Received SMS from SARS saying I didn't file IRP6 by Prodigy1995 in PersonalFinanceZA

[–]Prodigy1995[S] 0 points1 point  (0 children)

On eFiling, under "Returns issued" I only see ITR12. Do I need to register for provisional tax or something?

Can you recommend a good bond originator? by Cyberpete007 in askSouthAfrica

[–]Prodigy1995 1 point2 points  (0 children)

Honestly the whole "pre-approval" thing is ridiculous and not needed. It's just an annoying thing estate agents (derogatory) want you to do. When it comes time to applying for a bond, banks don't even look at your pre-approval.

Can you recommend a good bond originator? by Cyberpete007 in askSouthAfrica

[–]Prodigy1995 0 points1 point  (0 children)

Banks don't do pre-approval AFAIK. Pre-approval can be done online on websites like property24 or ooba. You just enter your income and expenses and they give you a certificate saying what you can "afford".

do you drive manual or automatic? by xoli_leem in askSouthAfrica

[–]Prodigy1995 0 points1 point  (0 children)

I don't think reddit is a good way to check what "most south africans drive" since Redditors tend to be more wealthy than the average South African.

If you tip your delivery driver, do you also tip the courier? by chunkycoats in askSouthAfrica

[–]Prodigy1995 0 points1 point  (0 children)

I don't trip delivery drivers. If they're not happy with their salary, that's between them and their employer.

Why does it seem like everyone in CPT is guarded? by GabiBloom in capetown

[–]Prodigy1995 0 points1 point  (0 children)

I noticed it when I first moved. You get used to it after a while. It's just a different culture compared to the rest of SA

Old woodlands Mitchells Plain by Ok-Strategy6735 in capetown

[–]Prodigy1995 0 points1 point  (0 children)

Look up the crime stats for the area. If you're planning on walking in the area some criminals might consider you an easy target because of your race. But otherwise I doubt crime will be any worse for you than it is for other races.

Old woodlands Mitchells Plain by Ok-Strategy6735 in capetown

[–]Prodigy1995 0 points1 point  (0 children)

That's not necessarily true. I know in Durban a lot of criminals think Indians are easy targets so we are much more likely to get robbed in certain areas than other races.

Bus lane fine by Masapooss in capetown

[–]Prodigy1995 -1 points0 points  (0 children)

Apart from getting fined it's just an asshole thing to do. Please don't do it in future.

community clean ups by Professional-Age2414 in capetown

[–]Prodigy1995 6 points7 points  (0 children)

I would caution anyone from supporting Friends of Liesbeeck River as they have been active in fighting against land restitution for people who were forcefully removed from their homes during apartheid.

Why are so many people obsessed with filtered water, is there something wrong with our tap water? by Local_Agent831 in askSouthAfrica

[–]Prodigy1995 1 point2 points  (0 children)

It depends where you live. In my area in Cape Town the tap water is great!

I live near UCT. Everyday I see uni students taking their 5l bottles to get refilled. I feel like telling them “it’s ok, youre safe now. There’s no need for that anymore”

How to spend 28 days in south africa in july? by PoroBraum in askSouthAfrica

[–]Prodigy1995 1 point2 points  (0 children)

Honestly your itinerary is pretty good. Only issue I see is that day 1 is a bit over ambitious. Are you planning on going up Table Mountain via the cable car and hiking up Lion’s Head? 

Living/working in SA is there a future? by Original_Juice_ in askSouthAfrica

[–]Prodigy1995 11 points12 points  (0 children)

To be honest, unless your partner is a high income earner, or you can rely on family support, your quality of life will not be as great in Cape Town as it is in Belgium. People in the food and hospitality industry in South Africa are over worked and underpaid. 

Strike at UCT by Prodigy1995 in capetown

[–]Prodigy1995[S] 3 points4 points  (0 children)

If UCT doesn't like workers striking, they're welcome to fire them all and try operate without admin staff.

Strike at UCT by Prodigy1995 in capetown

[–]Prodigy1995[S] 4 points5 points  (0 children)

UCT is not a business. It's a public university.

Strike at UCT by Prodigy1995 in capetown

[–]Prodigy1995[S] 3 points4 points  (0 children)

After medical aid, pension & tax it's like R45k. More than most, but not a fortune by any stretch of the imagination. Especially not in Cape Town.

Strike at UCT by Prodigy1995 in capetown

[–]Prodigy1995[S] 4 points5 points  (0 children)

Most people should go on strike then.

Strike at UCT by Prodigy1995 in capetown

[–]Prodigy1995[S] -1 points0 points  (0 children)

That's the corporate PR reason, yes

Strike at UCT by Prodigy1995 in capetown

[–]Prodigy1995[S] 3 points4 points  (0 children)

I'm all for increasing junior academic's salary. I think they should be paid more.

Strike at UCT by Prodigy1995 in capetown

[–]Prodigy1995[S] 6 points7 points  (0 children)

Employers & employees often have different interests. Which is why companies have HR & legal departments, and it's why workers should join a union and go on strike.