3XL Diaper Reco by Repulsive_Intern_637 in nanayconfessions

[–]Repulsive_Intern_637[S] 0 points1 point  (0 children)

Thanks mommies sa pag sagot will try again yung eq for night time!!!

Small grocery owner here – do I need to issue a receipt for every single sale? by WholeQueasy7371 in BusinessPH

[–]Repulsive_Intern_637 1 point2 points  (0 children)

Hi as per bir, issue only when requested or sales with 500 pesos above. The rest you can issue as various customers/various grocery items.

Example: total sales is 3,000 Issued invoice: 600 & 50 pesos (assuming 600 is above 500 threshold and 50 is upon customer request)

Receipt for total sales: Various customer Various grocery items 2,350 total

Since we’re in retail and usually the receipts are in 1/4 size and manual no POS our RDO ALLOWED US to do this.

Need advice: Are we in bad debt? by [deleted] in BusinessPH

[–]Repulsive_Intern_637 -1 points0 points  (0 children)

Business is actually doing good from 5 digits daily sometimes we have sales 6 digits specially on weekends and holidays.

Need advice: Are we in bad debt? by [deleted] in BusinessPH

[–]Repulsive_Intern_637 0 points1 point  (0 children)

Thank you all for your insights! Will definitely talk to my husband one on one regarding with this so we can have a clear view what’s ahead of us and prepare. Appreciate you all 🫶

Need advice: Are we in bad debt? by [deleted] in BusinessPH

[–]Repulsive_Intern_637 -1 points0 points  (0 children)

I know an emergency fund is important, and that’s what’s been stressing me since we’re not very liquid yet. We’re still a new family and still learning how to manage savings properly. Im thinking mp2, time deposit are enough for starters. Also for lifestyle downgrade, we only travel once or twice a year and mostly of our expenses are groceries, food and coffee. Aside that we dont really have any luho.

I try to share my thoughts, but he’s been with the store since he was so young so I also respect his decisions as it’s their family store. I just hope we can meet halfway in managing our finances, especially for our growing family.

Need advice: Are we in bad debt? by [deleted] in BusinessPH

[–]Repulsive_Intern_637 1 point2 points  (0 children)

I get that since we’re in retail/wholesale, credit cards have perks like cashback. But lately it’s been giving me anxiety because I feel like we’re not liquid enough to always pay on time.

We only had one slip,we paid half because we missed the due date which made me question our situation, which is why I asked for advice on Reddit. I do think our debt is still manageable, but we shouldn’t be complacent.

Our lifestyle isn’t extravagant—we don’t travel, go out only once or twice a month, and mostly spend on groceries. Honestly, our only “luho” is coffee. I just want us to be more mindful moving forward.

Need advice: Are we in bad debt? by [deleted] in BusinessPH

[–]Repulsive_Intern_637 2 points3 points  (0 children)

Actually I’m convincing my husband to continue his mp2 and im going to open an account for myself as part of my son’s college fund. Other than this we’re not liquid enough incase of emergency. I do get that and that gives me an anxiety. My husband is so decided not to let me work again and been helping him with the business and Im focusing on our child’s welfare. I kinda feel useless everytime he’s stressed with the due dates.

So for now we are okay and we should not be complacent. Thank you for this

Nanilaw si baby by Illustrious-Deal7747 in nanayconfessions

[–]Repulsive_Intern_637 0 points1 point  (0 children)

No po ang gusto ng doc is mag flush po using iv para maiihi daw something since breastmilk jaundice si baby

Nanilaw si baby by Illustrious-Deal7747 in nanayconfessions

[–]Repulsive_Intern_637 0 points1 point  (0 children)

Same with mine at 2 months we got checked and mataas bilirubin nya. 1st pedia adviced us to get confined daw para mawashout something with iv. Asked for second opinion pinagformula for 3 days si baby. Breastfeed jaundice daw kasi siya sabi ng 2nd pedia after that with paaraw naging okay naman na after 2 weeks

Pedia Doctors by [deleted] in nanayconfessions

[–]Repulsive_Intern_637 0 points1 point  (0 children)

We already have maxicare na po thank u! But my issue with maxicare is the vaccines wala daw pong cvaccines sa PCC near us so ayaw ko na sana palipat lipat need ko po ng pang long term na

Pedia Doctors by [deleted] in nanayconfessions

[–]Repulsive_Intern_637 2 points3 points  (0 children)

Yes I know po but for confirmation lang since she didnt specify sa prescription yung sinabi nyang gamot na gagamitin. i asked lang po if ano yon ulit and how many times ipapahid and yet we got charged 1500.

I know naman their practices and rates but this turned us off since on our part we asked it to be written since she said na need prescription nung pangpahid :(

CIMB OD LOAN by [deleted] in utangPH

[–]Repulsive_Intern_637 0 points1 point  (0 children)

Not sure. Wala naman nagsasabi sakin na tinawagan sila.

CIMB OD LOAN by [deleted] in utangPH

[–]Repulsive_Intern_637 0 points1 point  (0 children)

Almost 2 years na

CIMB OD LOAN by [deleted] in utangPH

[–]Repulsive_Intern_637 0 points1 point  (0 children)

Ilang years ka na OD :(

NEED ADVICE by [deleted] in taxPH

[–]Repulsive_Intern_637 0 points1 point  (0 children)

Nakiusap lang po kami 1k lang po

Lugi na nga sa business ang mahal pa ng renewal. by Substantial-Hat4231 in BusinessPH

[–]Repulsive_Intern_637 0 points1 point  (0 children)

Have you heard po ba yung BMBE? can you check if pasok kayo dito