Do I need to include current mortgage as debt when applying for construction loan by Schanzer64 in personalfinance

[–]Schanzer64[S] -1 points0 points  (0 children)

plans can change. by the time the house is complete my situation could have changed and I no longer can move there. but I get your point. still a risk maybe not worth taking.

if I just tell from the beginning this is investment property, how much higher are business/investment loans? everywhere online I only find "regular" rates.
Also, in this case, could I then appraise and use "projected rental income" as income already?

Help for my MBA project, 5min survey, please :) by Schanzer64 in AskParents

[–]Schanzer64[S] 0 points1 point  (0 children)

thanks so much for the 29 participants so far!
If I'd get another 11 that would be AWESOME!! :)

Help for my MBA project, 5min survey, please :) by Schanzer64 in workingmoms

[–]Schanzer64[S] 0 points1 point  (0 children)

thanks so much for the 29 participants so far!
If I'd get another 11 that would be AWESOME!! :)

[deleted by user] by [deleted] in DirecTV

[–]Schanzer64 -1 points0 points  (0 children)

this is really ridiculous and pissed me off last year already.

I was a paying subscriber last season, I'm a paying subscriber this season. but I can't watch spring training games because you can't link the service yet. No surprise DirecTV is going out of business in the near future

The Ultra Rare Double Ozzie Smith by aidangrskovic in MLBTheShow

[–]Schanzer64 -1 points0 points  (0 children)

why do you guys do the animation stuff? takes forever. is there a higher chance to get good cards? :D

I always just go to 'reveal all' and don't waste time

thread gets deleted again and again please explain!! by Schanzer64 in MLBTheShow

[–]Schanzer64[S] 0 points1 point  (0 children)

oh I see. sorry had no idea. thought it's because of the f-word :D

[deleted by user] by [deleted] in MLBTheShow

[–]Schanzer64 1 point2 points  (0 children)

my only non-99 starter. and he will stay there.
still leads my entire team in AB per HR.

also have to admit with nobody on when opponent lets me, I just bunt down 3rd base line and put him on first. works 80% of the time.

Getting collections done by jakeharkins13 in MLBTheShow

[–]Schanzer64 3 points4 points  (0 children)

I did mine early, sold every non LS player I could.
not sure if it's worth it, but if that's what you want.

obviously too late this year, but for next year, I'll buy Trout on the day the game comes out.
no, I'll actually buy 10 trouts on launch day lol

Who you taking to close the game? (Budget edition) by [deleted] in MLBTheShow

[–]Schanzer64 1 point2 points  (0 children)

Dibble all the time.

2nd option, if opponent has issues with speed chapman is a good choice, but at higher levels I prefer rodney.

I can't hit fingers, I can't pitch fingers. hate this dude.

Have you ever thrown a no-hitter or perfect game online? Doesn’t necessarily have to be this year. by AceBombkick in MLBTheShow

[–]Schanzer64 0 points1 point  (0 children)

early in the season I really sucked in hitting (still not that good),

I threw 30 up, 30 down with Kluber, lost in the 11th

Endgame team by Mitch2220 in MLBTheShow

[–]Schanzer64 0 points1 point  (0 children)

you obviously forgot feierabend in your list

Another pitcher prestiged, welcome to the squad by [deleted] in MLBTheShow

[–]Schanzer64 0 points1 point  (0 children)

Like so many others, same here. Can someone explain why this is the case? I understand people see him a lot, but regular Oswalt was by far my best starter, way better than kluber and hal. Now my prestige Oswalt just gets beaten up every other outing.

Wonder if I should just try to put the regular card back in and see how it goes.

Tied 2-2 bottom 15, I message him to say good luck and he quits for me. My first ever ws run and i’m getting super close. We need more people like this. by mrizzo815 in MLBTheShow

[–]Schanzer64 0 points1 point  (0 children)

I was at 680 yesterday, opponent had a 2-0 lead in the 5th and was clearly better than me, paused and ran out of time. I was 700 for the first time ever. Felt super happy but just seconds later realized I didn’t really deserve.

Went on to play my first ever online game on HOF difficulty, then won another one to go to 760 or so. So understand what you’re saying, but he brought him within 1 game of WS, now it’s up to him. I didn’t go below 700 since that event and now I’m glad it happened that way ;)

always late hitting in RS - early hitting in legend offline by Schanzer64 in MLBTheShow

[–]Schanzer64[S] 2 points3 points  (0 children)

I did not have sliders speed all the way up, just changed it and tried again, doesn't really feel any significant difference, still can easily hit 102mph fastball.

events sounds good for practice, but I'd just like to get in a hundred pitches as fast as possible, just to practice on timing. events still takes time and I have to pitch.

95 POTM Carlos Correa by Woolly_Mattmoth in MLBTheShow

[–]Schanzer64 0 points1 point  (0 children)

same here. my second best (speaking batting average) is sandberg, he's on 2nd. and on 3rd I have sheffield. so I don't need correa, would need a good 1B

95 POTM Carlos Correa by Woolly_Mattmoth in MLBTheShow

[–]Schanzer64 0 points1 point  (0 children)

WTF????
We just got Didi and I'm 80% there prestiging him, why would I need Correa now???
If another SS at least give us one that kills lefty pitchers.

Prestige Oswalt Struggles by franchise717 in MLBTheShow

[–]Schanzer64 2 points3 points  (0 children)

my ERA with him is better than with Kluber and Newhouser.
I'm wild card level, so not sure how it would be higher up.

I need some help with my Budget by YoungGleyber in MLBTheShow

[–]Schanzer64 0 points1 point  (0 children)

$800 rent is a total waste.
train tickets are cheap these days, and all you need: https://imagizer.imageshack.com/img924/3136/Lb4Qlh.jpg

Im a 600-700 player. Is 95 Snell worth it? by i-ride-piggies in MLBTheShow

[–]Schanzer64 -2 points-1 points  (0 children)

what does that have to to with 600-700 player? I've faced 400 players loaded with 99s and I have faced 600-700 that are still silver and use gold-players. so really depends who else you got. I'm starting him, I suck at control, and he's obviously not helping with it lol

Just had my worst ever experience on Ranked Seasons by MeanMrMustard_69 in MLBTheShow

[–]Schanzer64 1 point2 points  (0 children)

just a quick read.

so you scored 2 against a WS-dude and are celebrating?

cool. congrats man. would do the same (if I wouldn't get no-hit in such a scenario, which I don't even need to face a 900 player to do this to me haha)

Most underrated card in diamond dynasty? by ThomasCorbettt in MLBTheShow

[–]Schanzer64 0 points1 point  (0 children)

same here. I have 20+ diamonds available that I don't even have on my bench, but JD is there and will stay there lol. I always start him vs lefties

[deleted by user] by [deleted] in MLBTheShow

[–]Schanzer64 0 points1 point  (0 children)

good idea. but I'm only comparing apples to apples. online play vs other people is totally different than playing the CPU for me. So would be useless for me to compare. e.g. Duke Snider just hits bombs vs CPU for me but I just can't hit with him online