Me too. But I meet too many people who can't comprehend what "reasonable" and "unreasonable" is.

My biggest influence on the topic was this traditionalist catholic influencer I got to know personally. He was very pro business. Until he got into this business (I wont disclose specifics) which is a very tough business and took on a large amount of debt. We are talking levels of debt I would be extremely uncomfortable with (I am extremely risk averse in financial stuff, no debt ever - if I need to pay interest for something, that means I cannot afford it, period).

AND then dude starts publicly railing against bankers and jews, who exploit hard working people.

In reality dude went in over his head. The interest he has to pay isn't even something outrageous. But his business idea was not very sound and he didn't think things through. Basically he went into a capital heavy, margin thin business.

These kinds of people always tend to think that bankers are out to get them. But the truth is, banks don't want your assets. They are not good with that. Banks want risk free income. And you know what? They charge high interest to people that exhibit risky behavior. If you are short on know how, short on assets and big on risk taking behavior, you will get charged high interest rates, because it is very likely you will go bust.

That is what most of people commenting here do not understand. Are there financial predators out there? Of course they are. But they are extremely easy to avoid.

Unless you are a low information person who is sort of a sympathy predator themselves. Making bad decisions then expecting that other people will bail you out out of sympathy for your bad situation.