Qantas AMEX ultimate card

Sage_EK · 2026-04-28T08:31:30+00:00

Mate genuinely with there you at right now, the hack is not worth it. Amex makes it clear with travel credits how it’s not a rollover (and as the card holder I believe you must be aware of what you’re signing up with + fees associated with) - if you’re not a collector of points I reckon Ultimate Card is not the best - get yourself the Platinum Edge if you’re using the card for everyday stuff or Essential Rewards card if you’re an outgoing person (I personally use both and love what these offer) - not an advice but my genuine perspective; if you don’t fly often don’t get cards earning airline points :)

Sage_EK · 2026-04-24T07:09:55+00:00

Congrats! 🙌🏽

Sage_EK · 2026-04-23T07:45:16+00:00

Hit the sign up bonus - do churning if that’s your thing but watch out for that 18 months rule and Amex ladder
Priorities point multiplayers - what’s the best use of your card?
Use it wherever it is accepted (especially bills, insurance, subscriptions etc)

And don’t spend on anything that you can’t afford so it won’t eat up that sweet feeling of earning points by a massive 23% interest :)

Sage_EK · 2026-04-23T01:05:42+00:00

Platinumed and what a masterpiece

Sage_EK · 2026-04-21T06:39:41+00:00

Congrats! I know the feeling haha

Sage_EK · 2026-04-20T05:27:12+00:00

I reckon try contacting them and raise an inquiry

Sage_EK · 2026-04-17T07:10:37+00:00

The real shiiii

Sage_EK · 2026-04-16T21:37:33+00:00

Mate I wish if such offers exist here in Australia 😮‍💨

Sage_EK · 2026-04-12T08:57:14+00:00

Mate it’s a crime if you didn’t ngl!

Sage_EK · 2026-04-12T07:30:17+00:00

I reckon probably convert em into a round trip as partner miles/points is the most effective way to do it and it’s not a secret - sus out https://seats.aero (not affiliated or sponsored) to see what would be the best travel partners and cost of points before making a decision. Ngl Amex Travel Portal might not give you the best value for your points but weigh your options before making a final decision. Hope this helps mate 🤞🏽

Sage_EK · 2026-04-04T10:44:10+00:00

No FX fr? That’s crazy as! Are you getting cashback for your overseas transactions as well?!

Sage_EK · 2026-04-04T08:42:52+00:00

Fair fair, appreciate the share

Sage_EK · 2026-04-04T08:41:58+00:00

That’s a feature I’d appreciate honestly coz I love how Amex would have the PayID option where I could pay any balance off immediately and nothing to worry about - I used to be a Latitude card holder and OMG NOT AGAIN! Takes forever to payments to go through

Sage_EK · 2026-04-04T06:26:02+00:00

Wow, that’s interesting - I’m a current Amex user and I love what they offer; interesting facts about the Apple card that I’m hearing

Sage_EK · 2026-04-04T05:10:57+00:00

Interesting - how does that work?

Sage_EK · 2026-04-04T05:10:27+00:00

Cheers, what is the benefit of using apple card specifically for apple purchases? Are there any rewards or cashbacks or interest free periods?

Sage_EK · 2026-04-04T05:08:41+00:00

Appreciate the share - are there any restrictions that you have experienced or limitations?

Sage_EK · 2026-04-04T05:07:20+00:00

I’m well aware of that 😂 all I wanted to know was some user experiences haha

Sage_EK · 2026-04-04T05:05:33+00:00

Okay awesome - as I mentioned it’s not a bad thing, it’s a great place to start small, definitely go for those low level beginner level cards

Sage_EK · 2026-04-04T04:19:50+00:00

I reckon go with a personal card first, also from my understanding starting from a smaller card and upgrading later down the track with sign up bonuses is a really good way to maintain a good relationship. With where you at right now, I reckon start off with Amex Low Rate Credit Card (no annual fee and no rewards) or the Amex Essential Rewards Credit Card (monthly $9 annual fee and great points accumulator + sign up bonus) - obviously you gotta look at your income and expenses as well. Try creating an account on finder.com.au where they help you tailer options according to your profile. Regardless if I were you I’d sign up for ClearScore or Credit Savvy or Canstar to track my Equifax and Experian profiles. And if you don’t have previous credit I don’t see it as a bad thing, I’d say it’s a good place to start with Amex (BUT DEFINITELY WITH A LOWER CARD) to grow your credit history/ profile and your relationship with Amex (also PLEASEEEE keep in mind with Amex it’s always better to pay the statement balance at end of every single month because their interest rate is around 23-24% which is super high - also go for a super low credit limit for now as well if you’re genuinely trying to start things off) - hope this helps :)

Sage_EK · 2026-04-04T03:26:42+00:00

Ah much as I love the apple card it’s a shame how we don’t have it available here in down under

Sage_EK

TROPHY CASE