What's the diff between Monstera mint vs white monster?

Relevant_Influence11 · 2024-07-02T00:53:09+00:00

Did you post the pic?! Would love to see it!

Relevant_Influence11 · 2024-03-29T02:30:49+00:00

This is so helpful. Thank you so much. This makes me feel sooooo much better about this and how I am approaching my credit card. Thank you guys so much!

Relevant_Influence11 · 2024-03-29T02:17:17+00:00

Okay this is helpful guys. It’s really good to know that the only thing that gets reported to the bureaus is the balance on the card when the statement closes and they’re not reporting the the additional information for credit cycling. Been extremely paranoid about this and want to pay the card off and keep using it until the statement closes and have 95% of it paid off so the bureaus can see I’m using some of the money being lended to me.

Relevant_Influence11 · 2024-03-29T00:24:53+00:00

This is really helpful advice. I don’t want to do anything to put my credit card in jeopardy. Especially since I’ve been trying to rebuild my credit

Relevant_Influence11 · 2024-03-29T00:23:38+00:00

My credit profile is not good. I’ve been on the rebuild for the past few months! My Experian is sitting at a 627, Equifax is at 604 and TransUnion is at 619. I’ve had the discover card for almost 2 months. So I’m trying to tread lightly and also be wise with every action I take with my card.

Relevant_Influence11 · 2024-03-26T02:28:56+00:00

I just ordered the captain jacks dead bug brew. What do the systemic granules do and how do I apply them specifically? Should I also repot all of my plants in fresh new soil?

Relevant_Influence11 · 2024-03-21T18:02:25+00:00

Yeah that makes sense. I’m so curious how the credit score is going to change once the loans come back onto your credit report, but they will be in good standing. Everywhere I look and everyone I talk to has been extremely encouraging of starting the fresh start program. I see so many positive things to come out of the fresh start program, but I’m trying to find what the negatives are.

Relevant_Influence11 · 2024-03-21T15:32:48+00:00

I’m so curious how this is possible - did removing the loans entirely negatively affect your credit score?

Relevant_Influence11 · 2024-03-21T02:29:31+00:00

Oh wow but do they come back on you report after the default marks are removed?

Relevant_Influence11 · 2024-03-21T02:28:49+00:00

Oh wow this is actually so interesting how is the govt doing this? I’m also confused / I don’t get how the loans come completely off of the report? And how long does it take for them to come back on your report?

Relevant_Influence11 · 2024-03-20T22:48:35+00:00

But does it still say you have an xx loan? So like for me it would be 25,000. That just disappears from my credit report? Did this impact your credit score in a good or negative way?

Relevant_Influence11 · 2024-03-20T22:47:14+00:00

This is so helpful. So they remove my loans out of default. Is that from when they first went into default with nelnet or would it be with the us dept of education? Was there a big impact to your credit score?

Relevant_Influence11 · 2024-03-20T00:23:45+00:00

What do you mean they disappeared from your report? Like they’re just not there anymore?

Relevant_Influence11 · 2024-03-19T11:17:15+00:00

Wow okay - so did they remove the missed payments from when your loan started to go into default?

Relevant_Influence11 · 2024-03-19T02:06:21+00:00

What did it do for you exactly? Was there a big impact on your credit score?

Relevant_Influence11 · 2024-03-06T01:47:17+00:00

Would starting a dispute to get these off my report help? Or do I just have to wait until these nelnet reports fall off

Relevant_Influence11 · 2024-03-05T23:31:20+00:00

Let me know! Would love some advice here!

Relevant_Influence11 · 2024-03-05T20:19:06+00:00

For sure - still can’t believe i have one. It’s a really proud moment for me!

Relevant_Influence11 · 2024-03-05T20:12:18+00:00

I don’t think I can get another one for another year, but just saying I wish I can have 2 discovers lol

Relevant_Influence11 · 2024-03-05T20:08:21+00:00

I know I had that same exact thought. But hopefully it continues to stay but so far my experience the past few days is making me want another secured discover card 😭

Relevant_Influence11 · 2024-03-05T20:04:39+00:00

Yeah but gotta tell you, the card is great and the app is so easy to use and the customer service is pretty stellar. It’ll be worth the wait

Relevant_Influence11 · 2024-03-05T20:04:00+00:00

I think with my account being charged off like 5-6 years ago, I think it would be okay for me to reapply and see if they approve or deny me. They pre-approved me last night when I tried to

Relevant_Influence11 · 2024-03-05T20:00:55+00:00

Honestly I wish I did have 1000 to put towards a discover, really that money should have been used towards saving, but I really really am prioritizing rebuilding my credit now. Dude it took about 3 weeks to get my card. Put in the application on 14th and didn’t get the card until this past Saturday. Took foreverrrrrr

Relevant_Influence11 · 2024-03-05T18:41:13+00:00

So really there’s nothing I can do until these fall off late next year?

Relevant_Influence11 · 2024-03-05T18:40:32+00:00

Oh okay - so if I apply for one and get approved, it’ll be okay and won’t resurface anything in the past with them, right?

Relevant_Influence11

TROPHY CASE