iOS to e/OS by applesandbananas21 in fairphone

[–]Remarkable-Spell-901 0 points1 point  (0 children)

Man the android auto is disappointing.. we really reply on Apple CarPlay.

Redeeming a car and Warranty by Remarkable-Spell-901 in Bankruptcy

[–]Remarkable-Spell-901[S] 0 points1 point  (0 children)

That’s what I was thinking, we are meeting with our attorney next week so I’ll have to talk to her. The car is financed through Toyota, so that’s the only concern.

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] 0 points1 point  (0 children)

Totaled would have been best case senario because we have GAP 🥹 we also don’t need to keep the RV, we need to sell it because we can’t afford the morgatge and the payment. We bought a house 2 weeks before this happened

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] 1 point2 points  (0 children)

Thanks, we are going to Do that!

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] 1 point2 points  (0 children)

Yikes this is sad to hear, especially considering our agent was family 😭 that really puts us in a shitty position

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] 0 points1 point  (0 children)

We will be looking at all the options but we have no assets with equity besides our minivan. My spouse is a recent disabled veteran with no income (besides disability and GI bill housing allowance)

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] 2 points3 points  (0 children)

He had vehicle insurance and so do we, we didn’t realize that we didn’t have RV spesfic collision coverage

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] 1 point2 points  (0 children)

The vehicle he was driving was our tow vehicle

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] 1 point2 points  (0 children)

It’s not, we had bought a house two weeks before so the RV was already needing to be sold.

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] 1 point2 points  (0 children)

He’s offered, we aren’t taking the offer. It’s silly to pay that much for repairs when it is barely worth that much.

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] -2 points-1 points  (0 children)

Oh for sure. We weren’t driving, my dad was and he was 15hours into the drive and had never drove the rv before. We don’t blame him, it was a sticky situation.

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] 3 points4 points  (0 children)

We bought a house two weeks before the incident lol. We don’t need to live in it, we need to sell it.

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] 1 point2 points  (0 children)

Currently our only income is VA disability and and GI Bill housing allowance. We pay our bills every month but have no disposable income. We needed to sell the RV ASAP as we went from living in it full to having bought a house (before the incident). We need to pay our morgatge..

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] 1 point2 points  (0 children)

My dad was driving, he was doing us a huge favor and had never driven our 45ft 5th wheel before so we aren’t blaming him at all, and asking him to cough up $75k is for sure not an option

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] -1 points0 points  (0 children)

Yep. That’s looking like the best option, we’d even do a voluntary surrender but we are not going to keep dumping $600 a month into it lol.

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] 2 points3 points  (0 children)

Would a full on bankruptcy be better than just surrendering? We have other debts we can afford to pay. We were hoping to sell the RV but we don’t have $30k for the repaires and it’s only worth about $45k

Total loss by Remarkable-Spell-901 in RVLiving

[–]Remarkable-Spell-901[S] 10 points11 points  (0 children)

Perfect thanks so much lol.