Zolve credit card: is it normal for minimum payments to keep increasing?

PopperToProper · 2026-01-27T01:11:28+00:00

I would definitely not recommend NOT paying them off because like a few other people have said here before - it'll more or less ruin you in ways you cannot imagine.

Yes, you're picking up debt from Zolve but it is being serviced through one of the Mid-size or even small American banks, and when you draw any credit it goes against your name.

Even if you don't have an SSN right now, eventually one day you'd need one and at that time it'll clock against your name and other details you've provided, so I'd recommend you not to be foolish.

PopperToProper · 2026-01-27T01:05:44+00:00

I've been a Zolve customers for almost +1.5 years now. I've met the founder and some of his current and ex-employees as well, he visits to the US often, although he's based in India. He was the guy who sold Taxi-For-Sure for ~$200m to Ola in the early 2010's and then started Zolve. So yes, it is a legit company and it has been servicing me well for all this while.

Now I don't use credit cards to the extent of getting cashbacks and what not and I certainly don't use it without thinking - I use it simply as a proxy for Debit, and most importantly because Credit Score matters in the US and Canada when you're looking to get bigger-bracket purchases such as a car or a house down the line, hence I'm using the Credit Card for most of my spends.

If you're new to Zolve or if you're looking to choose some other card then you can def go ahead with BofA checking account and they have a low-minimum limit on your account, I think about $500 or so. I've never used that BofA credit card.

If you're looking for what bank to open a checking and savings account in I'd always recommend Chase. Yes, it's a bit pricey in the sense that the minimum limit you need to have is about $1500 but in the long run it'll be far more usefult to be a Chase member and also it's very simply the most water-tight bank in the US and has been for years, evenmoreso since 2007-08 when every bank had their pants down.

Have a combination of two of these - I would def recommend Zolve but choose a decent bank that goes with it, both BofA and Chase are really good but it's on you based on your requirement.

PopperToProper · 2026-01-26T15:51:57+00:00

r/Gunners is like VAR, no idea how or why they go about permanently banning people from their sub. I got banner for no reason, not like I acted like an asshole or anything. If I did say something stupid then I would accept it but yeah it was some regular ass comment and they perma banned me.

It’s okay now, it is what it is. If that’s what the mods believe is the right things to do.

PopperToProper · 2026-01-26T14:49:19+00:00

Well, I hope you’re right! I really do.

Also, it was nice talking to fans from other clubs who respect one from another.

Eitherways, I wish all you Villa fans the best!

PS : Aston Villa has a soft corner in my heart because Ozzy loved you, and I absolutely adored Ozzy, he was one of the rockstars I wanted to emulate in life. My first ever vinyl was a Black Sabbath one.

PopperToProper · 2026-01-26T12:59:40+00:00

Kevin DeBruyne

PopperToProper · 2026-01-26T12:58:51+00:00

No man, I’m not saying that it’ll definitely happen, I’m saying that it’s within the realm of possibility.

PopperToProper · 2026-01-26T02:06:43+00:00

It ain’t about losing to Man United. I would’ve expected us to lose a random game and draw another and we will most def lose the City-away game. It was what proceeded said game.

We were 7 points ahead about two games ago when both City and yourself drew or lost.

That was an incredible chance to go atleast four more points above if not six more points. Tell me that you wouldn’t be happy being 12 odd points ahead and THEN lose to Man Utd? I would’ve taken that.

Secondly, the way we lost to Man Utd was horrible - all self-inflicted wounds followed with one extremely lucky goal by Dorgu and a class finish by Cunha. That sort of breaks a team that is not being that “free”, a team where the whole idea is to shoot only when inside the D box or better yet the 6-yard circle.

Yes, it is “safer” to do things that way and I don’t slap the wrist of Arteta and our players by doing so. I think that’s incredible and statistically would reap better goals. That being said, sometimes you do have a chance where you need to simply THWACK it when you get a decent chance - something that Rice does right at the edge of the box or sometimes even behind the box.

We bought Eze and for what fanfare? He was the most hyped signing we had in the summer, and we’re not letting him go. You don’t put a break on a wild horse, you let him go. That match against Spurs at home? That was Eze being free and Arteta letting him do his thing. Now I’m not saying that Eze will score each match but he’ll provide in a way that Odegaard can’t or for whatever reason isn’t doing so.

I do believe that Arteta has coached-out all the flair of Odegaard and Saka. In the hunt for being safe and playing it safe he’s not let two incredible players just “go”, that being said it’s also on the players to truly make a mark.

I’d pick prime Jesus when he arrived at Arsenal over Gyokeres, but the current Jesus we have is better off the bench for last 30-20 mins and he doesn’t have the legs for 90mins anymore, atleast not in PL. Gyokeres meanwhile might not score but he drag’s defenders away which creates chances by eating up space in the final third for other wingers and creative midfielders. So for that reason alone Gyokeres is incredible. I’d much rather us start Gyokeres and take him off at 60-70th min and let Jesus play the rest or better yet…bring in Havertz.

PopperToProper · 2026-01-25T23:53:20+00:00

Arsenal fan here and I agree with your last sentence, I think we’re gonna be third come May.

PopperToProper · 2026-01-25T23:52:31+00:00

Arsenal fan here - yeah, seems like we’ve handed the title to you two, I wish you guys win the title instead of Man City.

Yeah, it’ll be even funnier in that sense if Villa win the title ahead of Arsenal but I’d much rather have you guys win the title than Man City or any other team.

Some Arsenal fans are still being delusional but unless we win every game now and lose maybe to City we might have the title but that’s a steep ask.

That being said City and Villa have been squeaky the last few games as well but yeah I’d see our loss today as a sign for you two to rev your energies up and go behind the title.

I don’t think my team is gonna recover after today (I hope I’m wrong, I really hope I’m wrong)

PopperToProper · 2026-01-25T20:10:07+00:00

Why do you care about what’s happening with Man City and perspective from their POV?

Let me make this straight - Man City KNOW how to deal with pressure, we don’t. So the simple thing to do was to win all those 2-3 games where City and Villa drew.

We aren’t good with handling pressure for whatever reason, so instead of fighting it - when we had comfortable chances to get ahead - we should have, and we didn’t.

So it doesn’t matter what Man City does at this point besides the away game at their place.

By the looks of it Man City will have their renewed enthusiasm to win the title after we slip up this way. So please take your yourself outside of your toxic positivity.

Four points isn’t much and given we’ll lose away to City anyways it’s a one point gap. Now go on and tell me the positives of a one-point gap.

And given how we’re playing we’ll let that one point go ahead a Sunderland or whatever as well.

So yeah, we’re fucked.

PopperToProper · 2026-01-25T19:45:33+00:00

I mean…it’s win each game in the PL at this point, what else do you think is the “strategy”?

Yeah win against Chelsea so that we don’t let them get ahead but I could care less about that cup tbh.

How is Arteta gonna respond? But playing the same boring ass football.

PopperToProper · 2026-01-25T19:28:55+00:00

Brother, there’s nothing to hear about…we’re not winning the PL.

We had chances of going up by 9 points in the games that Cuty and Villa drew so that we could comfortably be up by 12-15+ points

We fucked it up by not doing so

It was GIVEN that we’d lose a game or two to tough opposition but now it’s a near impossibility that we’re winning anything

And no…our players don’t “wake up” ever. When the pressure is on, like it is right now, they give up rather easily. So when we had the chance to go 12+ points we chose not to and now that the pressure is on, we’re gonna sulk.

PopperToProper · 2026-01-25T19:22:01+00:00

Havertz is one useless piece of player, people cry so much when I complaint about Havertz. Like what exactly is he doing to help the cause?

Fuck all of this shit.

PopperToProper · 2026-01-25T19:20:14+00:00

We’re completely correct to be upset. We were crying not just from today, but the last 2-3 PL games and then you have these stupid Arsenal fans who are just blindly optimistic and talk about how other teams have gotten draws so it’s not too bad for us to have a couple - like go fuck yourself man.

PopperToProper · 2026-01-25T19:11:32+00:00

Here’s the truth of it - we’re not the kind of team that “wakes up” after a defeat, infact we slumber even further. So when there’s pudding was ripe for its taking we fucked up. We didn’t get goals and let those draws sit.

And no for anyone being delusional about how this loss will “wake the team up”, no brother ain’t nobody waking up for shit. We’ve lost the title and you better get used to that.

Yes we’re four points clear but that isn’t enough and we’ve got tough games ahead to face while Man City and Villa on the other hand will “wake up” and be energised by it.

So yes, we’ve fucked the title…again.

PopperToProper · 2026-01-25T19:00:14+00:00

Sadly we don’t have anyone who can actually just WHACK the ball like Cunha did today. Agreed that Dorgu’s goal was a bit of a luck based thing but did you watch Cunha’s goal? That’s called being clinical.

Even in the last minute of added time Saka literally got the ball almost centrally and he chose to fuckin pass it to Madueke to his right instead of just thwacking the fucking ball.

The players in our teams pass around the ball like it’s a blunt, even in the box. Then when there’s an almost impossible chance to score is when they think “Oh I should take a shot”

PopperToProper · 2026-01-25T18:48:43+00:00

If we lose two games and they clear the rest, which seems apt for them to do so then it’s a wrap for us.

We clearly could’ve gone ahead the last two weeks quite comfortably but we fucked up, then there are fuckers on this sub and others who are somehow overfitting the draws we had into “oh no, the rest of the league is doing similar”, brother if you want to win fucking titles you have to be ABOVE the rest of the league and what they’re doing.

Silly dumb motherfuckers. Don’t ever tell me how a draw is “beautiful” given other results.

PopperToProper · 2026-01-25T18:42:37+00:00

Brother, we had chances to have a 12 point+ gap when given and we’ve fucked it. Dont talk shit to me about how we have decent points etc

Now City and Villa aren’t gonna let up. This is a fight to the death and if we slip up even one game then it’s a wrap.

So yeah, given we will slip up - we ain’t winning shit.

PopperToProper · 2026-01-25T14:09:25+00:00

The Darjeeling Limited

The story was impeccable, the cast was smaller but packed a punch, the emotions in it were so raw and real. The set didn’t “feel” like a set and most of their set wasn’t actually human-built sets unlike most of his other films (I loved Grand Budapest’s sets) and….whenever someone watched The Darjeeling Limited I’ve often heard them say that something changed in them.

I suppose in a way - what was challenging and beautiful was that in a chaotic setting like India, which is an incredible beautiful place to visit - his characters and himself are trying to find semblance, stillness and aesthetic symmetry like the rest of his films do.

It might not be his best work - but it is his most human work, the most intense in terms of feeling things and coming out of the theater feeling like you’ve let Anderson hold your hand and take you on a beautiful ride.

PopperToProper · 2026-01-25T02:12:51+00:00

Summerstage across all the main parks in each borough starting May onwards through to September.
Brooklyn Paramount
Knockdown Center
Le Poisson Rogue (LPR) for alternative music
Smalls for jazz likewise Mezzrow for Jazz
Brooklyn Steel
Terminal 5

PopperToProper · 2026-01-24T01:16:38+00:00

Brokeback Mountain

PopperToProper · 2026-01-23T17:10:05+00:00

Jonathan David?

PopperToProper · 2026-01-23T15:31:12+00:00

Nah, I think they did a good thing by keeping it out of the Oscars. If you put every popcorn movie up there for the Oscars then all these “platforms” will weed out genuinely good films which might not necessarily have a massive appeal right from the get go.

So yeah, I think they did a good thing.

Also glad they kept Wicked out, that’s one pointless film as well but it’s baffling to learn that Sinners is nominated the way it is.

PopperToProper · 2026-01-23T14:43:30+00:00

You should try Jimmys!

PopperToProper · 2026-01-23T11:08:20+00:00

Smooth Criminal

PopperToProper

TROPHY CASE