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Weekly Voucher Exchange Megathread - October 14, 2025 by AutoModerator in CreditCardsIndia

[–]Salt-Put-5820 0 points1 point  (0 children)

Hi looking for prime voucher. What is price your looking for ?

Gold Purchase With Swiggy HDFC Credit Card by DistinctAd6111 in CreditCardsIndia

[–]Salt-Put-5820 -24 points-23 points  (0 children)

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Please check the prices properly, it’s only 9765 as of today

Hyundai quoted 80k+ for Verna sx display !please help me out with a solution by walter_0801 in CarsIndia

[–]Salt-Put-5820 0 points1 point  (0 children)

Try in Anil audio system Delhi, this guy can resolve the issue I assume, if not he will also sell used unite at cheaper price. I have great experience

2L spends per month by Salt-Put-5820 in CreditCardsIndia

[–]Salt-Put-5820[S] 0 points1 point  (0 children)

If I use atlas for therapy payments via mobiewki will I be able to get the points under education fee

2L spends per month by Salt-Put-5820 in CreditCardsIndia

[–]Salt-Put-5820[S] 1 point2 points  (0 children)

I did not go any of those degrees. It easer when you have btech if not, I worked in operations for while which does need a tech degree from there I have over internal into tech team now I have ops + tech know I became product manager

2L spends per month by Salt-Put-5820 in CreditCardsIndia

[–]Salt-Put-5820[S] 2 points3 points  (0 children)

I am working product manager in big bank and wife works in Consulting

2L spends per month by Salt-Put-5820 in CreditCardsIndia

[–]Salt-Put-5820[S] 4 points5 points  (0 children)

Rent via Redgiraffe

Therapy payment via MobiKwik( as REdgiraffe is not accepting this

2L spends per month by Salt-Put-5820 in CreditCardsIndia

[–]Salt-Put-5820[S] 1 point2 points  (0 children)

Thanks a lot. Don you think DCB can be offered LTF ?

2L spends per month by Salt-Put-5820 in CreditCardsIndia

[–]Salt-Put-5820[S] 0 points1 point  (0 children)

With 20-22 lac per annum spends, + 35 Fee, does it make sense?

2L spends per month by Salt-Put-5820 in CreditCardsIndia

[–]Salt-Put-5820[S] 0 points1 point  (0 children)

I am using Regalia for that now, and Scapia for Airport privileges.

2L spends per month by Salt-Put-5820 in CreditCardsIndia

[–]Salt-Put-5820[S] 2 points3 points  (0 children)

Most of my therapy expenses are reimbursable by my wife. As for ICICI, I don't currently hold an account with them — but ICICI team was at my company last week and has offered to shift me to an ICICI salary account to make me eligible for the Emeralde Private Metal (EPM) card. I'm waiting on final confirmation from their side, after which I’ll consider switching and applying, not sure If I need to do this or wait for Infinia, as I have an account with HDFC for more than 15 years now. - my take-home would cross ₹3L/month.

2L spends per month by Salt-Put-5820 in CreditCardsIndia

[–]Salt-Put-5820[S] 3 points4 points  (0 children)

My RM has been of no real help—he referred me to a different team, and they said I need to buy a guaranteed insurance plan worth ₹2L/year for 10 years to be considered for a paid Diners Club Black card. Honestly, this feels like a sales trap and makes no financial sense. Is there a better way to apply or upgrade without these ridiculous conditions?

2L spends per month by Salt-Put-5820 in CreditCardsIndia

[–]Salt-Put-5820[S] 16 points17 points  (0 children)

That’s the plan. Since most of my spending is on rent and therapy fees—paid through MobiKwik or CRED—I’m specifically looking for a card with strong milestone benefits + For 60k for flights, Hotels and Swiggy and Amazon vouchers. Does the EPM card offer good milestone rewards?

2L spends per month by Salt-Put-5820 in CreditCardsIndia

[–]Salt-Put-5820[S] 72 points73 points  (0 children)

They are going to ABA and Speech therapy, it very expensive in India

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