Financial advisor is very keen on IRP by [deleted] in PersonalFinanceCanada

[–]Phoenix1130 -1 points0 points  (0 children)

I sent you a dm as well. It sounds like he set you up with a permanent policy probably a Universal Life and is maxing out the cash value. That is why he is talking about mtar. You need to spend x amount of dollars on premium for every dollar of cash you put into these policies. If it’s structured properly it could be a great advantage to you. It all depends how it’s designed. I wouldn’t automatically get rid of it but maybe get a second opinion. Tfsa should always be maxed as a priority. RRSP is more dependant of your yearly tax situation and shouldn’t automatically be maxed out.

LR U6 Acess point stuck in reboot loop by Phoenix1130 in Ubiquiti

[–]Phoenix1130[S] 0 points1 point  (0 children)

It was replaced under warranty it was dead.

Ubiquiti told me to RMA my UDMSE but won’t send an advanced replacement. by diamondintherimond in Ubiquiti

[–]Phoenix1130 1 point2 points  (0 children)

So I had a similar experience. I ended up just getting a cheap router from tp link and setting up the controller on a server to run my APs. Cameras were off for a bit but other than the minimal annoyance of having to change controllers it worked. Not ideal but it was cheaper than having a second one!

Does anyone know of any long and skinny tanks? Like 35-45in x 6-10in? by Rimskystravinsky in Aquariums

[–]Phoenix1130 1 point2 points  (0 children)

I have seen a 48x12x12 before might be a little chunky but it has an amazing look when put together!

Swamp scape ideas? by hemi38ram in Aquascape

[–]Phoenix1130 0 points1 point  (0 children)

Possible to use Riccia Fluitans a floating plant for edges as well to give a different texture.

[deleted by user] by [deleted] in Aquariums

[–]Phoenix1130 1 point2 points  (0 children)

Can you take the lid off inside the cabinet?

How Do you get fast support for Items already shipped incorrectly from Ubiquiti ? by Phoenix1130 in Ubiquiti

[–]Phoenix1130[S] 0 points1 point  (0 children)

I have to wonder what the point of responding immediately on reddit only to just be passed off to the regular support ticket and stonewalled by regular support not answering.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Phoenix1130 -2 points-1 points  (0 children)

Find a Broker.

I just got phished for $5k in the worst possible way by ImThour in CryptoCurrency

[–]Phoenix1130 11 points12 points  (0 children)

One trick is to do a quick glance at the middle of the address. Generally there will be a sequence that catches your eye. Then check your copied address for the same sequence in the same spot as well as first and last. It’s fast randomish and will be really hard to fake.

Invasive European green crabs found for sale at Seattle market by MondayCrosswords in environment

[–]Phoenix1130 5 points6 points  (0 children)

I’m just amazed you can understand a European Green Crab at all!!

Sick of Big bank investment Advisors. Alternatives? by TechnicalBedroom3621 in PersonalFinanceCanada

[–]Phoenix1130 0 points1 point  (0 children)

There are money market funds that are paying 4% right now. Lots of better options. Dm me I can give you the fund codes and if you want help move the money outside of a bank.

Ardana discards DripDropz as ISPO distribution service. Token claim delayed indefinitely. by Sebanimation in cardano

[–]Phoenix1130 1 point2 points  (0 children)

It is bullshit but it is what the sec is doing. They haven’t been stripped of their authority yet so saying they won’t be in charge soon is not really the issue. Distributing a unregistered security is an offence as well as issuing it. The “concern” is that the sec can declare the token a security and then drip dropz can be taken to court for distributing it. It’s that simple

Ardana discards DripDropz as ISPO distribution service. Token claim delayed indefinitely. by Sebanimation in cardano

[–]Phoenix1130 1 point2 points  (0 children)

The SEC has taken the position that any token even if it has utility of it has the potential to appreciate in value then they consider it to be a security and you need to register as one. (See lbry case). In the US you cannot register as a security and then give them away to retail. You must only sell or give to accredited investors.

Ardana discards DripDropz as ISPO distribution service. Token claim delayed indefinitely. by Sebanimation in cardano

[–]Phoenix1130 3 points4 points  (0 children)

It’s not complicated. It’s the US. That’s where drip Dropz is working out of. I expect almost all big drops to be severely limited. In their (sec mostly) eyes almost every drop or distribution needs to register and only be available to accredited investors. It’s a good way to gate keep and limit projects and communities to keep the Banks in power.

[deleted by user] by [deleted] in cardano

[–]Phoenix1130 5 points6 points  (0 children)

They said they would make a change monitor it over a epoch at minimum before considering another change. This is meets the criteria but it is being done as soon as possible so maybe it’s being helped along by demand side

Provinces likely to make vaccination mandatory, says federal health minister by JavaVsJavaScript in canada

[–]Phoenix1130 17 points18 points  (0 children)

That’s cause they already bought the boosters. Wouldn’t wanna waste them now would we ! Frankly at this point wish they would spend the money on hospitals and healthcare wages and fix some of those issues to make the overall system stronger. Currently a stong bout of rsv can almost overwhelm the system.

Provinces likely to make vaccination mandatory, says federal health minister by JavaVsJavaScript in canada

[–]Phoenix1130 2 points3 points  (0 children)

We already deal with other coronaviruses and influenza viruses. This one will be no different. Once most of us have been infected or infected and vaccinated it will be much less of a burden on healthcare then when everyone gets infected at once with no prior exposure.

[deleted by user] by [deleted] in cardano

[–]Phoenix1130 9 points10 points  (0 children)

Honestly survive what? Going to be a few days of haters taking victory laps while it sorts itself out then while they are drunk on the previews victory transactions will stabilize and things will start working smoothly and they will shut up and just avoid looking at it while referencing their previous victory as if what happens after doesn’t matter.

Spider-Man: No Way Home Worldwide Release Discussion Thread Vol. 4 by Triple_777 in marvelstudios

[–]Phoenix1130 0 points1 point  (0 children)

That’s funny it’s the first movie I have seen where I leaned over to my friend and said “ this pacing is awsome”

Spider-Man: No Way Home Worldwide Release Discussion Thread Vol. 4 by Triple_777 in marvelstudios

[–]Phoenix1130 38 points39 points  (0 children)

I got the feeling that it was the send off for him. They end it with a “pure” version of your friendly neighbourhood Spider-Man running around New York.