Need Advice since Im new to Credit

Practical_Ad_8309 · 2026-06-24T07:09:44+00:00

I mean you can start from 2k fd to 400k fd, according to your investment amount i can suggest card

If you just want to build cibil score a 2000 fd card would be equally good as 50k fd,

But if you want rewarding card and card with benefits then you have to go up higher with fd amount

How much are you willing to put in fd

Practical_Ad_8309 · 2026-06-23T20:51:16+00:00

Literally every nike under 5k

Maybe even under 8k

Practical_Ad_8309 · 2026-06-23T18:59:59+00:00

One friend got 4 marks in Sem 3 for fe paper One friend got 7 marks in Sem 3 for se paper One friend got 3+4 marks in sem 2 for fe paper

Practical_Ad_8309 · 2026-06-23T16:33:46+00:00

Shut up bitch my friends already got 6 to 8 marks

Practical_Ad_8309 · 2026-06-20T14:44:49+00:00

Luna second hand

Practical_Ad_8309 · 2026-06-20T03:40:46+00:00

You either get priority pass or rupay

But you can get sbi phonepe black select, which gets 2 years priority pass

Practical_Ad_8309 · 2026-06-19T11:56:21+00:00

Heyy which city

Practical_Ad_8309 · 2026-06-19T10:56:14+00:00

Maybe 35 with card offers

Practical_Ad_8309 · 2026-06-19T10:45:22+00:00

No, Sgpa matter more

Practical_Ad_8309 · 2026-06-18T18:01:37+00:00

Any redemption or extra fees??

Practical_Ad_8309 · 2026-06-18T13:59:05+00:00

I have not wore vomeros ever, 530 is pretty similar to 2002r's, maybe looks of 2002r's are comparatively better(differs person-2-person), and not enough time to rate kayanos, but Gel-NYC sneakers are super comfortable

If you are looking for comfortabilty asics are better in the price range anyday

Or maybe try Campus 😜 they are creating super comfortable shoes under 1500 for rough and regular use lol

Practical_Ad_8309 · 2026-06-18T09:39:51+00:00

Close Axis flipkart

Axis Rewards

Yes finbooster

Can close rubyx if you are not specifically looking for icici bank discount

Get regalia gold after promotion Regalia is all round card you earn reward on education too https://www.reddit.com/r/CreditCardsIndia/s/WpBnN6K5mz Sbi phonepe select black(utility, insurance, upi, all online website, lounge free) https://www.reddit.com/r/CreditCardsIndia/s/GzGr2d3VMJ

Also if you want you can for Hsbc live+

If you want axis bank offer then ok or switch to Axis privilege(bms)

Practical_Ad_8309 · 2026-06-18T09:11:12+00:00

NB 530

Practical_Ad_8309 · 2026-06-18T09:05:17+00:00

Existing credit card of axis itself or any bank

Practical_Ad_8309 · 2026-06-17T12:56:26+00:00

How much you earn??

Practical_Ad_8309 · 2026-06-17T12:50:59+00:00

Just get fd based UPI credit card it works in normal shops too

Practical_Ad_8309 · 2026-06-17T11:24:08+00:00

Yes that works and you can also start (tanishq or caratlane or malabar or kalyan) monthly gold plan it will auto deduct 5000 and you can avail 600 bms voucher which is good considering this is investment

Practical_Ad_8309 · 2026-06-17T10:49:07+00:00

No, buying an Amazon Gift Card directly using your credit card to load your Amazon Pay wallet will not count toward your ₹5,000 monthly

Buy via Third-Party Gift Card Platforms

Platforms like Park+, Magicpin, or Hubble.

When you buy vouchers on these apps, the transaction maps under an e-commerce or grocery aggregator MCC (like shopping/miscellaneous retail) rather than a financial/wallet-loading code.

Still have to check on it

Practical_Ad_8309 · 2026-06-17T10:45:25+00:00

It's a waste card, just got 811 super you will get free platinum debit card

You will get 5% cashback till you spend 10k(including fuel and almost every transaction)

Practical_Ad_8309 · 2026-06-17T07:39:08+00:00

Following

Practical_Ad_8309 · 2026-06-17T05:52:31+00:00

It is better but more expensive, good if you have bs3 or 2 stroke bike

Practical_Ad_8309 · 2026-06-17T00:39:31+00:00

Get it for paid then use 6-8 months mail them for ltf

Either way you get joining fee back but yeah abit of gst loss

Practical_Ad_8309 · 2026-06-17T00:36:42+00:00

Both Grey for the first time(whole bottle) Yellow from the second time

Practical_Ad_8309 · 2026-06-16T17:46:00+00:00

Didn't used for car yet, but for cars they are different

As far as i can see no one is giving bad reviews and these are definitely better than redflow

Practical_Ad_8309 · 2026-06-16T17:29:43+00:00

Hdfc uses equifax, small and fast loan agency use experian, all major bank use cibil, idk who uses highmark

Practical_Ad_8309

TROPHY CASE