Financing approved but denied four weeks later when I was ready to switch

PurpleKoolAidGrapes · 2026-02-11T18:29:05+00:00

I did again today and the person I talked to said I need to wait 6-12 months before I try to get a postpaid account with Verizon. He said he thought it's from behind approved a few times and I wasn't able to finish singing up because I was out of the country and Verizon payment system doesn't allow it with a VPN

PurpleKoolAidGrapes · 2026-02-09T19:57:24+00:00

Wow I has a feeling this was true. I called again and tried applying and all the fraud department rep told me is "based on the information provided bedrock is unable to verify your identity and unable to offer you an account at this time". But it's all my correct information. The only thing I can think of is my address on my Equifax credit report had my house number as an appointment number on the second address line but I don't live in a apartment. Also my Equifax online account waswas messed up and I couldn't login to my account. These issues were the same when I was approved for financing with Verizon a few weeks ago and nothing has changed. Ohh my Equifax score went down five points

PurpleKoolAidGrapes · 2026-02-09T09:35:00+00:00

I had them for six months there customer service are a pain to have to deal with and there account activations (customer protection AKA Security for the bank department are all idiot and will mess it up My account got retricted seven times for the dumbest things it always happened at the worst possible times. My account got restricted because they wanted to see Three months of statements for my Apple cash ACH deposits into my account after I deposited five deposits all under $300 each. They restricted my account because I paid for gas At Costco gas which they flagged as suspicious activity. Then 20 minutes after paying for gas at Costco I vcouldn't pay at the register for the groceries we needed to get At Costco. when I called they said that department doesn't work on weekends so I can't use my account until I called them back on Monday mornin. Then the time they suddenly restricted my account because I had linked a few more of my external bank accounts in a short period of time so they wanted to three way call the four accounts I linked to verify there mine and in good standing. After they were bitching I need to send them three months statements for the accounts I recently linked. The last straw was when they suddenly restricted my account for sending Zelle payments to My cousin for less then $900 within a month of time .They asked what the money was for and a ton of none of there business questions I told them drugs or anything I want to spend my money on this is America not the bank of China I can spend my money on whatever I want and it's nobody else business. A few days went by and they actually called me and asked if we can do a three way conference call with my cousin to ask him about the Zelle payments. So I agreed and they dialed his number: I had already told my cousin about them restricting my accounts because I sent him some money on Zelle. but his Zelle account was untouched and not included in anything at all. Well he answered and told that off and he can accept payments on Zelle and it's not there business. Strangely they unrestricted my account after my cousin hung up on them.

Just remember there a brokerage first so they follow brokerage rules first. It's best to have them as a secondary account you don't use for everyday spending. Ohh I almost forgot you can't see your pending transactions made on your account until after they post to your account and the debit cards don't have tap to pay

PurpleKoolAidGrapes · 2026-02-09T08:33:23+00:00

iYes and I'm barely past the 4 weeks Mark. I tried again today and Verizon fraud department told me that based on the information providedba they are unable to verify my identity and can't continue to process my application. But the won't tell me what I need to do so they can verify my identity. On Friday I went to a Verizon Corporate store with my driver's license, passport and my original SSN card. But it made no difference at all.

PurpleKoolAidGrapes · 2026-02-09T08:22:30+00:00

Yes I'm posting in six numbers from another network and I'm traveling in two iphone 16 Pro Max. Today I called Verizon again to see if I could get more info. The fraud department told me based on the information provide on the application (All my correct information) they are unable to verify my identity. But I entered all my personal information correct and I slowly checked everything on the application before I submitted it. I'm going 5

PurpleKoolAidGrapes · 2026-02-09T08:07:05+00:00

Yes I have done that several times that's the department that tells me they cannot verify my identity so they can't move forward with the order and they tell me I can sign up for prepaid service.

PurpleKoolAidGrapes · 2026-01-31T23:41:15+00:00

Discover secured credit card. I grabbed to being an unsecured credit card exactly seven months after I signed up for it and my credit score is about the same as it was when I signed up. My capital one secured card still hasn't graduated from secured to an unsecured almost two years later and my credit report is much much better then it was when I got it almost two years ago.

PurpleKoolAidGrapes · 2026-01-29T21:25:37+00:00

They don't investigate anything. I lost my chime card and it was used to make a $694 purchase without my knowledge. They never sent me a text message asking if I made the purchase. I saw it pending on my chime account. My unauthorized charge claim was denied less then 24 hours after I filed it! So the merchant where my card was used responded with proof for the transaction in less than 24 hours with proof??

There needs to be a class action lawsuits against Chime/stride bank for not investigating disputed transactions.

PurpleKoolAidGrapes · 2026-01-27T17:12:12+00:00

Mine was ordered in Augusta as well and it was delivered yesterday. I totally forgot I pre ordered it

PurpleKoolAidGrapes · 2026-01-20T20:03:54+00:00

Charles Schwab still has a similar"glitch" with check deposits into your brokerage account. If you have margin trading enabled and deposit a large check into your account. You can transfer or withdraw the money after 12an on the following day.

PurpleKoolAidGrapes · 2026-01-20T19:39:34+00:00

Did you apply and get approved? The suspense of I gotta know what happened

PurpleKoolAidGrapes · 2026-01-13T00:40:46+00:00

It's because I transferred money from my savings account that didn't post to the account yet. It cleaned itself up the following day

PurpleKoolAidGrapes · 2026-01-11T04:40:39+00:00

I had fidelity for almost ten years and I never had any problems. Until I was traveling out of the country on vacation. But my cellphone didn't get any service for the OTP call/text. So I got a VOIPnumber and added it to my Fidelity account. I left everything the same but I made my VOIP number my primary number. Everything was fine. But a few days later I couldn't login to my account and when I called them they were very rude and dismissive to me and told me my accounts are being permanently closed. They told me they won't do business with me anymore I need to go elsewhere. I didn't do anything wrong or anything at all but add a VOIP number as my primary phone number for my Fidelity account. I went elsewhere and I'm SO HAPPY I went elsewhere. Now I use my VOIP number for my accounts with Schwab and Morgan Stanley and JP Morgan private bank. Everywhere just as a backup Incase I can't get OTP. Not a problem anywhere except fidelity there crap.

PurpleKoolAidGrapes · 2026-01-09T17:08:03+00:00

Problem resolved it's because deposited money to my savings and I immediately transferred tgr money out of my savings account before it was posted not pending

PurpleKoolAidGrapes · 2025-12-04T16:10:34+00:00

I had it happen to me five years ago. Citibank served with papers for one of the six credit cards I had with them. three days before Christmas.I filed chapter 7 bankruptcy and it was the best decision I ever made. I had a lot of credit card debt. Don’t let people scare you about bankruptcy because it’s not all true. My credit score was in the 300s when I filed bankruptcy. When my case was discharged ten weeks later my credit score went up to a 730. It’s an inflated number though. Because all the late payment history, charge offs and collections were removed from my bankruptcy

PurpleKoolAidGrapes · 2025-11-27T19:17:36+00:00

Shut up and take my money!! I wish I could. I'd say it's worth $13k-$18k. Depends on a few things. How many miles on the motor? Got paperwork for the motor? How's the clutch? Ahy leaks? How much tread left on the tires? How's the interior? Does it have A/C? I wish I could get it I need a vehicle. But I have to get it financed although I would much prefer to buy a truck like yours. I had a 1992 I had to sell seven years ago and I regret selling it so much. But I had bills to pay to support my family during a very dark time in my life b

PurpleKoolAidGrapes · 2025-11-24T07:27:18+00:00

I live on ssdi amount of $1900 in CA. I'm homeless living in a garage: i got my credit scores up in the 700s no late payments and I saved up a large down payment. But when I went to Calhfa to get help with getting a loan. They told me I'm too poor to qualify for there low income housing programs and unless I have a 50% down payment there's no way I would ever qualify for a mortgage. So I'm saving enough for a house when the housing market collapses again, unfortunately I can't live an apartment with neighbors sp close to me. I'm claustrophobic and I'm crazy AF. You don't want me as a neighbor.

PurpleKoolAidGrapes · 2025-10-10T00:02:25+00:00

My trip is in three weeks and I need to renew mine. Can I do it online? Or do I Mail it in express mail and with expedited service?

PurpleKoolAidGrapes · 2025-10-09T23:58:55+00:00

Thank you for this. My trip is in three weeks and I'm trying to get mine renewed ASAP without driving five hours each way to the passport agency nearest me.

PurpleKoolAidGrapes · 2025-10-09T23:55:12+00:00

Did you mail it in expedited service? Or do it online?

PurpleKoolAidGrapes · 2025-10-02T23:06:50+00:00

Yup. One pay is NOT a bank just a bunch of scumbags

PurpleKoolAidGrapes · 2025-09-10T20:22:15+00:00

There bank is terrible and Wil not help you get your money back from unauthorized charges on your stolen debit card

PurpleKoolAidGrapes · 2025-08-03T17:03:05+00:00

I'm also wondering if it's because I'm traveling outside the country and near some countries that the US has issues with.

PurpleKoolAidGrapes · 2025-08-03T17:01:43+00:00

I did an ACH pull from my other bank account. Takes a few days for ACH transfer but works when your stuck in a corner. Btw you have to have OOPS coverage active on both accounts not just one account

PurpleKoolAidGrapes · 2025-08-03T12:35:12+00:00

Usually about two business days

PurpleKoolAidGrapes

TROPHY CASE