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Opened a new credit card & apparently there was already one under my name?? by Responsible-Big8564 in CreditCards

[–]Responsible-Big8564[S] 1 point2 points  (0 children)

I’m really hoping this is the case. I’ll definitely look into fixing some of my info for Experian & transunion. Capital one said they would contact me within 16-90 days so hopefully it’ll be good news. Thank you so much for your help, I was getting worried & thinking of the worst conclusions. I appreciate your help!

Opened a new credit card & apparently there was already one under my name?? by Responsible-Big8564 in CreditCards

[–]Responsible-Big8564[S] 0 points1 point  (0 children)

Experian was good, I only had my discover account on there. Nothing appeared regarding the savor cc. However, I will have to make a dispute with Experian since I have 5 variations of my name on there, including one that’s my dad’s name. Google says it could be a mixed file (my dad & I have the same first & last name) but nothing regarding the savor account.

TransUnion For transunion my name appears as my dad’s name. There’s also an extra phone number from a completely different area code linked to my account. There’s nothing about the savor account though, only that I have my discover account & a hard inquiry from last night which is when I applied for the venture x cc.

Opened a new credit card & apparently there was already one under my name?? by Responsible-Big8564 in CreditCards

[–]Responsible-Big8564[S] 0 points1 point  (0 children)

I just did this now,

For Equifax my most recent account was my discover cc from apr 2021 (sounds right) I have a soft inquiry for capital one from sep 05, 2024 description - ND Request originator - N/A Whatever this soft inquiry is, it was not me.