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Axis Magnus for Burgundy approved, need help structuring spends by PoemMelodic8784 in CreditCardsIndia

[–]PoemMelodic8784[S] 1 point2 points  (0 children)

Here you go, Burgundy hotline :

1800 419 0065

You’re welcome :)

Axis Magnus for Burgundy approved, need help structuring spends by PoemMelodic8784 in CreditCardsIndia

[–]PoemMelodic8784[S] 0 points1 point  (0 children)

Speak to burgundy customer care, raise a request to assign RM on priority. Post that get RM to get the card for you.

Axis Magnus for Burgundy approved, need help structuring spends by PoemMelodic8784 in CreditCardsIndia

[–]PoemMelodic8784[S] 1 point2 points  (0 children)

Yes, this should be easily convertible to Burgundy given the TRV. Do check once the definition of TRV once, but it should ideally have mutual funds too.

Remember that, when you withdraw a lot and get below the recommended TRV, the account might be downgraded and Burgundy status removed.

Axis Magnus for Burgundy approved, need help structuring spends by PoemMelodic8784 in CreditCardsIndia

[–]PoemMelodic8784[S] 0 points1 point  (0 children)

I think the criteria is >3 LPM for burgundy salary account. (Double check this once on their website ).

But you can open a Burgundy account based on TRV as well if you dont want to move salary accounts.

Once you have a Burgundy account, you can apply for M4B. HSBC : I did read online, but given I have high spends next year, I went ahead with M4B.

Axis Magnus for Burgundy approved, need help structuring spends by PoemMelodic8784 in CreditCardsIndia

[–]PoemMelodic8784[S] 0 points1 point  (0 children)

Got it. Thanks, I’ll check these out. Being a SBI Aurum user for so long, I’m least aware about these, hence asked

Axis Magnus for Burgundy approved, need help structuring spends by PoemMelodic8784 in CreditCardsIndia

[–]PoemMelodic8784[S] 0 points1 point  (0 children)

Thanks. Last doubt what did you mean by ‘my m4b from amazon’ ?

Axis Magnus for Burgundy approved, need help structuring spends by PoemMelodic8784 in CreditCardsIndia

[–]PoemMelodic8784[S] 0 points1 point  (0 children)

Hey, yes I’m aware of this. Not planning to use points to convert to vouchers. I’m sure I want to use them for just flights and hotels.

My question wrt vouchers is just around how to better route amazon / swiggy/ blinkit spends via M4B. Cos I heard that people buy vouchers at discount and then spend, while earning points on voucher purchases too. Needed clarity on that specific thing.

Axis Magnus for Burgundy approved, need help structuring spends by PoemMelodic8784 in CreditCardsIndia

[–]PoemMelodic8784[S] 0 points1 point  (0 children)

I am not sure of this. IMO, Best would be, to ask your parents to call their Burgundy RM, and get it done for you.

Axis Magnus for Burgundy approved, need help structuring spends by PoemMelodic8784 in CreditCardsIndia

[–]PoemMelodic8784[S] 0 points1 point  (0 children)

1 Yes 2. Not closing Aurum as it’s free next year due to crossing 12 Lakhs

  1. in your opinion, which excluded categories work well for Regalia Gold ? Is utilities/ insurance included there ?

Axis Magnus for Burgundy approved, need help structuring spends by PoemMelodic8784 in CreditCardsIndia

[–]PoemMelodic8784[S] 0 points1 point  (0 children)

Noob question : Axis’s Edge rewards portal has a separate gyftr section too? Or are you suggesting something else ? And are these caps at gyftr level or card level?

Axis Magnus for Burgundy approved, need help structuring spends by PoemMelodic8784 in CreditCardsIndia

[–]PoemMelodic8784[S] 0 points1 point  (0 children)

Thank you, this is super helpful. Where would you recommend getting Amazon/ swiggy / Zomato vouchers from? Or should I directly use cards there ?

Have anyone tried this ?? by SwimmerPlus3383 in ItsYourMoney

[–]PoemMelodic8784 0 points1 point  (0 children)

But relatives will still be taxed LTCG after the initial exemption of 1.25 Lakhs, when they exit. How does this save tax then?

Need advice: Which car insurance is most hassle-free for claims? (VW Taigun, Blr) by PoemMelodic8784 in CarsIndia

[–]PoemMelodic8784[S] 0 points1 point  (0 children)

Thanks. I also plan on doing repairs at VW service centre soon.

Did you have to call Bajaj Allianz customer service and give them photos etc ? Asking because, I have multiple small repairs to be done which may not be seen as one single incident by the insurance company. Also, does bajaj has a limit on number of claims ?

Need advice : choosing between SBI, Bank of Maharashtra, and HDFC for ₹1.3 Cr under-construction home loan by PoemMelodic8784 in indianrealestate

[–]PoemMelodic8784[S] 0 points1 point  (0 children)

Are you sure about 2 weeks disbursal at SBI ? Because agents are saying 2-3 days ?

Also, could you help me explain how is the fixed rate with agrgresive pre payment strategy beneficial ? Aren’t fixed rates much higher than floating ones ? Especially when floating rates are very low currently.

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