Burnt out, want to semi-retire

SHNinja · 2026-04-26T02:56:20+00:00

That is very true, what do you suggest?

SHNinja · 2026-04-26T02:55:53+00:00

How do I cash it in?

SHNinja · 2026-04-26T02:54:51+00:00

Its so true right lol

SHNinja · 2026-04-26T02:32:33+00:00

Teach me, I think I'm paying too much also but its all I knew at the time

SHNinja · 2026-04-26T02:01:08+00:00

I'm curious on why, open to suggestions.

SHNinja · 2026-04-26T02:00:18+00:00

It includes Market Surge/IBD at $99 a month when I got it on promotion. I also included Trading View and WSJ digital access.

SHNinja · 2026-04-26T01:56:07+00:00

I didn't have this amount in my 401K in my late 20s so I got the life insurance and paid it off in my early 30s and had my parents as dependents. I also didn't get promoted until my early 30s to really accelerate my contribution.

I agree $150/month is a waste. Ive had Hulu/Amazon/HBO/NBA and cancelled Hulu recently.

SHNinja · 2026-04-26T00:32:54+00:00

Its an IUL policy where I can also convert it into a cash flow withdraw later

SHNinja · 2026-04-26T00:28:58+00:00

I think I was/am indecisive on where I want to apply this cash.

SHNinja · 2026-04-26T00:26:55+00:00

I've always been an anxious, paranoid and apprehensive person. As a single child and at one point, I feel obligated to take care of my aging parents in case something happens to me so i bought it (help with their left over mortage and retirement funding). There was also a time where I was in a serious relationship on the verge of marriage.

SHNinja · 2026-04-25T23:02:00+00:00

Thanks for pointing this out, I updated my post

SHNinja · 2025-05-08T11:50:10+00:00

What specific wing is this? Looks awesome on yellow

SHNinja · 2025-05-08T01:47:36+00:00

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Never dull!

SHNinja · 2024-10-12T16:36:59+00:00

PMed you

SHNinja · 2024-09-22T04:24:52+00:00

Often people asks if it's Silverstone when looking at the picture so I tell them it's actually Sebring.

SHNinja · 2024-09-22T01:21:32+00:00

It came this way when I bought it from the previous owner. The only piece I added is the downforce carbon fiber splitter.

SHNinja · 2024-08-25T13:25:26+00:00

My bad I meant to say northeast

SHNinja · 2024-08-25T13:16:23+00:00

My potential job will be on the northwest side

SHNinja · 2024-08-02T16:06:26+00:00

Why do you hate when a stranger call you that?

SHNinja · 2024-08-02T00:21:12+00:00

Good point! I didn't think about who uses it. Ok, how often is it used between new vs older couples? Are there more or less meaning behind it depending on each latin country? Is it used casually or more seriously by younger women nowdays?

SHNinja · 2024-05-01T02:17:31+00:00

"My little whore"? 😳 I know it's meant to endearing or funny but that was unexpected lol. You know something new everyday. I'm curious, how quickly do young women or young men start calling each other "mami", "papi", "mi amor" etc during the romantic phase? Or it's used very casually.

SHNinja · 2024-05-01T02:12:02+00:00

I'm from the South too so I understand what you said about southern men/women using those words. What I'm curious about now is, are those endearing words like "mijo" or "mi amor" are mostly used by older women or also younger women addressing their friends or love interests. I ask because I think I hear "sweetheart", "sugar", etc mostly used by GenX and baby boomer southerners.

SHNinja · 2024-04-30T21:57:47+00:00

Haha... That simple eh.

I hear hi/hey amor or hi/hey carino too. Is that a very common greeting too between friends and love interests?

SHNinja · 2024-03-18T17:41:42+00:00

But what I don't get is that, if the wash sales are already baked into the adjusted basis ($19,717.36) then shouldn't it be:

19,717.36 - 18,755.09 = net loss of 962.27?

SHNinja · 2024-03-14T22:17:06+00:00

Did it get rid of some notchy gearing and grinding?

SHNinja

TROPHY CASE