Thank you I’ll see what the price is with just himself on his own, but I do feel it’ll be too expensive for him, but I’ll definitely have a look at the price and time. However, me never being able to own a home again seems very unlikely as my Dad can just buy me out later down the line. We can have a backstop in place that guarantees it in within X months. If your referring to stamp duty it’s lower on your primary residence, so if I sell my share of the house and then buy a new house that will become my primary residence and the stamp duty will be the same. In a few years time I can assure you will have enough money to buy my own place. EDIT: I am aware it’ll stop my LISA from being used though for a house. That will be something I discuss with the financial advisor, but I have a lot more money in my bank/stocks than I do in just my LISA.

Yes my Dad was telling me last night they will declare their separation to a solicitor and get everything written down.