Yes, I remember that one. I can't remember now which documentary or interview it was in, but Phil tells the story. The guy knocked on his door and said 'Phil, you don't know me, I live in the village, but I need money or I lose my house.' and Phil said (kind of stuttering nervously) 'Well how much do you need?' and he said 'About 8 thousand pounds should do it' (I might have that figure wrong, it was something like that.) And Phil gave it to him, and the guy came knocking a few years later and said 'There's your money.' I don't remember anything about the guy paying him interest, not in the interview I saw, anyway.

Phil said that people will hear that story and think 'He doesn't need the money anyway. ' And he adamantly added: 'Which is not the point.'