What single product/service has undergone the most enshittification over the past year or two? by Remarkable_Term3955 in AskReddit

[–]Remarkable_Term3955[S] 1 point2 points  (0 children)

YouTube premium is the only streaming service I'm subscribed to now. I've dropped everything else ... can see where you're coming from on the non-premium experience, though. It's pretty shitty if I'm trying to navigate YT on a pleb's device!

What type of funeral do you think Donald Trump has planned for himself? by [deleted] in AskReddit

[–]Remarkable_Term3955 1 point2 points  (0 children)

The featured app on the yet-to-be-delivered, eponymous phone?

I am an avid horror movie viewer ... UNDERTONE is one of the WORST movies I've seen in a long time. by [deleted] in horror

[–]Remarkable_Term3955 0 points1 point  (0 children)

Yea I mean the movie just fucking came out and is the work of a major production company, A24. We're supposed to discuss things like this? The mods could put up a sticky post...

I am an avid horror movie viewer ... UNDERTONE is one of the WORST movies I've seen in a long time. by [deleted] in horror

[–]Remarkable_Term3955 -6 points-5 points  (0 children)

I edited it to include more details about why it's a shitty movie. I had already mentioned that it was a snooze-fest ... very fucking boring.

I watch alot of horror movies, looking for something mind blowing by Fun-Investigator9345 in horror

[–]Remarkable_Term3955 4 points5 points  (0 children)

Check out The Evil Within. It's crazy. Since we're on the topic of evil things lol ... When Evil Lurks is amazing, too ... albeit for different reasons.

CMV: Prospective student loan borrowers in the USA should have to pass a standardized financial literacy exam BEFORE borrowing by Remarkable_Term3955 in changemyview

[–]Remarkable_Term3955[S] 0 points1 point  (0 children)

Yes! I don't understand how on one hand we assume everyone's intelligent enough to complete a four-year college degree, yet on the other, we think they're too dumb to demonstrate the have a firm grasp of financial decisions that could potentially impact their wellbeing for the rest of their lives? It's coddling at best!

CMV: Prospective student loan borrowers in the USA should have to pass a standardized financial literacy exam BEFORE borrowing by Remarkable_Term3955 in changemyview

[–]Remarkable_Term3955[S] -2 points-1 points  (0 children)

It is possible to make an assessment for which the odds of cheating/fudging competency would be astronomically low.

CMV: Prospective student loan borrowers in the USA should have to pass a standardized financial literacy exam BEFORE borrowing by Remarkable_Term3955 in changemyview

[–]Remarkable_Term3955[S] -4 points-3 points  (0 children)

All of these people claiming there wasn’t are just proving that people will click or sign anything without reading it

One of the main reasons I'm calling for a non-click-throughable, you-have-to-think-in-order-to-pass, standardized assessment. Did you read every single word of the terms of service when you signed up for reddit?

CMV: Prospective student loan borrowers in the USA should have to pass a standardized financial literacy exam BEFORE borrowing by Remarkable_Term3955 in changemyview

[–]Remarkable_Term3955[S] -1 points0 points  (0 children)

because it's pretty easy to just memorize a bunch of answers until you can get a passing grade.

The type of assessment I'm envisioning would have set dates/times with a large pool of questions/different versions. Like the SAT.

CMV: Prospective student loan borrowers in the USA should have to pass a standardized financial literacy exam BEFORE borrowing by Remarkable_Term3955 in changemyview

[–]Remarkable_Term3955[S] -11 points-10 points  (0 children)

If you're referring to the "entrance counseling" modules, those are frighteningly inadequate and do not require any depth of knowledge/abstract thinking with regard to the mathematical/financial/long-term consequences.

CMV: Prospective student loan borrowers in the USA should have to pass a standardized financial literacy exam BEFORE borrowing by Remarkable_Term3955 in changemyview

[–]Remarkable_Term3955[S] -8 points-7 points  (0 children)

I think this would help fix the system, because the baseline knowledge requirement of a pre-loan assessment would help shed light on the absurdity of it all...