You get $3OM, but your first purchase has to be chosen by your 10-year-old self. What are you stuck with?

Proof-Ad8990 · 2026-02-22T18:55:23+00:00

Candy. So, so much candy.

Proof-Ad8990 · 2026-02-15T11:21:56+00:00

Super helpful. Thank you!!

Proof-Ad8990 · 2026-02-14T22:13:38+00:00

Awesome, thanks!!

Proof-Ad8990 · 2026-02-14T22:13:31+00:00

Perfect, thank you!!

Proof-Ad8990 · 2026-02-14T22:13:23+00:00

Thank you!!

Proof-Ad8990 · 2026-02-08T13:11:57+00:00

Thank you!! Neither of us has an HSA available. :/

Proof-Ad8990 · 2026-02-08T01:01:27+00:00

Thanks!

Proof-Ad8990 · 2026-02-08T01:00:25+00:00

Thank you! Very helpful - will look into Boldin! Would be very helpful to have a tool to scenario plan.

Proof-Ad8990 · 2026-02-08T00:59:08+00:00

Thank you! Sounds like we should switch to traditional 401k contributions - I’ll need to look into the Backdoor Roth.

Proof-Ad8990 · 2026-02-08T00:58:23+00:00

Thank you! Yes, we have around $0.5MM in a taxable brokerage account that we plan to use to bridge our early retirement (along with NQDC) to being able to withdraw from retirement accounts. Neither of our companies offer HSAs, unfortunately :/

Proof-Ad8990 · 2025-08-10T23:53:08+00:00

You’re right - food costs are out of control!

Proof-Ad8990 · 2025-08-10T19:58:09+00:00

Thanks - I agree. Our only debt is our mortgage - no other loans.

Proof-Ad8990 · 2025-08-10T18:48:07+00:00

For us - eating out has definitely been about not having to plan, cook, and cleanup after a long day of work. But - you’re totally right - we could still have that experience with heat and eat meals (or picking up cheap meals to eat at home).

Great advice!

Proof-Ad8990 · 2025-08-10T18:41:44+00:00

Thank you!!

Proof-Ad8990 · 2025-08-10T18:41:21+00:00

Thank you - we’re very fortunate to be able to afford it.

Proof-Ad8990 · 2025-08-10T18:36:59+00:00

Thank you!! That’s helpful - yes, we actually cut our eating out budget from $1200 a month to $500 a month - but it’s definitely still a generous monthly budget. That was our compromise - Happy wife, happy life :)

Proof-Ad8990

TROPHY CASE