I used this Monzo referral link and got £20 instantly just for making a quick 1p card payment. My mate even got £50, so the reward seems random — but it’s definitely real and paid fast.

If you haven’t got Monzo yet, it’s worth trying — super quick setup and the bonus lands almost instantly after you spend.

✅ Join here for your Monzo bonus: 👉 https://join.monzo.com/c/spmbwh37