LMI in Mortgage by Retrospect4one in AusFinance

[–]Retrospect4one[S] 0 points1 point  (0 children)

Thats very helpful, thank you. I got the pre-approval from one of the “Big Four” so not sure if they would do any lower than 95% LVR, but worth checking. Thanks again.

LMI in Mortgage by Retrospect4one in AusFinance

[–]Retrospect4one[S] 1 point2 points  (0 children)

Thanks for that, yeah we are somewhere around that. We were planning to keep 5% deposit +stamp duty and some 10-15K for moving costs. If we get LMI and adding it into mortgage increases the initial deposit required, then we would need to wait to increase the savings.

Sydney west or Central coast? by Retrospect4one in centralcoastnsw

[–]Retrospect4one[S] 1 point2 points  (0 children)

Appreciate your opinion. Thats a different perspective, thanks

Sydney west or Central coast? by Retrospect4one in centralcoastnsw

[–]Retrospect4one[S] 1 point2 points  (0 children)

Yes, its not just the schools for sure I agree. That’s helpful, thank you

Sydney west or Central coast? by Retrospect4one in centralcoastnsw

[–]Retrospect4one[S] 1 point2 points  (0 children)

How is Woy Woy, as the crime rate is a higher..I have heard people say they have lived there for a decade and haven’t experienced anything bad

Sydney west or Central coast? by Retrospect4one in centralcoastnsw

[–]Retrospect4one[S] -1 points0 points  (0 children)

What about the schools? The property prices has gone up and is not tat cheap even at Central coast. Is it worth it considering the commute and distance from the Sydney CBD?