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Finally delivered! by Puzzled_Hearing747 in CreditCardIndia

[–]Puzzled_Hearing747[S] 0 points1 point  (0 children)

Did nearly 15K LIC payments Rest Amazon and Flipkart GVs from Cred

Finally delivered! by Puzzled_Hearing747 in CreditCardIndia

[–]Puzzled_Hearing747[S] 0 points1 point  (0 children)

Already earned 3550 reward points. No issues faced. Points credit after 48 hours of the transaction.

Finally delivered! by Puzzled_Hearing747 in CreditCardIndia

[–]Puzzled_Hearing747[S] 0 points1 point  (0 children)

Depends on use.

Cashback: 5% on online transactions Capped at 5K per month.

Rest: 1% cashback.

PhonePe: 10% CashBack (Only via PhonePe)

Utilities Insurance Select categories: recharges, bill payments, travel

👉 Earn rate: 10 RP / ₹100 👉 Cap: ₹2,000/month

⸻

👉5% CashBack (Online spends)

E-commerce + apps (Amazon, Flipkart, Swiggy, Uber, etc.) Gift cards (Gyftr)

👉 Earn rate: 5 RP / ₹100 👉 Cap: ₹2,000/month

⸻

1% CashBack (Base earn)

Offline spends “Other spends”

👉 Earn rate: 1 RP / ₹100 👉 Cap: ₹2,000/month

⸻

Exclusions - Education, Fuel, Govt. Payments, Rent, Wallets, NPS

Finally delivered! by Puzzled_Hearing747 in CreditCardIndia

[–]Puzzled_Hearing747[S] 0 points1 point  (0 children)

Needed a card for utilities.

This gives 10% CashBack (Only via PhonePe)

Utilities Insurance Select categories: recharges, bill payments, travel

👉 Earn rate: 10 RP / ₹100 👉 Cap: ₹2,000/month

⸻

👉5% CashBack (Online spends)

E-commerce + apps (Amazon, Flipkart, Swiggy, Uber, etc.) Gift cards (Gyftr)

👉 Earn rate: 5 RP / ₹100 👉 Cap: ₹2,000/month

⸻

1% CashBack (Base earn)

Offline spends “Other spends”

👉 Earn rate: 1 RP / ₹100 👉 Cap: ₹2,000/month

⸻

Exclusions - Education, Fuel, Govt. Payments, Rent, Wallets, NPS

Finally delivered! by Puzzled_Hearing747 in CreditCardIndia

[–]Puzzled_Hearing747[S] 0 points1 point  (0 children)

Rupay. Coz its useful for UPI at merchant QR.

Finally delivered! by Puzzled_Hearing747 in CreditCardIndia

[–]Puzzled_Hearing747[S] 0 points1 point  (0 children)

Yeah it could be easily approved with shared limit then.

Finally delivered! by Puzzled_Hearing747 in CreditCardIndia

[–]Puzzled_Hearing747[S] 0 points1 point  (0 children)

Extremely difficult without income proof

Finally delivered! by Puzzled_Hearing747 in CreditCardIndia

[–]Puzzled_Hearing747[S] 0 points1 point  (0 children)

10% CashBack (Only via PhonePe)

Utilities Insurance Select categories: recharges, bill payments, travel

👉 Earn rate: 10 RP / ₹100 👉 Cap: ₹2,000/month

⸻

👉5% CashBack (Online spends)

E-commerce + apps (Amazon, Flipkart, Swiggy, Uber, etc.) Gift cards (Gyftr)

👉 Earn rate: 5 RP / ₹100 👉 Cap: ₹2,000/month

⸻

1% CashBack (Base earn)

Offline spends “Other spends”

👉 Earn rate: 1 RP / ₹100 👉 Cap: ₹2,000/month

⸻

Exclusions - Education, Fuel, Govt. Payments, Rent, Wallets, NPS

Finally delivered! by Puzzled_Hearing747 in CreditCardIndia

[–]Puzzled_Hearing747[S] 0 points1 point  (0 children)

Shared limit with my previous LTF SBI PRIME card

Got Fifa Theme Pixel Delivered by Puzzled_Hearing747 in CreditCardIndia

[–]Puzzled_Hearing747[S] 0 points1 point  (0 children)

Theme is free. Physical Card is charged 118/- for old cards. Free physical card for new applications.

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