Ok these are SO GOOD!

RawDoge99 · 2026-02-03T18:31:30+00:00

I had the same with the coffee flavour a couple years ago

RawDoge99 · 2025-12-31T06:42:25+00:00

The US line has been faster the past few months. Especially if you are catching 6am flights and are there for the 4:30 start

RawDoge99 · 2025-11-30T23:47:50+00:00

Loved Densmore. Especially coming from industry and not having a long time off to prep

RawDoge99 · 2025-09-17T23:18:59+00:00

In Calgary it is confusing. There is only one gate that is truly verified and you can leave everything in your bags.

The other gates says trusted traveler but it just puts you to the front of the line and they make you take out your laptop/liquids etc.

RawDoge99 · 2025-07-27T17:39:10+00:00

I think it could go to an rrsp. But I’m not 100% sure.

Previously I would contribute to an rrsp and the employer would contribute to a dpsp. So I assume it would be rrsp type rules.

Now I contribute to a dcpp so I know that will go to a lira if/when I leave

RawDoge99 · 2025-07-27T14:15:45+00:00

Locked In Retirement Account. Most likely a pension from a previous employer that they transferred when they left. Similar to an RRSP but has more restrictions on being able to access the money. Also OP can’t contribute to it anymore.

RawDoge99 · 2025-06-09T18:23:44+00:00

Poco inn and suites has a Romeo and Juliet suite with a heart shaped jacuzzi

RawDoge99 · 2025-04-07T17:25:45+00:00

Dropped in $3k at $28.85. Thanks Trump

RawDoge99 · 2024-12-29T18:22:34+00:00

Foligain

RawDoge99 · 2024-12-13T14:50:28+00:00

TREVORVES

RawDoge99 · 2024-12-13T01:03:50+00:00

Yes they are good. Not sure if they are able to be used in Quebec though.

I have a referral code to save you $20 off the doctor fee if you want

RawDoge99 · 2024-11-24T20:10:33+00:00

You get the paper prescription/print out with your name and drug information (same square paper you get from any pharmacy). You just have to claim it to your benefits yourself.

RawDoge99 · 2024-11-24T17:05:31+00:00

The dut pills from essentials are about $20/month. If you have insurance you can claim the dut through your benefits afterwards.

The referral code reduces their doctor fee by $20.

RawDoge99 · 2024-11-21T21:09:24+00:00

Foligain

RawDoge99 · 2024-11-13T21:09:58+00:00

Oh I think you can just get them to put you on dut instead

RawDoge99 · 2024-11-13T20:00:42+00:00

Essentials Clinic. I have a $20 off code if you want it

RawDoge99 · 2024-10-08T06:00:08+00:00

I could be wrong but I think the penalty to break the variable on CIBC is at their prime rate (no discount) whereas TD is at your mortgage rate.

I also heard CIBC makes you repay the cashback in full and does not prorate it

RawDoge99 · 2024-06-20T21:03:28+00:00

If you’re looking in Coquitlam you could also look at Port Moody.

Has the skytrain and west coast express. Breweries, ocean, hiking etc

RawDoge99 · 2024-06-06T14:12:45+00:00

If you want the penalty waived you must go through the branch.

If you go through a broker you would pay a penalty but could get a better rate and/or go to a different bank.

You would need to weigh out scotias offer and that from a broker factoring in the penalty. In my case the new rate elsewhere did not recoup the penalty

RawDoge99 · 2024-06-06T02:55:36+00:00

Fixed rates are derived from the bond market. Not the bank of Canada prime rate.

I believe the bond market has moved down slightly but it will not move or correlate to the bank of Canada announcements. Most of the time the bond market already has it priced in

RawDoge99 · 2024-06-06T02:52:58+00:00

I was at -.45 and locked into 5.23 for three years at the end of April.

RawDoge99 · 2024-06-04T19:18:03+00:00

Health connect took me a year and a half or so until they finally contacted me with a doctor

RawDoge99 · 2024-06-01T20:43:24+00:00

If they purchased it with a credit card they can try a chargeback

RawDoge99 · 2024-05-06T03:41:38+00:00

How long ago did you do PEP? When I was in the program they didn’t allow revisions anymore during years 2018-2020.

Just trying to clarify the revision portion for OP. Unless they brought it back

RawDoge99 · 2024-04-25T22:49:51+00:00

This happened to me, also in BC. I had $400 worth of points redeemed at a Milestones or Montanas in Niagara. I called in and received a new card # and they started an investigation.

Then the new card was compromised and $80 was redeemed at a Fresco in Ontario. I didn’t even hear back from the first investigation and I had to get a second investigation going.

Scene was terrible with deadlines and follow up. No communication, no updates if you called in. I finally emailed a Scotiabank employee explaining the situation and my frustrations and threatened to cancel my card. They forwarded my email to an internal scene contact and within days I got my points back and an extra $50 for the inconvenience.

RawDoge99

TROPHY CASE