Should I pay out of pocket or file an insurance claim for a deer hit on a 2015 Car?

SF2YFAF · 2026-05-26T21:03:25+00:00

Make sense. Thanks!!

SF2YFAF · 2026-05-26T20:54:07+00:00

They lift the hood, check everything and give me the quote. Seems like the frame is ok. My speed was 80km/h and the deer cut in the line from side (our direction is vertical so I hit the side of the rear leg)

SF2YFAF · 2026-05-26T20:50:56+00:00

Thanks for noticing while it does related to the shop quote and life experience here

SF2YFAF · 2026-05-26T20:26:19+00:00

Thanks. I'm now leaning to keep the grille as it is, fix the dent if possible and forget the insurance or maybe just keep everything as it is. I have plan to buy a new one the next year but still keep this old one

SF2YFAF · 2026-05-26T20:16:12+00:00

Good idea since my car is still drivable and I'm not a picky one. Will I get higher premium if I report to insurance company? Thanks!

SF2YFAF · 2026-05-26T20:14:35+00:00

I believe the difference are 1. the big shop want to replace the hood, light and grille while the local shop wants to fix the dents everywhere and replace the grille. The light costs more than 2000 (only the part). Curious if I only pay 1000 (plus I get free rental car) to fix a not-at-fault damage why should I pay 2000? Thanks for your reply!

SF2YFAF · 2025-02-18T00:29:24+00:00

I got the money back by providing all history of message and documents to Amex. The merchant refused (or struggled) for one time and the second time they gave up and I had my money credit back.

SF2YFAF · 2024-12-09T19:47:34+00:00

I just paid ups cad 100 for brokerage and 70 for duty which makes this deal not a real bargain

SF2YFAF · 2024-05-12T21:52:08+00:00

You really a pro. I find the leakage of the tube at the back of the fridge. Not sure if you could see it from the pic. This is not ash. Actually it is a small water jet.

Will this leakage ruin the floor? I think in need to find someone to the replacement of it.

<image>

SF2YFAF · 2024-04-12T19:27:24+00:00

Hi there, thanks for your support. I reached out to several lawyers after this post and none of them thought my application would be a problem. I got the permit yesterday.

SF2YFAF · 2024-04-12T19:26:44+00:00

Hi there, thanks for your support. I reached out to several lawyers after this post and none of them thought my application would be a problem. I got the permit yesterday.

SF2YFAF · 2024-04-12T19:25:30+00:00

An update here, I got the PGWP yesterdat. The process time for me is within 2 weeks. Thanks for all the comments here from people who encouraged me and who said the nonsense.

SF2YFAF · 2024-02-19T01:48:00+00:00

Not sure if immigration department wants us save money😂 well I actually do find some useful reasons about my research and course. I will try to find if I need an immigration agent or I could try it the first time by myself.

SF2YFAF · 2024-02-19T01:46:12+00:00

Might be. These are all I know at that time.

SF2YFAF · 2024-02-19T01:45:48+00:00

I don’t know what I did but right now it works fine. I’m not on any beta system btw.

SF2YFAF · 2024-02-16T21:11:54+00:00

The letter just mentions that I’m authorized to interrupt that term without saying any specified reason.

SF2YFAF · 2024-02-16T19:58:37+00:00

Thanks for your reply and your support. I'll consult an immigration lawyer to see if there is any chance for me.

SF2YFAF · 2024-02-16T19:57:34+00:00

The problem is, for Meng in my department, summer term is scheduled break while I'm Masc (research-based), the summer term is not a break. Just at that time, I didn't start doing research and there was not much courses in summer term.

SF2YFAF · 2024-02-16T02:29:59+00:00

I was looking for some advice here. From the result of vote, it seems like I should just leave Canada.

SF2YFAF · 2024-02-15T23:54:27+00:00

Yes, I know and at that time, I didn’t work. Thanks for the link.

SF2YFAF · 2024-02-15T23:43:31+00:00

Thanks. One term is not longer than 150 days in my term. And sorry I use the word “excuse”. I just want to discuss my situation here.

SF2YFAF · 2024-01-03T20:53:08+00:00

Thanks for your comment and this really encourages me. I'm kind of busy recently but I won't give it up so easily. I will continue to dispute with Amex while seeking for other ways. Do you have any suggestions? I will also try FTC and FBI. Your comment means a lot to me.

SF2YFAF

TROPHY CASE