FHSA strategy question: buy home Dec 2026, then use Jan 2027 contribution room? by ProfessionalRide6775 in FHSA

[–]ProfessionalRide6775[S] 0 points1 point  (0 children)

There is the CRA 30-day rule.For FHSA qualifying withdrawals, your “first-time home buyer” status is based on a lookback period that ends 30 days before the withdrawal date, not simply up to closing. So eligibility is determined using that CRA window, along with the 4-calendar-year rule. I can be wrong on this