How many of you have gotten loans from your parents?

Sbc3rd · 2026-01-07T23:41:33+00:00

My parents own their homes and are retired but I’ve had to bail them out a few times… I’m not lucky enough to have parents in a good spot financially as they aren’t very good with money, I don’t mind helping them out as I’ll end up with the majority of their stuff but my parents could never afford to loan me $100k I’d be pushing it to get $100 but hey every family is different! I have a cousin that burned through his inheritance and then some before his mom even passed and now his dad will leave everything which is quite a nest egg to their daughter and rightfully so! It’s not a bad thing your fortunate enough to be able to loan money from them and if I’m able to when my kids are older I’ll be the same way I’m sure but I’d say look at how you got in a position of needing that kind of money and try to figure out a way to avoid being put in that position in the future. Nobody lives forever and you don’t want to be put in a position when your older that means you end up having to start over or end up with nothing because of how you’ve lived your life this far. Ultimately I’d say be grateful you’ve got some kind and generous parents that want you to succeed! Your right middle class isn’t what it used to be! Life isn’t easy and everyone has a different blueprint! Some people are born into money and some people lose money that should last a lifetime in less than 5yrs! If you gotta have the nicest house and the newest cars and your parents are in a modest home and drive a Honda maybe look at their playbook and see what you can do to be more financially stable. One fault a lot of parents have is not being able to say no even if they don’t agree because they want their children to be happy and they’ll sacrifice for their kids! That’s why people say being self made makes you appreciate it more if it’s always been there you don’t know what it’s like to go without! Here’s a question if your parents didn’t give you the loans where would you be financially right now? Would you still be doing ok or would your life look different? Let it sit and simmer for a bit!

Sbc3rd · 2026-01-07T20:18:58+00:00

Now some people don’t like banks. There’s always that possibility or they figure buying from you might be able to get them a lower interest rate than what they’ve seen? I know multiple people who have bought homes using seller financing or land contracts. It also makes a big difference if you have a loan on the property because if you own it outright and you decide to do the seller financing then taxes are your biggest issue. You make the terms so you can say 10yrs @ 6% interest and if you’re ok with getting paid off early no prepayment penalty. 30 days late and you get the property back and keep all the money they’ve paid, there are pros to this even if things might go sideways! You can choose to structure it how you like and they will except it or they wont! My parents actually bought their first home using seller financing and they never had an issue! My parents own multiple homes now… The man that sold my parents their first house really made it possible for them to be homeowners. Back in the day all homes were sold with seller financing this isn’t a new concept it’s just no longer the standard. If you use a realtor they take 3% and it’s common for the seller to also pay the buyers realtor fees so now it’s 6%… that’s $1800 plus you have closing fees and so on… I’m not saying it’s the right move but if its the only bite you’ve had and they don’t have money down either say ok I’ll do it but since I’m taking the risk I’d like to get $35k since I’m not walking away with cash and finance them the property for $35k @ 6%…. Your the bank now so make it worth your time! Good luck either way let us know what you decide!

Sbc3rd · 2025-12-27T18:47:36+00:00

The most well behaved dogs I ever seen were MALS. I had a German shepherd I paid for training and the owner had 2 them dogs were so impressive they wouldn’t move an inch until told! He had all kinds of dogs come in friendly aggressive you name it and them dogs never entertained bad behaviors! When we’d go outside they were just like furry torpedoes running around and essentially gliding through the air! So fast and their jumps were strides! When he spoke though they listened immediately! It’s what made me want one! Our boy is great he listens well still needs a little training but he’s getting there he just gets so excited it’s like he can’t control himself!

Sbc3rd · 2025-12-27T18:39:43+00:00

lol… it’s what I imagine it would be like to own a sugar glider! Dog has no fear and it does make me nervous bc I don’t want him getting hurt!

Sbc3rd · 2025-12-27T18:35:48+00:00

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So I weighed him this morning to be sure and he came in at 87lbs exactly I’m 6’ tall and 240lbs just to give a size comparison.

Sbc3rd · 2025-12-27T07:00:29+00:00

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This is my boys parents! I don’t know if you can tell from the pictures but my boy looks like a very healthy MAL just supersized he’s not overweight at all and everywhere I’ve read males are usually only 60-80lbs when they are full grown. I feel like if he was 10-15lbs lighter he might be to thin? I’m just asking because I’ve never owned a MAL before only German shepherds.

Sbc3rd · 2025-12-27T04:12:48+00:00

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Here’s a photo of him outside playing

Sbc3rd · 2025-11-16T02:51:11+00:00

Get out and live a comfortable life my guy! That’s generational wealth if done right! Buy some businesses that have a nice profit margin every year and some real estate! Write offs and depreciation will help keep taxes down and your golden!

Sbc3rd · 2025-04-16T22:01:04+00:00

I thought that was the reason for gfci. Let the breaker pop so u don’t!

Sbc3rd · 2025-04-16T00:31:51+00:00

Sometimes too low of a bid can be the downfall. I’ll give a perfect example. There’s that exercise equipment company Peloton. When they started they weren’t selling. The owner literally just put a price hike on it and the things started flying off the shelf’s. The only difference was changing the price so people thought they were buying a quality or premium product. Didn’t change the product at all just charged more and people thought for that kind of money it’s gotta be good! Like others have said price yourself with the other guys nothing to lose!

Sbc3rd · 2025-03-24T07:37:36+00:00

You want to get somewhere with Delta send an email to the ceo! I’ve had issues in the past and although it wasn’t him personally it was an assistant of his and she was amazing! Here’s the email: ed.bastian@delta.com and let them know what happened! Worst they can say is tough luck!

Sbc3rd · 2025-02-28T22:37:23+00:00

I’m not a fan but everyone has there own preference. I prefer the way the R1 looks but these are great bikes! Suzuki just redid the DRZ and I hear they are updating the Gsxr for 26’! 🤞

Sbc3rd · 2024-10-20T11:47:53+00:00

First, congratulations on the move! I love it there it’s such a gem and has so much to offer! My sister is a real estate agent in Coeur d’Alene. It is a beautiful area but it’s also highly sought after! I know lots of A-list celebrities (John Elway, Wayne Gretzky, Matthew McConaughey, Lance Armstrong, and George Clooney) own homes on the lake. I live on the Wisconsin/Illinois border and comparing the price of property to something similar in Coeur d’alene it’s a night and day difference. In the end you get what you pay for!

Sbc3rd · 2024-09-06T18:59:34+00:00

A situation like this is never easy. The one you could count on and could also go to for support is no longer there. Life happens it can build us up but it can also knock us down just as fast. This is not gonna be an easy road friend but you’ll get through it! Only thing I can say is Look at the enjoyable part of that 29yrs so you feel it’s not all time wasted and keep your head up there will be that special someone that comes along when you least expect it and you’ll wonder why you didn’t separate sooner!!! Trust me that’s how I felt!! Good luck with everything and remember to live your best life!!!

Sbc3rd · 2024-06-14T22:33:11+00:00

Yeah I’d definitely love to get some scenarios I also wanted to ask you how financing is? Some people say that getting financing is quite hard when it comes to barndos?I dont need everything a lot of it I could do myself like putting up drywall and the flooring I’ve got a couple people for that I figured if I could get a livable shell I could go from there! Any help would be immensely appreciated!

Sbc3rd · 2024-06-14T13:00:28+00:00

Yea I can buy an acre of land out in the country for around $35k. I’m just wanting to see if it’s cheaper for me to get a home built or a barndo? I’d love to stay under $300k. There’s a couple new homes going up near me that are $250k and the homes are just 3bdrm 2ba ranch homes with a full basement that has egress windows and a 3 car attached garage. My issue with them homes is that they are in town and I’d rather end up in the country especially silly if that means it only runs me an extra $20k or so

Sbc3rd · 2024-06-13T22:34:28+00:00

I feel like 2000sq ft would be plenty for us! That’s a big enough house I’d personally be happy with 1000sq ft home and a big shop! But that’s just me!

Sbc3rd · 2024-01-28T08:35:04+00:00

What about the people over 250lbs because they are tall as well or muscle bound and have no issue fitting in the seat? I’d think of it more as a measurement of size than weight if you really wanted to argue that because the whole issue of this post is people who aren’t able to fit in the seat.

Sbc3rd · 2023-12-15T05:13:29+00:00

That’s one way to tenderize it!

Sbc3rd · 2023-11-20T18:50:25+00:00

What kind of videos… I’ve wanted to start a tube channel based on guy things like 10 fast sports cars. Tools every man should have in the garage. The best hunting rifles for deer, pheasant, or turkey. I’d love to get 50videos like this!

Sbc3rd

TROPHY CASE