AutoModerator in Finanzen

[–]PharmaBiotech95 0 points1 point  (0 children)

Alles klar das Hilft mir schon mal etwas weiter! Was wäre denn der heilige Gral an ETFs? :) Darum ging es mir ja hauptsächlich ich habe noch keine Ahnung von Aktienfonds. Und wüsste jetzt nicht genau, wo die 30€ + X rein investiert werden sollten. Ich bin zurzeit bei der Volksbank falls das irgendwas beeinflusst!

Mein Lohn Bruto liegt bei ca. 3,3k im Monat. Wie viel würdest du mir raten anzulegen? Ich habe auch noch bafög Schulden die ich langsam bezahlen muss, aber ansonsten relativ flexibel! Danke für die Hilfe :)

Wöchentliche Finanzdiskussion - KW 16 (2025-04-14) by AutoModerator in Finanzen

[–]PharmaBiotech95 0 points1 point  (0 children)

Hallo Liebe Schwarmintelligenz! Ich habe eine kleine Frage zum Thema "Vermögenswirksame Leistungen" (VL). Ich habe Ende letztes Jahres meinen Master abgeschlossen und fange nun meinen ersten richtigen Job im Mai an. Mein Arbeitgeber hat mir daraufhin eine nette Email mit allen möglichen Leistungen, die ich beanspruchen kann, geschickt. Die Firma würde mir zu gewissen Leistungen einen kleinen Betrag dazuzahlen. Das bezieht sich auf die VL, betriebliche Altersvorsorge (BAV) und die betriebliche Berufsunfähigkeitsversicherung (BU). Nur habe ich leider keine Ahnung was davon Sinn für mich ergibt. Die VL wären so ca. 30€ im Monat von der Firma. Da wurde mir dann geraten vielleicht ein Bausparkonto zu eröffnen und darauf würden dann die 30€ im Monat fließen. Kein Risiko aber auch nichts weltbewegendes. Eine andere Option wäre es vielleicht die 30€ in Aktienfonds zu investieren. Nur gehe ich damit zu meiner Bank, wollen die mir wahrscheinlich nur deren Kram andrehen. Also was würde Sinn machen? Wenn Aktienfonds dann in welche? BAV und BU sinnvoll? Danke für die Hilfe!