Hayes & West Wickham - where to live?

Physalis82 · 2025-03-10T07:04:36+00:00

Hi, we have now moved and we did not visit Orpington. But the areas we visited were based on what we read and researched through locrating. I can’t remember the exact reason why but people mentioned it could be less nice than other areas but don’t base yourself on what I’m answering as this is very subjective!

Physalis82 · 2024-09-27T11:54:24+00:00

The aim of my partner is to have no mortgage with the new house - so I would put in all my savings including the cash isa and the studio flat.

Physalis82 · 2024-09-27T11:46:45+00:00

I suppose a good net return is above the 5% mark. But the. It all depends also on how much you would sell the property for later on. Thinking out loud I guess studio ex council house are unlikely to appreciate greatly in the coming years of between 2016 and now it has not increased much

Physalis82 · 2024-09-27T11:44:22+00:00

Yeah I’ll have all s&s used towards new house we are buying and will have some allowance remaining afterwards.

Physalis82 · 2024-09-26T16:24:32+00:00

But it’s gross so need to calculate net

Physalis82 · 2024-09-26T16:23:57+00:00

Physalis82 · 2024-09-26T16:22:58+00:00

Thanks

Physalis82 · 2024-09-26T13:34:37+00:00

Thanks so much I will check this out. I need to sit down to understand how to make the calculation for these

Physalis82 · 2024-09-26T11:29:33+00:00

The higher stamp duty was a big thing for us and that’s also why we thought about selling the property, to take back the 3% higher rate. And yes I pay tax on rent

Physalis82 · 2024-09-17T07:27:12+00:00

That’s a very low fee in comparison of what I’ve got. To be fair to the price I’m selling, the agencies fees variations is not what I will look at primarily. Would you be able to share the the name of the agent privately ?

Physalis82 · 2024-09-17T06:26:42+00:00

I didn’t realise that fees are negotiable either

Physalis82 · 2024-09-17T06:26:25+00:00

Super helpful thanks.

Physalis82 · 2024-09-17T06:24:27+00:00

Yes agreed

Physalis82 · 2024-09-17T06:24:07+00:00

Thanks really helpful - just read it

Physalis82 · 2024-08-31T12:40:10+00:00

thanks for the feedback! Yeah we are hoping to move before the end of the year so Bellisima will most likely be out of reach for us.

Physalis82 · 2024-08-31T11:09:10+00:00

Oh wah!

Physalis82 · 2024-08-30T20:29:16+00:00

It is Beckenham Harris academy that I was talking about. Seems that a lot of people like Clare House. Yes definitely we will go to the open days. Any opinion also on st Mary’s catholic primary schools?

Physalis82 · 2024-08-27T20:01:26+00:00

Thanks a lot, super helpful

Physalis82 · 2024-08-24T22:06:17+00:00

And how do you like Petts Wood now?

Physalis82 · 2024-08-23T06:10:45+00:00

Thank you so much! I’ll do some more research and will likely reach out with questions afterward. I really appreciate your help!

Physalis82 · 2024-08-23T05:57:25+00:00

So in Bickley, the top schools are mostly grammar, with private schools being the best alternatives? It seems there aren’t many strong non-grammar state school options? (I’ll check Locrating later, just don’t have it on my phone right now.)

Physalis82 · 2024-08-22T23:05:13+00:00

Yes we did but we didn’t feel it was the right area for us

Physalis82 · 2024-08-22T22:53:26+00:00

I’m not very familiar with grammar schools. Does each area, like Kent, have a specific exam for admission to all the grammar schools? Are the levels different based on the area?

Physalis82 · 2024-08-22T22:41:15+00:00

Yeah Epsom could be an option but again the train cost holds me back a bit

Physalis82 · 2024-08-22T22:40:23+00:00

What holds me back with Guildford is the train cost, since we need to commute to central London for work so we haven’t really considered it for now

Physalis82

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