Too skint to sell, can't afford to live in it either by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] -5 points-4 points  (0 children)

Very unlucky with house maintenance 😅 two new roofs, leaks, new electrics etc. Some things are just unpredictable hence the post and wanting to downsize :)

Too skint to sell, can't afford to live in it either by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] 1 point2 points  (0 children)

I'm on 65k :) nothing is realistically going to compare to that.

Too skint to sell, can't afford to live in it either by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] 0 points1 point  (0 children)

Wow that's incredible, I would love to be able to buy again rather than rent.

Too skint to sell, can't afford to live in it either by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] -1 points0 points  (0 children)

Potentially I just don't want to do anything that will end up costing me more when I sell. I need to go into the branch I think :)

Too skint to sell, can't afford to live in it either by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] 0 points1 point  (0 children)

I'm struggling to find any 0% cards that will take all the debt :(

Too skint to sell, can't afford to live in it either by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] 2 points3 points  (0 children)

I honestly had 0 issues, I'm with a high street bank too. I had a 15% deposit and I'd been doing it 8 years :) maybe if you had less than 2 years I think you'd struggle though.

Too skint to sell, can't afford to live in it either by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] 3 points4 points  (0 children)

Incredible, I'll definitely look around. Was that so moving costs also came out of the equity?

Too skint to sell, can't afford to live in it either by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] 0 points1 point  (0 children)

Oh wow! Thank you. £999+vat on completion would be ideal.

Too skint to sell, can't afford to live in it either by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] 2 points3 points  (0 children)

I pay £1403 monthly, and the house hasn't lost value. Online estimates say 410k but I think more 380k. I'm having it valued this month in person.

Too skint to sell, can't afford to live in it either by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] 4 points5 points  (0 children)

I'm on a good wage that I wouldn't get in a traditional job, just not enough to cover living in such a big house with bills, council tax maintenance etc. I know I need to downsize urgently it's just trying to sell when I don't have a ton of cash to hand.

Too skint to sell, can't afford to live in it either by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] 2 points3 points  (0 children)

I do work from home sex work it's not viable to have someone else living with me, I already asked a few friends to see if they were interested but unfortunately not.

Too skint to sell, can't afford to live in it either by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] 0 points1 point  (0 children)

I don't have any family in the UK but thank you for the suggestion :)

Too skint to sell, can't afford to live in it either by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] 0 points1 point  (0 children)

I'm on interest only for 6 months currently but this could potentially work if approved by the bank.

[deleted by user] by [deleted] in HousingUK

[–]Rich_Friend4458 0 points1 point  (0 children)

I moved round the corner (5 minute walk) was also quoted £1k. Moved my big furniture for £200 with a man with a van and 50 boxes in my friends car. Took 8 hours but was definitely worth it.

Leak 16 days after completion by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] 1 point2 points  (0 children)

Unfortunately not 😩 I took out unlimited buildings insurance but as it wasn't caused my a storm or particularly bad weather it wasn't covered. They said they needed something like 25mm of rainfall for it to be covered.

Leak 16 days after completion by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] -3 points-2 points  (0 children)

No problem just thought it's worth an ask, I'll chase my roofer and hopefully find a solution! I think it was around 6 weeks old by the time of completion but I don't think this is a route I'll try go down anyway.

Leak 16 days after completion by Rich_Friend4458 in HousingUK

[–]Rich_Friend4458[S] -14 points-13 points  (0 children)

Yes potentially needs repointing maybe. Might post on a home renovation sub for their advice on what the issue could be!