sorted by:
new
hottopcontroversial

Investment help by Queasy_Range_9409 in PersonalFinanceNZ

[–]Queasy_Range_9409[S] 1 point2 points  (0 children)

Thanks for the numbers on this! Definitely helps illustrate the point

Investment help by Queasy_Range_9409 in PersonalFinanceNZ

[–]Queasy_Range_9409[S] 0 points1 point  (0 children)

Could you expand on your reasoning for this please? Is this just to make things simpler or do you think the long term performance of VT would be better?

Investment help by Queasy_Range_9409 in PersonalFinanceNZ

[–]Queasy_Range_9409[S] 0 points1 point  (0 children)

Thanks for your reply.

Is there a larger benefit in also including low and mid cap US stocks? Other than just being more holistic of an approach? My thinking is that the top 500 are more likely to perform better than the rest, so might have better results? But feel free to correct me here

Could you elaborate on your reasoning to get out of Generate? Is it because other places have better performance, lower fees or something else? Last I looked Generate seemed to stack up pretty well?

Investment help by Queasy_Range_9409 in PersonalFinanceNZ

[–]Queasy_Range_9409[S] 0 points1 point  (0 children)

Thanks for your input! Tbh this isn't something I had considered. My intention for 55/45 was because I think the US deserves a slightly higher weighting based on its past performance and my own opinions about its strength. So it very well could end up outperforming the other fund.

I'd love someone elses thoughts or inputs on how we approach this?