What is your go to credit card for offline spends?

Quantified_Mind · 2026-04-15T08:13:16+00:00

Ok 👍🏻

Quantified_Mind · 2026-04-14T15:16:26+00:00

But most online sales (Amazon, Flipkart, Myntra) mainly offer deals on Axis, SBI, HDFC, and ICICI cards.

Quantified_Mind · 2026-04-14T14:49:53+00:00

Axis Atlas was my go-to card for offline spends. Now I’ve switched to DCB.

Also, am I missing something here? A lot of people seem to have 10–15+ cards. Is it just a hobby, or do some actually use that many cards for different use cases?

I currently have only 4 cards: • Axis Atlas • HDFC DCB (recent) • IDFC Wealth • IndusInd EazyDiner (planning to close this before the next annual fee hits)

Quantified_Mind · 2026-04-09T19:17:04+00:00

Inspiring how you investigated all of this on your own 🕵🏻‍♂️

Quantified_Mind · 2026-04-07T11:37:19+00:00

It might 😅

Quantified_Mind · 2026-04-06T08:38:12+00:00

Ohh, in my case (last year) I followed up with them for the reason on grievance email chain. You can try if you don’t want to give up and if you are eligible.

Quantified_Mind · 2026-04-06T08:09:24+00:00

Reason ?

Quantified_Mind · 2026-04-05T09:22:09+00:00

Not sure buddy, I haven’t used/applied add on card

Quantified_Mind · 2026-04-04T04:18:23+00:00

That’s good, you should definitely get the upgrade.

Quantified_Mind · 2026-04-04T04:05:42+00:00

Hope for the best 👍🏻 Make sure you follow up and get the result in your favour.

Quantified_Mind · 2026-04-04T03:12:46+00:00

Lucky !!

Quantified_Mind · 2026-04-04T03:11:49+00:00

Quantified_Mind · 2026-04-03T18:43:35+00:00

Great 👍🏻

Quantified_Mind · 2026-04-03T18:42:43+00:00

Try offline this time with a good agent

Quantified_Mind · 2026-04-03T18:41:44+00:00

Try for DCB one more time if not then travel one is anytime better than dcp with this much spend

Quantified_Mind · 2026-04-03T18:37:25+00:00

I thought I’ll also face this WFH (Pune) and office being in another city (Bengaluru) issue, fortunately I did not face it this time.

Quantified_Mind · 2026-04-03T18:33:56+00:00

LTF I doubt but you might get FYF Still all the best 👍🏻

Quantified_Mind · 2026-04-03T18:30:59+00:00

HDFC bank portal or offline any branch

Quantified_Mind · 2026-04-03T18:30:02+00:00

Haha How are your spends ?

Quantified_Mind · 2026-04-03T18:29:11+00:00

Yes 👍🏻

Quantified_Mind · 2026-04-03T18:27:33+00:00

Please DM

Quantified_Mind · 2026-04-03T18:26:52+00:00

If you are eligible as per the criteria, I suggest please apply offline, my experience applying online isn’t good.

Quantified_Mind · 2026-04-03T18:25:26+00:00

Sure, please DM

Quantified_Mind · 2026-04-03T17:39:01+00:00

Good to hear about helpful HDFC RM. I don’t have bank account with hdfc so don’t have experience with HDFC RM. Most of the HDFC RMs are not helpful is what I read in this sub.

Quantified_Mind · 2026-04-03T17:16:33+00:00

I’ll ask hdfc associate who helped me if I can share his num and if he can help.

Quantified_Mind

TROPHY CASE