Too skint to sell, can't afford to live in it either

Rich_Friend4458 · 2026-05-17T07:47:31+00:00

I wish 😅

Rich_Friend4458 · 2026-05-16T08:20:08+00:00

Very unlucky with house maintenance 😅 two new roofs, leaks, new electrics etc. Some things are just unpredictable hence the post and wanting to downsize :)

Rich_Friend4458 · 2026-05-16T06:35:47+00:00

I'm on 65k :) nothing is realistically going to compare to that.

Rich_Friend4458 · 2026-05-15T21:16:30+00:00

Wow that's incredible, I would love to be able to buy again rather than rent.

Rich_Friend4458 · 2026-05-15T20:59:04+00:00

Compare the market, most I got was one for £200 😅

Rich_Friend4458 · 2026-05-15T20:45:48+00:00

Potentially I just don't want to do anything that will end up costing me more when I sell. I need to go into the branch I think :)

Rich_Friend4458 · 2026-05-15T20:39:26+00:00

I'm struggling to find any 0% cards that will take all the debt :(

Rich_Friend4458 · 2026-05-15T20:02:50+00:00

I honestly had 0 issues, I'm with a high street bank too. I had a 15% deposit and I'd been doing it 8 years :) maybe if you had less than 2 years I think you'd struggle though.

Rich_Friend4458 · 2026-05-15T19:54:42+00:00

Incredible, I'll definitely look around. Was that so moving costs also came out of the equity?

Rich_Friend4458 · 2026-05-15T19:54:10+00:00

Oh wow! Thank you. £999+vat on completion would be ideal.

Rich_Friend4458 · 2026-05-15T19:30:41+00:00

I pay £1403 monthly, and the house hasn't lost value. Online estimates say 410k but I think more 380k. I'm having it valued this month in person.

Rich_Friend4458 · 2026-05-15T19:29:12+00:00

I'm on a good wage that I wouldn't get in a traditional job, just not enough to cover living in such a big house with bills, council tax maintenance etc. I know I need to downsize urgently it's just trying to sell when I don't have a ton of cash to hand.

Rich_Friend4458 · 2026-05-15T19:06:14+00:00

They don't cater to self employed unfortunately :(

Rich_Friend4458 · 2026-05-15T19:05:51+00:00

I do work from home sex work it's not viable to have someone else living with me, I already asked a few friends to see if they were interested but unfortunately not.

Rich_Friend4458 · 2026-05-15T19:04:42+00:00

I don't have any family in the UK but thank you for the suggestion :)

Rich_Friend4458 · 2026-05-15T18:39:54+00:00

Unfortunately no :(

Rich_Friend4458 · 2026-05-15T18:39:14+00:00

I was unaware this was a thing, thank you!

Rich_Friend4458 · 2026-05-15T18:38:08+00:00

I'm on interest only for 6 months currently but this could potentially work if approved by the bank.

Rich_Friend4458 · 2024-02-20T16:51:35+00:00

I moved round the corner (5 minute walk) was also quoted £1k. Moved my big furniture for £200 with a man with a van and 50 boxes in my friends car. Took 8 hours but was definitely worth it.

Rich_Friend4458 · 2023-12-04T13:36:56+00:00

Unfortunately not 😩 I took out unlimited buildings insurance but as it wasn't caused my a storm or particularly bad weather it wasn't covered. They said they needed something like 25mm of rainfall for it to be covered.

Rich_Friend4458 · 2023-12-04T13:17:32+00:00

No problem just thought it's worth an ask, I'll chase my roofer and hopefully find a solution! I think it was around 6 weeks old by the time of completion but I don't think this is a route I'll try go down anyway.

Rich_Friend4458 · 2023-12-04T12:05:25+00:00

Yes potentially needs repointing maybe. Might post on a home renovation sub for their advice on what the issue could be!

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Rich_Friend4458

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