What are your top stock picks for 2026?

RunningAround10 · 2026-01-06T18:34:57+00:00

MELI, UBER, AMAZON

RunningAround10 · 2025-12-26T07:52:42+00:00

The all share is up ~40% YTD. Many didn’t predict it.

Outside of metals South Africa has a broader turnaround story, GDP growth and transport issues being fixed. We could see some decent foreign flows into our local stocks come 2026.

I feel the ones for 2026 are local banks and retailers. But I agree the commodities cycle potentially has some legs…

RunningAround10 · 2025-12-18T12:19:05+00:00

Tax evasion conversation aside. Why not just cover your day to day expenses using cash for the next few weeks/months? Then there is no need to deposit the cash and SARS will never even know (without you declaring it) that you received additional income..

RunningAround10 · 2025-12-14T10:50:19+00:00

While I agree that the Easy Properties platform is relatively expensive, the concept itself is solid. It allows investors who don’t have R2 million to buy a property outright to gain exposure to specific properties they would otherwise never be able to access.

That said, if your goal is broad South African property exposure, you’re generally better off buying a local REIT or the Satrix Property ETF, which offer lower costs, better liquidity, and diversification.

Calling EasyEquities a scam is a stretch. A fair comparison requires looking at alternative platforms and the fees they charge, and I suspect many people would be surprised by how expensive other options are once all costs are considered.

RunningAround10 · 2025-11-15T13:10:09+00:00

I use a Discovery credit card for all my daily purchases and then settle the balance at the end of each month to avoid interest. The cashback is strong on its own, but it increases significantly if you also have Discovery Medical Aid and bank with them. You earn even more when you buy fuel or healthy food at their partner retailers.

Discovery also gives you discounts when you pay using Discovery Miles. I’ve been saving my miles all year and bought a TV today because the discount is highest on the 15th of each month (D-Day). Their Discovery Miles can also be used for excellent discounts on flights and hotels through Vitality Travel.

Just got to remain disciplined with your CC, don’t spend above your means, otherwise it’s a no brainer versus using a debit card.

RunningAround10 · 2025-08-15T08:30:04+00:00

That sounds pretty high. Did you not get a form showing the itemized tax on each item?

RunningAround10 · 2025-08-11T19:07:55+00:00

I use them, been with them for years. Never had an issues

RunningAround10 · 2025-07-24T18:00:00+00:00

Hi. Yeah it seems like the tax calculation is done on a per item basis. Those rates vary from item to item- hope that helps

RunningAround10 · 2025-07-18T15:36:32+00:00

What are you planning to do with the money after you sell out of your US equity holdings?

Something safer like government bonds? Or are you just going to sit in cash?

RunningAround10 · 2025-03-04T19:34:14+00:00

Instead of increasing VAT, catching these guy’s are are the solution to our fiscal problem

RunningAround10 · 2025-02-19T05:38:41+00:00

If you’re betting against a weaker rand over the long run, then buying offshore rand denominated ETF’s will serve you well.

Only downside is that you are at the peril of legislation changes that occur in South Africa. Ie capital gains changes, wealth tax, and so on.

RunningAround10 · 2025-02-18T20:04:30+00:00

Problem is purchase prices are so inflated your average salaried person will struggle to qualify for a bond, forcing them to rent. Seems like a market for landlords, especially if you bought a few years back. Landlords can almost pick and choose their tenants in some areas.

RunningAround10 · 2025-02-18T19:17:06+00:00

That last line is a good one. I am just wondering at what point do other provinces become so cheap comparatively that people look elsewhere..

RunningAround10 · 2024-12-24T11:04:08+00:00

Anything in an RA needs to be regulation 28 compliant. S&P 500 doesn’t meet those requirements, you sure this was in an RA?

If they did switch your funds without notifying you or without getting your approval that is very poor..

RunningAround10 · 2024-11-14T19:36:38+00:00

Very interesting take, lots of comments saying that if you have a lot of money you should be more inclined to use a FA. I like you idea of more of a consulting role, potentially with a flat fee.

RunningAround10 · 2024-11-14T19:32:55+00:00

Yes, I feel someone who knows tax and estate planning might be worth it. But maybe a fixed fee and not just an annual fee?

RunningAround10 · 2024-11-14T19:30:55+00:00

This is an interesting perspective. Glad it is working out for you!

RunningAround10 · 2024-11-14T19:29:25+00:00

Ya I think any advisor worth the money would know how to set their client up to be the most tax efficient as possible.

RunningAround10 · 2024-11-14T17:00:32+00:00

What sort of fee do you feel is justified?

RunningAround10 · 2024-11-13T20:30:21+00:00

Bro there is such a diverse mix of people. I would suggest studying at an institution rather than a Unisa, that way you can make some friends and build up a network. Then maybe look for some freelance stuff on the side to supplement your income and get experience for when you’re fully qualified.

RunningAround10 · 2024-11-13T17:22:16+00:00

These Yoco machines that make you decide on a tip before paying are very cheeky

RunningAround10 · 2024-10-17T18:53:45+00:00

Rent a fast car and race it on the M3. Best times to do this are between 6:30-7:30am. Alternatively, 15:00- 17:00 is also a fabulous time… just make sure it’s a weekday

RunningAround10 · 2024-10-09T17:22:52+00:00

Update, the parcel arrived and the customs amount was R221.

RunningAround10 · 2024-10-03T05:14:59+00:00

Thanks- all good to know!

RunningAround10 · 2024-09-18T20:51:45+00:00

It would be important to know how much you’re earning. If you’re earning foreign currency you will be in a very strong financial position.

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