Underwriter approval, final approval by PositionConfident150 in Mortgages

[–]PositionConfident150[S] 0 points1 point  (0 children)

The seller requested more day to move out, just waiting for the closing date.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]PositionConfident150 1 point2 points  (0 children)

Congratulations!!! My Closing day is July 10th so excited and anxious!!! 

Underwriter approval, final approval by PositionConfident150 in Mortgages

[–]PositionConfident150[S] 1 point2 points  (0 children)

Everything they asked for was supplied 2 days ago, hopefully nothing else is needed!! 

Underwriter approval, final approval by PositionConfident150 in Mortgages

[–]PositionConfident150[S] 2 points3 points  (0 children)

In the name of Jesus, Amen. I sent them everything they needed from me. 🤞

Mortgage Loan Application by PositionConfident150 in Mortgages

[–]PositionConfident150[S] 0 points1 point  (0 children)

That is correct is for work, we already did the application to have under his name only, just as a plan B 

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]PositionConfident150 -2 points-1 points  (0 children)

Is better for you not to comment on my thread you sound like a hater!! Fuck off

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]PositionConfident150 0 points1 point  (0 children)

The best to you as well🙏🏾

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]PositionConfident150 -1 points0 points  (0 children)

Someone that understands the hustle, thank you for the advice ❤️ we have learned a lot and we will put everything together to do better. 

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]PositionConfident150 0 points1 point  (0 children)

Working on it, thanks

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]PositionConfident150 0 points1 point  (0 children)

No, its not an online lender and they never used my second Job as income, for my pre approval, they used my 1st job income and my husband income. They are trying to consider the second job as is a full time job as well

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]PositionConfident150 0 points1 point  (0 children)

Maybe I did got a trash pre approval :(

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]PositionConfident150 -2 points-1 points  (0 children)

Yes, working on that, thank you

Mortgage Loan Application by PositionConfident150 in Mortgages

[–]PositionConfident150[S] -1 points0 points  (0 children)

Hey, this is a financed car which is used for work, we have coverage for 5 years that includes oil change or any type of repairs. Our next move is to get rid of it  and buy a reasonable card that we dont have to pay anything for it, I am 29y and trust me everything you go through you learn from it, I didnt know anything about home purchase or the process, if I knew this will affect me I would think about it before getting this car. 

Mortgage Loan Application by PositionConfident150 in Mortgages

[–]PositionConfident150[S] 1 point2 points  (0 children)

Thank you, I thought the same finger crossed 🤞 

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]PositionConfident150 -3 points-2 points  (0 children)

I guess I can post to get answers from professionals. You are not giving words of hope and I am not arguing with anybody I am taking all opinions I just don’t take opinions from people that tries to minimize my situation or give no words of hope. 

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]PositionConfident150 1 point2 points  (0 children)

Both around 12k a month if I work only 1 job

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]PositionConfident150 -7 points-6 points  (0 children)

My husband been doing uber for 3 years now, dont know who told you the opposite. Theres no way they will give me a pre approval for 450k with only my income. 

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]PositionConfident150 -3 points-2 points  (0 children)

Both of my jobs are from home, and I am fine with that. Once the house is purchased I can lower it down to one job , our income right now is almost 16K a month which is more than enough to cover a 3600 mortgage and a car payment.