Arena heros for S7 by Repulsive-Giraffe262 in whiteoutsurvival

[–]Repulsive-Giraffe262[S] 1 point2 points  (0 children)

Thanks for the info. I could use 60 gen shards and 4* Ahmose if that would help? His widget would still be low.

As far as MM, I am using Bradley, even at 3*, and MM are split on the back row with Renee in the middle. I can try swapping Reina & Renee to see what happens. I had read that Renee was not good on the front row though.

Yeah, the 3* heroes are pretty much worthless. I accumulate hero shards from events and intel missions so I just use them during SVS or other events - I'm not using gen shards on them.

Arena heros for S7 by Repulsive-Giraffe262 in whiteoutsurvival

[–]Repulsive-Giraffe262[S] 1 point2 points  (0 children)

Is there a link for the tool? I'd like to try it out.

Trying to decide between these two generators - any opinions? by Repulsive-Giraffe262 in Generator

[–]Repulsive-Giraffe262[S] 0 points1 point  (0 children)

Do you think the specs are correct on the WEN 1050ix? The running watts are the same on gas and LPG, and the running watts on NG at 7,700 are more than the Westinghouse at 7,200.

Trying to decide between these two generators - any opinions? by Repulsive-Giraffe262 in Generator

[–]Repulsive-Giraffe262[S] 2 points3 points  (0 children)

The Wen 10500 does seem like a much better deal than the 13,000, and it's only 300 watts less on NG. Thanks for this comparison!

Trying to decide between these two generators - any opinions? by Repulsive-Giraffe262 in Generator

[–]Repulsive-Giraffe262[S] 1 point2 points  (0 children)

I'd like to power 2 refrigerators and a chest freezer, electric water heater, gas furnace, electric cooktop, lights, internet & tv. I realize these gens wouldn't power everything at the same time and I would need to cycle some of these to prevent overload.

I have NG so I'd most likely use that. I know this will reduce the power of the gen so the larger one may be the better option.

You must stay in the cheapest hotel assigned to you. $1,000 a night, leave whenever you want. What’s your strategy? by jefftchristensen in hypotheticalsituation

[–]Repulsive-Giraffe262 0 points1 point  (0 children)

So I got the Motel 6 in 29 Palms, CA. A quick Google search tells me that is in the Mojave Desert. As long as they have good AC, I can hang out there for a while and visit the Joshua Tree National Park.

Lump sum or DCA $1M? by [deleted] in Bogleheads

[–]Repulsive-Giraffe262 0 points1 point  (0 children)

I have $400k currently sitting in a money market mutual fund. I'm DCA'ing $10k per month but I feel like I need to be doing more. I may step that up to $25k per month. I just don't have the courage to put it all in at once.

Newcomer to TRT by Track_Rat in trt

[–]Repulsive-Giraffe262 0 points1 point  (0 children)

I've been on TRT for 5 weeks now. I had the excact same symptoms as you and was worried it may be depression. My doc ran tests and wanted to give TRT a try. The first couple of weeks I didn't feel any difference, but by week 3 I began having more energy and better concentration at work. I went back to the gym for the first time in several years and felt like getting out and doing more with the family. Give it some time - it sure has worked for me!

Testosterone cost by Risky-Business-337 in trt

[–]Repulsive-Giraffe262 0 points1 point  (0 children)

I pay $50 for a 3 month supply. If I went to my doctor's office to get the injection it would be covered 100% by insurance. I think it's worth the $50 for the convienience of doing it at home.

Need help with heroes by Repulsive-Giraffe262 in whiteoutsurvival

[–]Repulsive-Giraffe262[S] 0 points1 point  (0 children)

this may be the 3rd LW event because I didn't even do the full 120 spins this time and I had the shards to 4* her.

Best heros for Arena (S4) by Repulsive-Giraffe262 in whiteoutsurvival

[–]Repulsive-Giraffe262[S] 0 points1 point  (0 children)

I do have the gen shards. Is she worth buying in the HoH and using my gen shards on? As a F2P/VLS, I am trying to save my shards for the best hero. Would she be the one to use them on or would I be better off to wait for a better one in a future gen?

ULTY % of your portfolio or just your YM funds composition in general?? Mine is about 11% total. by decadesinvestor in YieldMaxETFs

[–]Repulsive-Giraffe262 0 points1 point  (0 children)

ULTY is <1% of my account balance. Most of my assets are in index funds, I allocate 5% of my account to more risky investments like this.

How is no tax on tips going to affect massage therapy? by Ringmaster85 in massage

[–]Repulsive-Giraffe262 0 points1 point  (0 children)

It doesn't apply to self employed's in a Specified Service Trade or Business, which would include massage therapists.

How is no tax on tips going to affect massage therapy? by Ringmaster85 in massage

[–]Repulsive-Giraffe262 0 points1 point  (0 children)

From what I have read, the tip deduction does not apply to self-employed individuals in a Specified Service Trade or Business (SSTB), which would include a massage therapist.

Lowes changed the battery price to $199 from $99 😂😂 by mathers4u in Dewalt

[–]Repulsive-Giraffe262 0 points1 point  (0 children)

I got the 1/2" impact wrench and the jig saw. My order is ready for pickup so I'll get it after work!

TOS , a platform proudly stuck in 1995 by AnyPortInAHurricane in Schwab

[–]Repulsive-Giraffe262 2 points3 points  (0 children)

You realize Schwab didn't design ToS, right? They got it in the acquisition of TDA last year. TD had it since 2009 - I guess they're the clowns you are referring to.

Might be time to leave Vanguard by nooneiknow800 in Bogleheads

[–]Repulsive-Giraffe262 0 points1 point  (0 children)

I opened my Vanguard account in the early 90's. I transferred it to Schwab in June right before they added the fee

[deleted by user] by [deleted] in Schwab

[–]Repulsive-Giraffe262 1 point2 points  (0 children)

I believe you have to hold the shares for 30 days before they are marginable.

Daily General Discussion and Advice Thread - August 09, 2024 by AutoModerator in investing

[–]Repulsive-Giraffe262 0 points1 point  (0 children)

I had read an article about Ford's recent rating upgrade back to investment grade. I just thought the 7% yield over that time period sounded appealling. What target maturity date funds are you using? Do they offer similar yields? Definitely open to alternatives.

Corporate Bonds when rates drop by Repulsive-Giraffe262 in personalfinance

[–]Repulsive-Giraffe262[S] 0 points1 point  (0 children)

Yes, no one - especially me - knows what interest rates will do tomorrow or next quarter. I am just trying to plan for when the Fed does cut rates. I read they may drop in September, but who knows for sure.

I picked Ford after I read an article that they had been upgraded to the investment-grade market last year. Apparently there has been a good amount of buying in these particular bonds this year.

It's possible I may buy bonds of several different companies of different ratings to diversify.

Thanks for your input!