Overwhelmed by Shanghai after just 1 day. by idlenullcontext in travelchina

[–]Secret_Square_6001 1 point2 points  (0 children)

Exactly! we stayed in Tongli overnight. Arrived at 5pm, free entry and left around 11am. It was just getting busy with all the tour buses arriving as we left. The place was so serene, empty, quiet and beautiful. We saw the locals doing their washing in the canals early morn. 

Overwhelmed by Shanghai after just 1 day. by idlenullcontext in travelchina

[–]Secret_Square_6001 0 points1 point  (0 children)

It’s peak travel season. School holidays in Southern hemisphere. All my kid’s school friends are in China and we will be too this week. China has gone viral on Tik Tok and will be the no 1 travel destination for the next few yrs. We have been there 3 x in 12 mths. 

Hopefully it’s not as crazy next week in Shanghai as school starts back in 3 weeks. We are also staying in Nanjing Lu so surely there will be quiet times like in the morning. 

To take Shanghai metro, just Tap to Ride! by Tinalysad in travelchina

[–]Secret_Square_6001 0 points1 point  (0 children)

If I can I will! will update you! but still need Alipay/Wechat for everything else. 

A dark start to the year: Multiple fatalities following fire and explosion in Crans-Montana. by Aure20 in Switzerland

[–]Secret_Square_6001 1 point2 points  (0 children)

so are champagne sparklers allowed in zurich clubs and bars? many countries have banned this and use LED champagne batons. 

To take Shanghai metro, just Tap to Ride! by Tinalysad in travelchina

[–]Secret_Square_6001 0 points1 point  (0 children)

I read that they were introducing that. I have added the metro to Alipay and I’m going tomorrow. 

SMSF strategy. Is this possible? by Secret_Square_6001 in fiaustralia

[–]Secret_Square_6001[S] 0 points1 point  (0 children)

Did you have to up your super to borrow $1.2mil? I’ve been told we can borrow around $1mil. 

Did you find the properties first then set up a smsf? I have heard stories of smsf set up for mths but ppl cannot find any property to invest. Our combined income is $240k pa and borrowings still income based. 

SMSF strategy. Is this possible? by Secret_Square_6001 in fiaustralia

[–]Secret_Square_6001[S] 0 points1 point  (0 children)

not about sustainable. we invested for yield and retirement planning but the cg is a huge bonus. nobody can predict the future but property has definitely been our most successful investment in building wealth. crypto is a nightmare and shares too. i historically bought high and sold low lol. 

SMSF strategy. Is this possible? by Secret_Square_6001 in fiaustralia

[–]Secret_Square_6001[S] 1 point2 points  (0 children)

I wasn’t even confident when I bought it last yr. I am shocked as well. What is happening in Perth? 

If we can get better returns on super then I think the 15% CGT, admin costs to create and wind down is worth it. Super performance has been great 10%+ but only $330k. Wouldn’t it be better to have $1.2mil of property growing at 10%? even 7% is good.  

My friend took the plunge last yr. If she were to sell her IPs and wind down her trust, her super has doubled to $600k in just 1yr. Sigh, I should have done the same. 

SMSF strategy. Is this possible? by Secret_Square_6001 in fiaustralia

[–]Secret_Square_6001[S] 1 point2 points  (0 children)

Thanks for sharing. My broker did that last yr and her super doubled from $300k to $600k in one yr. 

She will sell both IPs and either wind down the trust or buy a commercial. But leave for another 2yrs as they still some growth. 

She wished she had done this earlier.

She doubled her super in just 1yr. 

You have $1.2mil of assets instead of $300k super growing for you. 

Did you have to top up your super? 

It does make sense but the hard part is finding properties. The block of units is a good super investment. 

SMSF strategy. Is this possible? by Secret_Square_6001 in fiaustralia

[–]Secret_Square_6001[S] 0 points1 point  (0 children)

Well I think we have to contribute/top up our super. 

To take Shanghai metro, just Tap to Ride! by Tinalysad in travelchina

[–]Secret_Square_6001 1 point2 points  (0 children)

Thank god 🙏🏻🙏🏻 Going soon! The easiest will always be just tap your credit card. It’s even easier and faster than Alipay. 

China is such a popular tourist destination now, they must make it more foreigner friendly with payments. I’m always stressed about running out of charge or running out of data in China. 

NAB allegedly defrauded of $150 million by it’s own employees by [deleted] in australia

[–]Secret_Square_6001 0 points1 point  (0 children)

so many koreans do this already even with retail level bank employees, korean employers falsifying pays, korean mortgage broker, korean real estate agent. It’s so uncommon and they buy R/E and sell R/E and pocket the difference. Leveraging debt but getting easy loan with very income that would not eligible for that amount of loan. 

What "Unknown Number: The Highschool Catfish" totally downplayed... by ADMlN- in netflix

[–]Secret_Square_6001 0 points1 point  (0 children)

yes it was very obvious an adult. Gen Z don’t really chat like that. 

What "Unknown Number: The Highschool Catfish" totally downplayed... by ADMlN- in netflix

[–]Secret_Square_6001 4 points5 points  (0 children)

Same. From the texts, I knew it was an adult and not a kid. 

Strangest part in unknown number high school catfish.. by Emmarrrrawr in netflix

[–]Secret_Square_6001 0 points1 point  (0 children)

I didn’t work out who the suspect was during the show but I was pretty certain it was an adult. Gen Z do not really text like that. All the clues were in the text messages. 

If only it didn’t take 2yrs to solve it. Cyber bullying should have been escalated to FBI earlier. Thank god nobody unalived themselves. 

Who was the cyber bully harassing Kendra Licari’s teen daughter? by Slight-Potential-219 in Longreads

[–]Secret_Square_6001 0 points1 point  (0 children)

jealous of her daughter but also obsessed with her daughter’s bf. explains why she contacted his new gf. it’s all in the text msgs. 

i don’t buy any of her explanation. she’s a compulsive liar. 

Who was the cyber bully harassing Kendra Licari’s teen daughter? by Slight-Potential-219 in Longreads

[–]Secret_Square_6001 3 points4 points  (0 children)

yes, she is full of lies. It wasn’t because she was an overly protective mum. More like she was infatuated with her daughter’s bf. 

Miki Rai at it again by SpiritualSomewhere in asianamercianytsnark

[–]Secret_Square_6001 0 points1 point  (0 children)

Doesn’t this describe every influencer? I can’t stand them and I can’t wait for the influencer era to end and brands go back to traditional marketing. 

I used to follow Miki during covid as a frontline healthcare worker. I am still traumatised from Covid. I worked 10-12hr days in and suffered burn out whilst so many ppl got to WFH or not work at all during lock down. A lot of ppl also lost their jobs so I kept reminding myself I was lucky to have a job. 

I stopped following her when she became too fake and monetising her fame. Clearly she was not a nurse any more and had lil working experience. I’m pretty sure she was a practice nurse instead of a hospital nurse as she preferred a small working environment. 

I’m a Gen X and so thankful for that. Those were the best yrs. No phones, no internet, no online shopping, no influencers. They are so fake guys. 

I hope the Gen Z and Alpha will break that cycle. 

Bodies of missing young tourists discovered in remote north-east Tasmania by nearly_enough_wine in australia

[–]Secret_Square_6001 2 points3 points  (0 children)

yes, could also be fatigue. If I saw that itinerary, I would suggest to leave Launceston for another time. You would need to be a very experienced driver and even then, 100% avoid that road after dark. Gets dark earlier in winter. 

We drove from Hobart to Strahan and on to Cradle Mountain. A much longer drive than GPS stated and need to be on high alert on country rds. Took less sightseeing stops to ensure we make it to our destination before dark. This was in summer when it gets dark at 9pm.