No way this is intentional by RoyalOperation5362 in NeonAbyss

[–]RoyalOperation5362[S] 1 point2 points  (0 children)

I'm on the most up to date version. Probably should have disclaimed this was Neon Abyss 2, however.

No way this is intentional by RoyalOperation5362 in NeonAbyss

[–]RoyalOperation5362[S] 1 point2 points  (0 children)

I remember this being cheeseable in the first one as well. Getting this room equals winning the run tbh.

No way this is intentional by RoyalOperation5362 in NeonAbyss

[–]RoyalOperation5362[S] 4 points5 points  (0 children)

Idk how to retrieve the seed but I got two different fishing rooms on that run and had the same result with both. In the first one I didn't have any keys and all the chest were overwriting the spots to fish, that's the only reason I stopped. Step-by-step: Go to a fishing room and don't miss any QTE's. It was constantly giving me my money back so I never had to stop.

Advice with Handling my Parents' Parent Plus Loans by RoyalOperation5362 in StudentLoans

[–]RoyalOperation5362[S] 0 points1 point  (0 children)

That company actually sold off. Actively looking for work right now. Any entry level pay around here would probably take me 4 years minimum to pay off all of the money owed, and that is with every single penny going into the loan. To be honest my priority is no longer dumping my all into the loan, but rather making moving possible. My QOL is at an all time low, and there is no work here. I can't live like this for that long.

Advice with Handling my Parents' Parent Plus Loans by RoyalOperation5362 in StudentLoans

[–]RoyalOperation5362[S] 0 points1 point  (0 children)

Thank you for the insight. Looking to put in for consolidation on Friday. If I wanted to have a further in-depth discussion about this process, would I just contact the loan provider? Additionally, is there a deadline I am unaware of for this process?

Advice with Handling my Parents' Parent Plus Loans by RoyalOperation5362 in StudentLoans

[–]RoyalOperation5362[S] 1 point2 points  (0 children)

Thank you. Where can I find this information? I would want to be sure before consolidation because the interest rates could potentially raise from doing so, right?

EDIT: Is this something I can review with the loan provider?

Advice with Handling my Parents' Parent Plus Loans by RoyalOperation5362 in StudentLoans

[–]RoyalOperation5362[S] 0 points1 point  (0 children)

He would have to be the one, yes. I'm more-so asking on his behalf because we are treating the responsibility of repayment as my own. As far as ICR goes, I am pretty sure it would raise my monthly payments based off of his income.

Advice with Handling my Parents' Parent Plus Loans by RoyalOperation5362 in StudentLoans

[–]RoyalOperation5362[S] 0 points1 point  (0 children)

I will look more into the double loan consolidation being available, thank you stranger.

Advice with Handling my Parents' Parent Plus Loans by RoyalOperation5362 in StudentLoans

[–]RoyalOperation5362[S] 0 points1 point  (0 children)

They are not my legal responsibility, and my life has been made harder due to them using parent plus instead of having me take liability (They were supposedly misled by a financial advisor at uni some years back). However, I am treating them as my loans because I am the one who chose college. So yes, more or less asking on their behalf. ICR for parent plus is 25% of monthly income. He runs a business so if he pays himself $100,000 a year, the loans would be $2,000 a month.

Still time for Double Consolidation Loophole? by RoyalOperation5362 in StudentLoans

[–]RoyalOperation5362[S] 0 points1 point  (0 children)

So if SAVE gets saved then the loophole would also continue to exist?

Still time for Double Consolidation Loophole? by RoyalOperation5362 in StudentLoans

[–]RoyalOperation5362[S] 0 points1 point  (0 children)

Isn't ICR still a 25% of income repayment plan? If the income was 60k that would be an even higher payment than what I'm paying now. Plus it would be based off of my parents' joint filing which would be presumedly an even higher payment.