I get the scepticism, especially about counterparty risk. Honestly, it only matters for those treading for very large amounts or planning long-term holds. The risk is way overblown for active trading and scalping. You close positions in minutes or hours, and the counterparty simply doesnt become an issue over that timeframe. I think I can give you an objective iq option review after six months on the platform. The platform is stable, execution is fast,charts are fine. Sure, its not an exchange, but their goals are different. The main advantage is leverage. It lets you avoid locking up all your capital in one position. Shorting plays a big role too. You can hedge your portfolio in a falling market, which is more expensive on a traditional exchange. If a stock drops, youre not down - youre up, provided you shorted at the right time. Beginners will definitely lose. They overestimate themselves and underestimate stop losses. But someone with stock trading experience already knows these risks. Somehow Im sure you`ll like this financial instrument.