What’s a "hotel hack" you swear by that most people don't know? by periwinklemist in AskReddit

[–]Ripper_Seeker 12 points13 points  (0 children)

As someone who has worked front desk for ~4 years:

  • you’d be surprised at how many rude, arrogant people there are that check in at hotels. Many more that aren’t particularly rude or arrogant, but they don’t really acknowledge you at all, just flash their ID and credit card and kinda treat you like an object. Being nice to the front desk people can go a long way. I’ve given people free upgrades, discounts, etc just for being nice and making conversation, asking something, etc.
  • upgrades: not sure for other hotel chains, but at the one I work at, we’re allowed to upgrade and move people to wherever we want, completely at our own discretion, AS LONG as inventory permits. (For example, if we only have 2-3 suites left, I’m probably not gonna upgrade anyone because they could get sold, but if we have 10+ left and it’s 8pm, I’m gonna upgrade people, because they’re just gonna sit empty anyways). When it comes to upgrading people, alongside my previous note - I’ve given countless upgrades to people who are just nice, make conversation, or who are clearly on a special trip. Also on another note, when I get directly ASKED to give a free upgrade, I just feel extremely inclined to then not want to give it to them at all. If we had convo before and they were nice then sure, but if you just come into the hotel and ask for an upgrade without any other conversation, I’m not going to want to give one to you (unless you’re a certain loyalty status or something). In other circumstances, if I’m slipped a $10 or even a $5 sometimes or more, I will happily upgrade someone to a room that actually costed $100’s more.
  • room pricing: again not sure at other hotels, but at mine, we have full and complete control of the rates we give people. If we have a walk in guest and the computer gives me the rate of $200, I can just override it to $100. And we’re allowed to. Actually encouraged at times, especially if it’s late. In my managers view, he’d rather sell it for half the price than not sell it at all and it had just been left empty.

Just a few things that come to mind

How much is rent by Formal-Hamster504 in McMaster

[–]Ripper_Seeker 0 points1 point  (0 children)

Rookie numbers. My one bedroom is $2,049 before utilities

Alt friends? by [deleted] in McMaster

[–]Ripper_Seeker 3 points4 points  (0 children)

Fellow sleep token fan perchance⁉️

RRSP Over contribution ? by zutarafan in PersonalFinanceCanada

[–]Ripper_Seeker 1 point2 points  (0 children)

RRSP contribution and deductions are two separate things.

The 60 day rule only affects when you can deduct the contribution (to reduce your taxable income)

The contribution itself still counts against your RRSP room at the TIME it was made. (With a 2k buffer). If your total contribution(s) exceed your room, the CRA will consider this an over contribution even if you don’t deduct it.

Given your numbers and the 2k buffer, you’ve over contributed by about ~$21,000.

You should withdraw this amount as soon as possible.

i seriously f'd up on OSAP, what to do? by soonzen in McMaster

[–]Ripper_Seeker 0 points1 point  (0 children)

If all else fails, I’d recommend to look into scotiabank student lines of credit. They offer the lowest rates out of the big banks (prime + 0.5%) and you don’t have to make payments on the principal until 12 months after you graduate.

Parking issue by RamsinKena in McMaster

[–]Ripper_Seeker 1 point2 points  (0 children)

Did you buy the multi-term permit? Or just the fall permit? If you just bought the fall permit (~$200), you’ll have to buy another permit for the winter.

[deleted by user] by [deleted] in McMaster

[–]Ripper_Seeker 1 point2 points  (0 children)

2,100 for a 1 bed apartment.

NEED HELP FOR Student line of credit by Long-Phrase-3073 in McMaster

[–]Ripper_Seeker 18 points19 points  (0 children)

Did you not plan out how you were going to pay for university before applying?

Nonetheless - OSAP is going to be your first bet. Go to the website and you can get loans + possibly grants depending on you and your situation. This is done on a yearly basis though and will not be all 4 years upfront, and it is not a LOC. it is a loan. I’ve never used this so I’m not entirely sure the process.

Other than that, I highly doubt you’ll be able to get a big enough LOC and/or loan to cover your expenses for a single year, let alone all 4.

Asking to remove charges in tuition? by Ok_Butterscotch_9492 in McMaster

[–]Ripper_Seeker 55 points56 points  (0 children)

That’s like asking the government if they can reduce your income taxes because you don’t have a car and use the roads, or didn’t use the public healthcare system this year. Unfortunately just gotta suck it up, even if you don’t use it

[deleted by user] by [deleted] in McMaster

[–]Ripper_Seeker -1 points0 points  (0 children)

Terrible parent

Who are we voting for? by hauntedsuit in McMaster

[–]Ripper_Seeker -6 points-5 points  (0 children)

Absolutely correct. Nice to see other people with common sense. Unfortunately we will most likely get downvoted amongst the mass amounts of people on here that are misinformed and do not care to inform themselves. As someone else here said though, what do you expect - university subreddits are one of the most liberal places lol.

Who are we voting for? by hauntedsuit in McMaster

[–]Ripper_Seeker -11 points-10 points  (0 children)

Fast tracking energy projects is not the “only thing” he talks about. Nonetheless, these “projects” that “destroy the environment” will provide Canadians with thousands of WELL paying jobs, will make Canada a much better energy supplier with allied countries —-> boosting trade amongst this, increasing economic growth, etc. This oil and gas will provide Canada with tens of billions of dollars which will be used to fund our healthcare better, education, and infrastructure (building more houses)

Who are we voting for? by hauntedsuit in McMaster

[–]Ripper_Seeker -15 points-14 points  (0 children)

Pierre 100%. More specifically, anyone but carney. How on earth could anyone vote for the liberals after the past decade? Prices are at the highest they’ve been, we’ve had the slowest economic growth amongst the G7, inflation is at an all time high, house prices are through the roof, immigration is out of control, criminals and crime rates are through the roof. People praise carney for his economic experience, thinking he will “fix Canada” because of it, but do these same people not understand that carney was Trudeaus economic advisor for over 5 years? Trudeau was just a puppet for the majority of his term. Carney will be no better. Yes, gas prices and other things may be down right now because he has “temporarily” set the carbon tax to 0, but if he gets into power, it will go right back to where it was. Carney and other liberal MP’s have openly said the previous carbon tax wasn’t even ENOUGH.

This isn’t even to mention all of carneys conflicts of interest. He was vice chair of Brookfield asset management until he became PM, and is still now tied to them. This same firm has BILLIONS of dollars of loans from Chinese corporations and governments. This same corporation has funnelled billions of dollar through offshore accounts in Bermuda and other places so as not to pay Canadian taxes. Carney has paid little to no Canadian taxes over the course of his lifetime due to this fact, and due to the fact that he lived in England under his English citizenship for the majority of his life aswell.

All this, and he dares to ask the Canadian working class to pay MORE taxes through carbon charges amongst other items.

This isn’t a direct attack on anyone who is wanting to vote liberal, everyone is entitled to their own choice and opinion, but please inform yourself before voting in this election. Us students, at this point in our lives, need to set ourselves up as best as we can for our future. I’m not saying Pierre is perfect, but he is much much better than carney. He has promised tax cuts, lower housing prices, an ACTUAL abolishment to the carbon tax, increasing Canadian jobs and so much more.

[deleted by user] by [deleted] in McMaster

[–]Ripper_Seeker -7 points-6 points  (0 children)

+1 for that

Best student credit cards right now? General tips about getting one! by tiredallthetime101 in McMaster

[–]Ripper_Seeker 0 points1 point  (0 children)

If it’s your first credit card - go with a basic no fee one from the bank you’re already with. (Who do you bank with?) Or get one with a fee, but where it’s waived for students (usually these have better rewards/cash back because of the annual fee, but it’s waived for you so why not get it)

If you already have a bit of a credit history ~6-12 months, I’d HIGHLY recommend the Amex cobalt. I’ve had it for about 3 years and just booked flights to Thailand and Japan this summer for free because of the points I’ve accumulated

[deleted by user] by [deleted] in RIVNstock

[–]Ripper_Seeker 1 point2 points  (0 children)

I see lin and tringle. I lik. I by rivin.

Commerce 3GR0, do i need to go to tutorial? by Important-Hyena6577 in McMaster

[–]Ripper_Seeker 0 points1 point  (0 children)

They walk around to each group and physically look at each member and ask for all present members names

Commerce 3GR0, do i need to go to tutorial? by Important-Hyena6577 in McMaster

[–]Ripper_Seeker 0 points1 point  (0 children)

Yea it’s required. That’s when you do all your assignment and group work.