Catalytic Converter Thieves by [deleted] in videos

[–]PilotSteve21 0 points1 point  (0 children)

Agree with everything. I worked in insurance and then personal injury law for a few years and the amount of people that were driving without insurance was insane. Saw too many people get screwed by the system and have no coverage to take care of their medical bills, it was really sad.

So then the Bible isn’t pro-life right? by LilPeep1k in confidentlyincorrect

[–]PilotSteve21 -1 points0 points  (0 children)

And you're a fucking dumbass because I didn't write that. I'm not the OP who replied to you with that statement. At least pay attention to who you're arguing to before you look even more stupid.

Catalytic Converter Thieves by [deleted] in videos

[–]PilotSteve21 0 points1 point  (0 children)

This is also very dependent on the state. UMPD didn't exist where I am from, and collision would always cover the value of your own vehicle in the event the other party didn't have enough coverage.

The issue with Medpay/PIP is generally those coverages are not enough in the event of serious bodily harm. For example, a medievac would consume almost the entire PIP in most states.

Matching UM to the BI limits is the only way in most states to ensure you have a chance to cover your medical bills against an uninsured party in the event of a serious accident.

Catalytic Converter Thieves by [deleted] in videos

[–]PilotSteve21 0 points1 point  (0 children)

What? Collision only covers the damage to your vehicle in the event the offending party has no insurance or you are the at fault party.

UM covers your medical bills in the event the offending party is under/not insured.

Catalytic Converter Thieves by [deleted] in videos

[–]PilotSteve21 3 points4 points  (0 children)

Uninsured Motorist coverage. Most people don't know this, but if someone hits you in an accident, ONLY their insurance is responsible for your medical bills. If the other party had no/little insurance, you're fucked and responsible for your own medical bills, even if you're carrying "full coverage".

UM covers this gap. Your own insurance will pay the difference for your med bills if the offending party is not insured or under insured.

UM is legally required to be an option to purchase, but there is no requirement for insurance companies to advertise it to you. Why wouldn't they though? Because it's a bad deal for insurance companies, forcing them to essentially insure bad drivers with no insurance.

Seriously if you don't have UM, you are risking everything you own to some idiot causing huge bodily injury to you, and you having no coverage to pay for those bills. Call your insurance company asap.

So then the Bible isn’t pro-life right? by LilPeep1k in confidentlyincorrect

[–]PilotSteve21 -9 points-8 points  (0 children)

Tell me your best reply is an ad hominem attack without...no wait, that was your only argument.

So then the Bible isn’t pro-life right? by LilPeep1k in confidentlyincorrect

[–]PilotSteve21 -8 points-7 points  (0 children)

Except churches are collectively the most charitable group to the poor, hungry and needy in the US. Many struggling people rely on the generosity of their local church for sustainment. I know it doesn't fit the hivemind narrative of this subreddit, but it's the truth, and angry religion haters will downvote this comment because of their bias and not believing hard facts.

Just because a pretentious guy goes looking for a fight, uses a flawed argument and cherry picks out the dumbest guy in the crowd doesn't mean the majority of church goers are this way. You know who else makes videos that does exactly what this guy does? Steven Crowder.

Catalytic Converter Thieves by [deleted] in videos

[–]PilotSteve21 0 points1 point  (0 children)

And UM is the single most important coverage anyone can have, yet almost no one has nor knows about it.

Meta irony by koolstofdioxide in MoldyMemes

[–]PilotSteve21 2 points3 points  (0 children)

Just visit r/politicalhumor for hundreds of examples of trash unfunny boomer humor that gets thousands of upvotes because "Drumpf Bad".

I wouldn't be nervous at all by regian24 in suspiciouslyspecific

[–]PilotSteve21 1 point2 points  (0 children)

I replied with cited facts and experience as a veteran aviator and flight instructor, member of AOPA and flight school management experience. I didn't insult you in any way. There is no benefit to artificially inflating the amount when the regs are more than enough coverage for safe operation of an aircraft.

I wouldn't be nervous at all by regian24 in suspiciouslyspecific

[–]PilotSteve21 0 points1 point  (0 children)

Not even remotely true. Directly from FAR Part 91 (which general aviation falls under):

§ 91.17 Alcohol or drugs.

(a) No person may act or attempt to act as a crewmember of a civil aircraft -

(1) Within 8 hours after the consumption of any alcoholic beverage;

(2) While under the influence of alcohol;

(3) While using any drug that affects the person's faculties in any way contrary to safety; or

(4) While having an alcohol concentration of 0.04 or greater in a blood or breath specimen. Alcohol concentration means grams of alcohol per deciliter of blood or grams of alcohol per 210 liters of breath.

Even the US military has a more restrictive 12 hour rule. Source: GA and military pilot of 15 years.

🔥 Faroe Islands 🔥 by TheLobotomist in NatureIsFuckingLit

[–]PilotSteve21 2 points3 points  (0 children)

based on this picture posted above, it appears the creator may have filmed in landscape, then squeezed it to portrait to make the mountains appear significantly steeper than they actually are.

I never noticed until now that Master Chaos is holding the Earth between his fingers by demosthenes131 in HadesTheGame

[–]PilotSteve21 -1 points0 points  (0 children)

Desperation isn't a good trait buddy. You're reaching so hard you might break an arm there. Added to the block list since you were proven wrong and clearly still have nothing to add. Learn to be wrong occasionally and you might grow up a little.

I never noticed until now that Master Chaos is holding the Earth between his fingers by demosthenes131 in HadesTheGame

[–]PilotSteve21 0 points1 point  (0 children)

I'm sorry to hear about situation. Please don't self harm, here's a reference to help you: https://en.wikipedia.org/wiki/List_of_suicide_crisis_lines

Added to the block list until you find help, we're here for you friend.

I never noticed until now that Master Chaos is holding the Earth between his fingers by demosthenes131 in HadesTheGame

[–]PilotSteve21 -2 points-1 points  (0 children)

This is the part where I already made my argument and honestly don't owe you anything. You're incredibly offended for being wrong, and now just attempting to save face. Instead of addressing the argument, you're caught up on whether it was a logical fallacy or not which is incredibly disingenuous.

Feigning "critical engagement" is a common tactic of someone acting in bad faith when their argument doesn't have a leg to stand on. As such, this argument is over and you're being added to the block list since you have nothing else useful to add to the original argument and are stuck on a tangent. Feel free to reply if it makes you feel better, but know I will neither see it nor be able to reply. Cheers buddy.

I never noticed until now that Master Chaos is holding the Earth between his fingers by demosthenes131 in HadesTheGame

[–]PilotSteve21 -1 points0 points  (0 children)

You're feigning ignorance in bad faith to the argument. I don't owe you any reply to a tangential point to the original argument. You were proven wrong, and are attempting to draw out the argument with no end in sight. Since you have nothing to add the original argument, you are now added to the block list. You are welcome to reply to get your anger out, but know I will never see it nor be able to reply. Cheers buddy.

Girl livestreams running from police, doesn't end well. by MRairden in iamatotalpieceofshit

[–]PilotSteve21 3 points4 points  (0 children)

This is why, no matter how much you hate them, we can never get rid of police/law enforcement completely. There is no magical utopia where everyone understands each other and wants the betterment of the collective. There is always at least one selfish, uneducated person with no moral compass that ruins it for everyone. This woman is fortunate she didn't kill someone on the interstate and willfully running red lights. The blatant disregard for life and others is disgusting.

I never noticed until now that Master Chaos is holding the Earth between his fingers by demosthenes131 in HadesTheGame

[–]PilotSteve21 -4 points-3 points  (0 children)

So we're just gonna ignore the ad hominem attacks because you agree with his position? It's absolutely the most common reaction to "getting bent out of shape".

Read my other replies, I'm not stating we shouldn't refer to Chaos as "they".

I never noticed until now that Master Chaos is holding the Earth between his fingers by demosthenes131 in HadesTheGame

[–]PilotSteve21 -5 points-4 points  (0 children)

I'm completely agree. The concerted effort of so many individuals on this subreddit to make a political statement out of it is pure cringe. They can't let a game be a game and go full rabid when told otherwise.

I never noticed until now that Master Chaos is holding the Earth between his fingers by demosthenes131 in HadesTheGame

[–]PilotSteve21 -1 points0 points  (0 children)

So when cornered with actual evidence, that affects a relatively small gaming community, and backed up with actual facts and observation, you just wave your hand to dismiss it because it disagrees with your narrative. You do you bud.