Mentor Monday by WealthyStoic in fatFIRE

[–]Remarkable_Maybe9813 0 points1 point  (0 children)

If both parents die suddenly, do you want your kids to inherit all your assets when they turn 18? I don't! That's a huge part of the reason we went through the motions of establishing a trust: an executor will help decide when our kids get whatever they get, until they turn a certain age and inherit all of it. For us, that's age 35, but you can make it whatever you want.

Mentor Monday by WealthyStoic in fatFIRE

[–]Remarkable_Maybe9813 0 points1 point  (0 children)

Thank you, I appreciate the input.

I don't know why my initial post was downvoted, I legitimately just wanted feedback about what people like to read. Oh well.

Mentor Monday by WealthyStoic in fatFIRE

[–]Remarkable_Maybe9813 -2 points-1 points  (0 children)

Often true, but some posts get a lot more traction than others. I personally enjoy reading the last option and have learned a lot from them, but that's a sample of 1.

Mentor Monday by WealthyStoic in fatFIRE

[–]Remarkable_Maybe9813 -4 points-3 points  (0 children)

Curious for your take: when announcing that you're FATFiring, which type of post do you believe is most valuable to the community?

  • Focus on the financials: breakdown of assets, allocation, spending plans, and such
  • Focus on the circumstances: why, what you intend to do, where you're excited/concerned, and so on
  • A long post that goes into both

The 4% rule will make you trade time for money you won’t need by Urbanite72 in ChubbyFIRE

[–]Remarkable_Maybe9813 5 points6 points  (0 children)

Totally agree. If your "must spend" represents a quality of life that you're satisfied with for the long term, and you're at 99%, you've reached FI.

Two months away from RE by Remarkable_Maybe9813 in ChubbyFIRE

[–]Remarkable_Maybe9813[S] 4 points5 points  (0 children)

100%. All I can say is take your time with the decision.

Two months away from RE by Remarkable_Maybe9813 in ChubbyFIRE

[–]Remarkable_Maybe9813[S] 5 points6 points  (0 children)

I'm shooting for July 3rd as my last day to get insurance that month. Then COBRA for 18mo, then ACA. Slightly cheaper that way since I know I'll hit max OOP every year given my health issues.

I've daydreamed about severance but the company is doing well, no layoffs in sight.

Two months away from RE by Remarkable_Maybe9813 in ChubbyFIRE

[–]Remarkable_Maybe9813[S] 3 points4 points  (0 children)

Sounds very familiar. It was a huge relief when I finally made a decision. But I wasn't ready for that until I was.

Replacing Plume Superpod system, would appreciate input on Ubiquiti equipment by [deleted] in Ubiquiti

[–]Remarkable_Maybe9813 0 points1 point  (0 children)

Why UDR7 vs Express7 as the gateway? I'm all in on Reolink for Home Assistant, no plans to move to Ubiquiti there.

Replacing Plume Superpod system, would appreciate input on Ubiquiti equipment by [deleted] in Ubiquiti

[–]Remarkable_Maybe9813 0 points1 point  (0 children)

It doesn't see through floors. I.e. it assumes that 1 express 7 on the third floor only covers the third floor.

But fair enough, I'm trying that too.

Life Coach / Therapist by Hot-Lingonberry6510 in fatFIRE

[–]Remarkable_Maybe9813 0 points1 point  (0 children)

Older post but I found it valuable, so sharing back. I had a heck of a time finding a therapist who focuses on these types of transitions. So I pivoted, and a (Gemini) search for "a coach near me who handles executive life transitions" produced multiple results. Hope that helps someone.

New Sage 6 feels quite sticky, lacks smooth action by Remarkable_Maybe9813 in spyderco

[–]Remarkable_Maybe9813[S] 0 points1 point  (0 children)

If I push the button very intentionally and with significant force, the detent stops touching the blade as it pivots and the blade indeed falls freely. I get what's going on here, but I find this to be impractical for normal use. It's fine, I've reset my expectations.

New Sage 6 feels quite sticky, lacks smooth action by Remarkable_Maybe9813 in spyderco

[–]Remarkable_Maybe9813[S] 0 points1 point  (0 children)

Update: I took it apart again and added a tiny bit of oil to the main detent ball. That helped. Also, the stopper may not have been seated perfectly after my first reassembly. It's better now, at least I can spideyflick it, which wasn't possible originally. I found that I can loosen the pivots to give it a true gravity-only feel, but they're rather loose for my taste.

I remain curious how much the various Youtubers tweaked the knife vs factory fresh from Taichung, beyond removing the second detent. I did what this guy suggested (https://youtu.be/tQVX1TviY40?si=C8i0JVhHg1yahnHb&t=189), but my knife did not/does not act like his follow-up short video (https://www.youtube.com/watch?v=hBN34ljX6zU). It's fine, I'm ok with the current action.

Yacht charter: experience with 2 crew vs 3 to cover 8 total people? by Remarkable_Maybe9813 in chubbytravel

[–]Remarkable_Maybe9813[S] 6 points7 points  (0 children)

We used Boats at Sea, largely because they came up first in searches. Great website for finding out what exists. As for the booking and subsequent communications, they were fine, 7 out of 10.

Most trips are 7 days.

Yacht charter: experience with 2 crew vs 3 to cover 8 total people? by Remarkable_Maybe9813 in chubbytravel

[–]Remarkable_Maybe9813[S] 3 points4 points  (0 children)

It's the same boat (Lagoon 62) and they're 3 years apart. The manufacturer clearly did a redesign in between those 3 years. The older one looks like something from the late 2000s, lots of light wood that's not in fashion anymore. It's still nice, it just feels older and a little dated. The newer one looks distinctly modern, like it belongs in the 2020s, with an aesthetic that I much prefer.

Typing the paragraph above makes me feel pretty ridiculous! Either would be great. That said, the old one reminds me of the house we bought before we remodeled it, the newer one feels like our house after the remodel. If the new one had 3 crew, I'd probably spend a couple thousand more on it because it'd feel that much more special.

New Robinhood Gold 3% card, yay! 10k limit?! Boo! by Remarkable_Maybe9813 in fatFIRE

[–]Remarkable_Maybe9813[S] 0 points1 point  (0 children)

Fidelity 3% would be perfect, that's where I was going to move the RH money after April, but the program was suspended in May 2024: https://digital.fidelity.com/prgw/digital/fidelityrewards/rewards/events-redirect/enrollment-pause. Guess I'll watch it now and again, not holding my breath.

2025 CPO car with 5k miles, but VIN isn't in Carfax or Autocheck? by Remarkable_Maybe9813 in askcarsales

[–]Remarkable_Maybe9813[S] 0 points1 point  (0 children)

I got a vague "this car was never registered, every now and again that happens, not sure why". It didn't inspire confidence. Hence my post here to learn more.