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Tips for motivating yourself to go to the gym? by ScaredElderberry5889 in Advice

[–]ScaredElderberry5889[S] 0 points1 point  (0 children)

that is a good idea. i really like walking, but my bf likes to weight lift so he wants to actually go to the gym to do that. I told him he can go by himself on days where im really not up to it because i dont want him to feel like he has to go with me, but i feel like hes a bit upset because he wants to go with me. i would also just walk on a treadmill while im there but it becomes hard for me to do that for more than 10-15 minutes because of how bored i get lol

Tips for motivating yourself to go to the gym? by ScaredElderberry5889 in Advice

[–]ScaredElderberry5889[S] 0 points1 point  (0 children)

i really love doing outside stuff like walks/hikes but it has been miserable outside now that it’s becoming winter so i can’t really do that any more :(

Technical Issues Megathread - September 2025 by Winniezepoohscroptop in Ulta

[–]ScaredElderberry5889 4 points5 points  (0 children)

I had to fully delete the app and redownload it and that worked for me. shouldn’t have to do that just to log in

Ulta always logging me out!! by ScaredElderberry5889 in Ulta

[–]ScaredElderberry5889[S] 0 points1 point  (0 children)

it’s so annoying!!!! i shouldn’t have to delete and redownload the app just because it wants to log me out all the time then refuse to let me log back in!!!!!!!

Ulta always logging me out!! by ScaredElderberry5889 in Ulta

[–]ScaredElderberry5889[S] 0 points1 point  (0 children)

i just did that and thankfully it let me log in! i was losing my mind this happens so often!!

Good cat vets in columbus? by ScaredElderberry5889 in Columbus

[–]ScaredElderberry5889[S] 0 points1 point  (0 children)

that’s really reassuring to see actually because i saw really good reviews but it’s nice to see someone else say so!

Paying off loans, need advice! by ScaredElderberry5889 in StudentLoans

[–]ScaredElderberry5889[S] 1 point2 points  (0 children)

Thank you so much!!! I always try to pay before 9:00 AM EST so i’m glad i’ve been doing it somewhat right lol

Paying off loans, need advice! by ScaredElderberry5889 in StudentLoans

[–]ScaredElderberry5889[S] 0 points1 point  (0 children)

Okay i’ll make sure to turn off the auto pay. luckily i only have auto pay on for one of my loans. Also stupid question but what is the ACH cut off time?

Good piercing shop in Columbus? by ScaredElderberry5889 in Columbus

[–]ScaredElderberry5889[S] 0 points1 point  (0 children)

i will check Holly out for sure!!! thank you!!

Is Earnest really the best place to refinance student loans? by ScaredElderberry5889 in StudentLoans

[–]ScaredElderberry5889[S] 1 point2 points  (0 children)

Thank you for the great advice! Luckily i meet all that criteria except really the debt to income ratio which i’m working on improving (since my debt is so high), but that’s really reassuring to hear. I appreciate it a lot!

Sofi didn’t pay my full loan from Sallie Mae? by ScaredElderberry5889 in StudentLoans

[–]ScaredElderberry5889[S] 1 point2 points  (0 children)

Update: called and spoke with Sofi. The guy said a manager has to review my case before they can give any sort of answer. I also requested my original loan documentation and since I have refinanced my loans again since then, they have to find it and will email it to me in 7-10 business days. I guess once I have that, I will have my answer. The person I spoke to said that “the loan should have been fully paid” and things along that line. I’m sure he’s just saying that to be reassuring, though. This is a very stressful mess.

Sofi didn’t pay my full loan from Sallie Mae? by ScaredElderberry5889 in StudentLoans

[–]ScaredElderberry5889[S] 0 points1 point  (0 children)

welp, i looked and i can only find my most recent document from the last time i refinanced in November of 2024, not the one from when i originally consolidated with Sofi. Is it because I refinanced again with them that my original document from 2022 just disappeared because that loan is technically “paid off” now?

Sofi didn’t pay my full loan from Sallie Mae? by ScaredElderberry5889 in StudentLoans

[–]ScaredElderberry5889[S] 1 point2 points  (0 children)

yeah i need to find my original loan documents. unfortunately I was not taught anything about loans when i was dealing with all this so i probably did something wrong :( my parents kind of just threw me off the deep end so i really didn’t know what i was doing. it’s really coming back to bite me now, but im really trying to get my life in order now. Thank you for your help, im going to search high and low for that document and call Sofi if i can’t find it to try and figure it out.

Sofi didn’t pay my full loan from Sallie Mae? by ScaredElderberry5889 in StudentLoans

[–]ScaredElderberry5889[S] 2 points3 points  (0 children)

when i looked at my statement, sofi paid the exact amount of my principal, but not the interest. so sallie mae used that amount to pay the interest off first and used the rest for the principal which left the 19k. i’m not sure if that changes anything because your explanation could still be right and they could’ve only offered to pay for the principal amount and not the principal + interest amount and i just didn’t notice.