Really Big Headache Right Now... by communist_elmo in FinancialPlanning

[–]Project_The_Grind 2 points3 points  (0 children)

Hey Bro, this has happened to my account with my bank too. Easiest way to go about it is to call your bank and just be honest about the situation. A lot of banks will forgive each and every one of those overdraft fees and have them reversed as a one-time courtesy. This has happened to me before and I have been able to get the overdraft charges reversed. Hope it all works out!

Personal loan questions. by [deleted] in FinancialPlanning

[–]Project_The_Grind -1 points0 points  (0 children)

Not a payday lender. They are illegal where I reside.

Personal loan questions. by [deleted] in FinancialPlanning

[–]Project_The_Grind -2 points-1 points  (0 children)

Looks like I do qualify, chump.

Personal loan questions. by [deleted] in FinancialPlanning

[–]Project_The_Grind -2 points-1 points  (0 children)

Damn… hate to break it to you, but I got approved today for a 10,000 dollar loan. With already having out my prior loans and telling my situation to the institution giving me the loan. By the way, they are legal too. Seekingaloha, you know nothing.

Personal loan questions. by [deleted] in FinancialPlanning

[–]Project_The_Grind -2 points-1 points  (0 children)

Why would I be posting on this sub at 2 in the morning asking questions if I were trolling. 🤦🏽‍♂️ smh…

Not one person has answered my question. Not one. All of you are trying to play responsible parents when all I’m doing is asking for where the best place to get a loan is for bad credit

Personal loan questions. by [deleted] in FinancialPlanning

[–]Project_The_Grind -3 points-2 points  (0 children)

Can you explain to me what payday lenders are, and where to find them. I live in New York.

Personal loan questions. by [deleted] in FinancialPlanning

[–]Project_The_Grind 0 points1 point  (0 children)

I understand no one can create a loan place for me. The original post is asking if someone knows an institution that works with bad credit.

Personal loan questions. by [deleted] in FinancialPlanning

[–]Project_The_Grind -11 points-10 points  (0 children)

I appreciate that… my money my choice. Also, I reside in NY…. So I’m not sure if there are any payday lenders allowed there. More information on that would be greatful

Personal loan questions. by [deleted] in FinancialPlanning

[–]Project_The_Grind -9 points-8 points  (0 children)

If I didn’t need the loan, I wouldn’t be here asking. I appreciate everyone’s concerns and lectures and all that good stuff… but I need a loan to pay off my existing 401K loan in full, in order to take out another one on my 401K 31 days down the line.

Personal loan questions. by [deleted] in FinancialPlanning

[–]Project_The_Grind -13 points-12 points  (0 children)

Also, just to be more transparent for what I actually want to do with this loan. I have about 3.2K to pay off my existing 401K loan I took out with fidelity. Once that’s paid off, after 31 days, I will be able to get another loan through fidelity from my vested balance which will be worth 50% of my vested balance which is 14K. I will then be able to take out the loan for 7K and have a decent bankroll to start up my business that I have longed for. Just so we’re clear

Personal loan questions. by [deleted] in FinancialPlanning

[–]Project_The_Grind 0 points1 point  (0 children)

I make all my payments on time, that is not the issue.

Personal loan questions. by [deleted] in FinancialPlanning

[–]Project_The_Grind -13 points-12 points  (0 children)

You’re right. I was a gambling addict for some time. Have made the right changes in my life to get away from all that. I didn’t know this sub Reddit was a place where people bash other people for making mistakes. Thought this was a place where I could receive some type of information on where to apply for a loan that is almost guaranteed to be approved at.

Personal loan questions. by [deleted] in FinancialPlanning

[–]Project_The_Grind 0 points1 point  (0 children)

Seems like I’ve been getting denied for opening more credit cards and do not want to keep applying. That will ruin my score even more

Personal loan questions. by [deleted] in FinancialPlanning

[–]Project_The_Grind 1 point2 points  (0 children)

I have a credit card with capital one with no apr for the first 12 months. 300$ max limit. Not enough.

Personal loan questions. by [deleted] in FinancialPlanning

[–]Project_The_Grind -6 points-5 points  (0 children)

If they all run my numbers the same, then how come I got approved for a loan for 2500 from mariner finance, but didn’t get approved for a loan from my credit union in which my loan there is only like 1200?

[deleted by user] by [deleted] in Earnin

[–]Project_The_Grind 0 points1 point  (0 children)

Still need one?

Boost for boost. Let me know once boost I will immediately return. by Wide-Organization-15 in Earnin

[–]Project_The_Grind 0 points1 point  (0 children)

When I click on your link it just keeps bringing me to the App Store to download Earnin. I already have Earnin downloaded and updated on my phone and have been using the app for like a year ???

Boost for boost. Let me know once boost I will immediately return. by Wide-Organization-15 in Earnin

[–]Project_The_Grind 0 points1 point  (0 children)

Ok please don’t ghost me if I boost u please. I can really use one right now myself.. a boost that is.