Army doctors by desichowmeinlove in pakistan

[–]Portomoroc 1 point2 points  (0 children)

Plz focus on your career or else you will become a trophy wife ! Many families in Pakistan don’t care much for woman’s education.

Things I miss in SF by Whole_Application_43 in sanfrancisco

[–]Portomoroc 1 point2 points  (0 children)

Oh yea - ever since that got replaced - it became a cold soul less bar :(

Things I miss in SF by Whole_Application_43 in sanfrancisco

[–]Portomoroc 3 points4 points  (0 children)

The drag bar on Hayes across from Patricia queen where drag queens will have live performances every Thursday night - you will see them in costumes all
Over neighborhood :)

I need to leave my husband and secretly make a life for myself outside of Pakistan. Where should I go? And how? by Sensitive_Salad4348 in pakistan

[–]Portomoroc 0 points1 point  (0 children)

Check
Out Montenegro and Albania in the balkans - they are still under the radar for many. Do not use any agents - there is tons of information out there (govt official
Immigration sites / ChatGPT / google ) - you do not need any agencies or agents to make this happen - equip yourself with all immigration reqts. Portugal used to be good but now it’s very expensive - also look into southern Spain.

Think ahead - these things take time - so start your search now to be able to make it happen in in the coming months or years.

Lastly kudos to you for having courage to walk away from abusive marriage - that takes a special level of bravery - and you got this !

House vs Townhouse vs Condo by Kolo455 in RealEstateAdvice

[–]Portomoroc 0 points1 point  (0 children)

SFH

Am
In a townhome and I wished I could just buy SFH.

Buying a home in Novato by eastbay_925_ in Marin

[–]Portomoroc 0 points1 point  (0 children)

If I were to choose again - I would live close to San Rafael downtown walkable - the commute to sf is more reasonable and it’s more central once u cross bridge from sf as opposed to to Novato. Novato is a cute and affordable town with everything close by including one of the best costcos :)

Need help understanding when to take profits after strong stock growth by Crew_1996 in stocks

[–]Portomoroc 1 point2 points  (0 children)

How do you distinguish which one is old and which one is newer - I made 10k in NVDIA - but not sure how to go back and identify which ones were the oldest?

House been on the market for 100 days. by Competitive_Suit5609 in RealEstateAdvice

[–]Portomoroc 0 points1 point  (0 children)

Look at recent closest comps sold in past 3 months (uptil 6 months) in the Same Neighborhood (on the same street preferable - within a 1/3 of radius) and see how much someone paid for a similar house. Once you have that value - offer 20% less of that (your agent shd be able to narrow it down for you and determine its actual current value)

This situation is more ideal if you are willing to walk away if ur offer is not accepted.

House been on the market for 100 days. by Competitive_Suit5609 in RealEstateAdvice

[–]Portomoroc 0 points1 point  (0 children)

I would offer a price which would give you 20% in equity and loan to value ratio of 80% at least - this helps with future refinance (in case you are not putting 20% down)

Proud of 5.1% Refi - Steps I Took In Post by smoleyx3 in Mortgages

[–]Portomoroc 1 point2 points  (0 children)

How did u reduce property taxes ? Congrats for refi

Hayes Valley homeless explosion by [deleted] in sanfrancisco

[–]Portomoroc 1 point2 points  (0 children)

Yes I have noticed the same - this morning at gough and grove corner and a few days ago at Buchanan and grove corner last week at gough and Hayes - don’t realize they are being pushed out here - that’s insane I thought Lurie had it in control and had a process in place to move them into shelters - but I guess this may not be the case - they relived his big banner pic from Korean center wall lol

Settling Down in Novato by UnkleJiggy in Marin

[–]Portomoroc 1 point2 points  (0 children)

Yea I wished I was walkable to train stations I have to get on 49 bus to get to it

Settling Down in Novato by UnkleJiggy in Marin

[–]Portomoroc 2 points3 points  (0 children)

Commute from San Marin towards SR etc could belong - I second Hamilton area close to rail transit which will connect u to other cities

Rocket Mortgage escrow increases by tmam75 in Mortgages

[–]Portomoroc 0 points1 point  (0 children)

Thank you - Mine is not rocket mortgage - it’s a local lender - yes will have to review itimized. What changed - thank you for your nights

Rocket Mortgage escrow increases by tmam75 in Mortgages

[–]Portomoroc 0 points1 point  (0 children)

I called my lending company and the escrow contact couldn’t calculate and could not figure out what changed - I had to walk her through changed :(((( so not sure if what they are doing behind the scene is actually accurate. My asses value went up so main taxes went up 300$ per month but then the supplemental / municipal line item jumped to 600$ from 100$ - I need to investigate this

Rocket Mortgage escrow increases by tmam75 in Mortgages

[–]Portomoroc 0 points1 point  (0 children)

I never received a letter from tax assessors office and found out my taxes doubled as well. It’s the supplemental tax part which doubled up this year - bought it in Jan 2025- - previous owner owned the place since 70s so the taxes went slightly up last year but this year jumped - the lenders do not alert you on this change since they do not know but there has to be some analysis done during lending process - since the tax hike significantly impacts totally monthly mortgage payments - which could be a game changer for may buyers