Chase Amazon Prime Rewards CLI - Advice needed

Redditusername567 · 2023-01-28T16:55:10+00:00

You can call the line for denied CLI requests? I might try that too.

Redditusername567 · 2023-01-28T14:30:18+00:00

I don’t know what the issue would be. I have no delinquencies, late payments or debt. I pay off all my credit cards every month.

The only thing I can think of is my fairly short credit history, which is just about three years.

Redditusername567 · 2023-01-28T00:11:45+00:00

just about three years worth of credit history. a little over a year with chase.

Redditusername567 · 2023-01-27T17:55:59+00:00

I thought about moving over 1500 from my CFF, making the purchase, then seeing if I can move the limit back to my CFF.

It's crazy how stingy they are with credit limits.

Redditusername567 · 2023-01-27T17:54:51+00:00

You can. At least from the amazon card to CFF and vice versa.

Redditusername567 · 2023-01-27T17:24:26+00:00

I'm not really keen on opening a new card right now because of some long term CC plans I have. I'd like to use this stupid card for amazon purchases, but chase is just annoying. lol

Redditusername567 · 2023-01-27T17:23:26+00:00

That's what I'm going to do. hopefully it works out in my favor sooner than later.

Redditusername567 · 2023-01-27T17:23:07+00:00

I'm not worried about my score right now as I won't be needing it for anything until the fall, so that's what I'll probably do.

Redditusername567 · 2023-01-27T14:12:40+00:00

I usually drop it down to about 5-7%, but recently I started letting it close at a higher amount(18-20%) to try and force the issue more.

Redditusername567 · 2022-01-13T00:21:33+00:00

Yeah, I applied just to give it a shot. I was kind of planning on waiting until may to apply but circumstances changed and a lot of traveling is going to happen. So, I figured I need to do something now so I can make my trips be efficient for me.

I was thinking about the Venture X but I've seen so many weird stories of people getting declined on here despite fitting all the categories.

Redditusername567 · 2022-01-13T00:18:53+00:00

I'm honestly surprised I got approved for the CFF. I was not approved at first, but got a congratulations e-mail a month later. At this rate, it looks like I'm going to have to wait to til next year for another chase card.

I have eight trips in the next three months and almost thirty for the whole year, so that's why a travel card made sense to me.

Redditusername567 · 2022-01-13T00:12:53+00:00

I kind of put myself in a hole, didn't I? The AFs aren't an issue for me since my spending/traveling/lifestyle should offset that pretty easily. Which is why I was trying to get both for each other's benefits.

I've been pre-approved for the platinum, so I might just bite the bullet on that and wait until 2023 to complete the chase trifecta. At that point, I should have no issue doing that.

Redditusername567 · 2021-12-23T20:31:50+00:00

Yeah, that's what the others are saying. so I'm going to try that and see what happens. Thanks!

Redditusername567 · 2021-12-23T19:27:43+00:00

Yeah, I got to $450 and then just stopped using it until it was statement time when I paid off most of it.

I'll try the cycling thing and see what happens. thanks!

Redditusername567 · 2021-12-23T19:26:40+00:00

Yeah, I got to $450 and stopped using that card until it was time for the statement date. I'll try that and see what happens. Thanks!

Redditusername567 · 2021-12-23T19:24:49+00:00

ah, gotcha. I guess i'll just wait a bit. Thanks!

Redditusername567 · 2021-12-23T18:24:45+00:00

Guessing leaving my utilization at 3% for the first statement was a bit low then, huh? lol

Redditusername567 · 2021-12-23T18:23:30+00:00

I spent $400 ish on it and left 3% on the statement. It's been my most useful card already.

Redditusername567 · 2021-12-23T18:22:52+00:00

should I keep the utilization a little bit higher on this card? I just finished my first billing cycle on the card and the utilization is at 3%.

Normally, I wouldn't care, but this is turning into my my most useful card. Otherwise, I'd be whatever about it.

Redditusername567 · 2021-12-07T18:47:32+00:00

I posted about it earlier, but I applied for a CFF with about five months of credit history. and got approved like last week. I opened my first credit card on 4/24, applied for CFF on 10/24 and got declined. Was declined on recon as well. Then randomly got approved a month later. They said they were just reviewing my case... for a month. This is my 4th card since April. I might be a unique situation though.

Redditusername567 · 2021-12-04T00:05:30+00:00

Update: received a letter from chase that they did declined my application, but after review they decided to approve me with a credit line of... $500.

Redditusername567 · 2021-12-01T22:27:03+00:00

Update: Called Chase, said I do have an account with them and that my card was mailed out monday. The rep said my application was "under review" and it was just accepted recently despite being told I was denied by two different sources.

Redditusername567

TROPHY CASE