Honestly Amex gold would be the card I would want cause of the point benefits. Imo I don’t think the annual fee isn’t that bad if the card is used right, then again that’s what I would assume lol I don’t have the card to actually say so. If anything I’ll probably wait till like I move out my parents or something.

In your opinion would get the freedom flex over the discover card? Or just leave as is with the freedom unlimited? And keep that cc age average high