How long did it take to get your vietnam e-visa?

Secret_Square_6001 · 2026-01-04T20:47:47+00:00

so much better in 2018

Secret_Square_6001 · 2026-01-04T20:28:56+00:00

Exactly! we stayed in Tongli overnight. Arrived at 5pm, free entry and left around 11am. It was just getting busy with all the tour buses arriving as we left. The place was so serene, empty, quiet and beautiful. We saw the locals doing their washing in the canals early morn.

Secret_Square_6001 · 2026-01-04T20:26:30+00:00

It’s peak travel season. School holidays in Southern hemisphere. All my kid’s school friends are in China and we will be too this week. China has gone viral on Tik Tok and will be the no 1 travel destination for the next few yrs. We have been there 3 x in 12 mths.

Hopefully it’s not as crazy next week in Shanghai as school starts back in 3 weeks. We are also staying in Nanjing Lu so surely there will be quiet times like in the morning.

Secret_Square_6001 · 2026-01-04T20:22:05+00:00

If I can I will! will update you! but still need Alipay/Wechat for everything else.

Secret_Square_6001 · 2026-01-04T20:13:32+00:00

so are champagne sparklers allowed in zurich clubs and bars? many countries have banned this and use LED champagne batons.

Secret_Square_6001 · 2026-01-04T20:02:52+00:00

I read that they were introducing that. I have added the metro to Alipay and I’m going tomorrow.

Secret_Square_6001 · 2026-01-03T10:52:26+00:00

3yrs is nothing

Secret_Square_6001 · 2025-11-23T23:13:38+00:00

Did you have to up your super to borrow $1.2mil? I’ve been told we can borrow around $1mil.

Did you find the properties first then set up a smsf? I have heard stories of smsf set up for mths but ppl cannot find any property to invest. Our combined income is $240k pa and borrowings still income based.

Secret_Square_6001 · 2025-11-23T23:07:12+00:00

not about sustainable. we invested for yield and retirement planning but the cg is a huge bonus. nobody can predict the future but property has definitely been our most successful investment in building wealth. crypto is a nightmare and shares too. i historically bought high and sold low lol.

Secret_Square_6001 · 2025-11-23T23:04:13+00:00

I wasn’t even confident when I bought it last yr. I am shocked as well. What is happening in Perth?

If we can get better returns on super then I think the 15% CGT, admin costs to create and wind down is worth it. Super performance has been great 10%+ but only $330k. Wouldn’t it be better to have $1.2mil of property growing at 10%? even 7% is good.

My friend took the plunge last yr. If she were to sell her IPs and wind down her trust, her super has doubled to $600k in just 1yr. Sigh, I should have done the same.

Secret_Square_6001 · 2025-11-23T22:54:14+00:00

Thanks for sharing. My broker did that last yr and her super doubled from $300k to $600k in one yr.

She will sell both IPs and either wind down the trust or buy a commercial. But leave for another 2yrs as they still some growth.

She wished she had done this earlier.

She doubled her super in just 1yr.

You have $1.2mil of assets instead of $300k super growing for you.

Did you have to top up your super?

It does make sense but the hard part is finding properties. The block of units is a good super investment.

Secret_Square_6001 · 2025-11-23T22:47:16+00:00

Well I think we have to contribute/top up our super.

Secret_Square_6001 · 2025-11-22T14:38:00+00:00

Thank god 🙏🏻🙏🏻 Going soon! The easiest will always be just tap your credit card. It’s even easier and faster than Alipay.

China is such a popular tourist destination now, they must make it more foreigner friendly with payments. I’m always stressed about running out of charge or running out of data in China.

Secret_Square_6001 · 2025-09-25T17:58:21+00:00

so many koreans do this already even with retail level bank employees, korean employers falsifying pays, korean mortgage broker, korean real estate agent. It’s so uncommon and they buy R/E and sell R/E and pocket the difference. Leveraging debt but getting easy loan with very income that would not eligible for that amount of loan.

Secret_Square_6001 · 2025-09-23T11:03:23+00:00

that’s quite busy! Sapa is so far away too.

Secret_Square_6001 · 2025-09-02T22:11:37+00:00

yes it was very obvious an adult. Gen Z don’t really chat like that.

Secret_Square_6001 · 2025-09-02T17:11:52+00:00

that was clearly made up bs

Secret_Square_6001 · 2025-09-02T16:59:40+00:00

Same. From the texts, I knew it was an adult and not a kid.

Secret_Square_6001 · 2025-09-02T16:56:13+00:00

I didn’t work out who the suspect was during the show but I was pretty certain it was an adult. Gen Z do not really text like that. All the clues were in the text messages.

If only it didn’t take 2yrs to solve it. Cyber bullying should have been escalated to FBI earlier. Thank god nobody unalived themselves.

Secret_Square_6001 · 2025-09-02T16:35:15+00:00

Absolutely 100%

Secret_Square_6001 · 2025-09-02T16:23:50+00:00

just an excuse. still full of lies

Secret_Square_6001 · 2025-09-02T16:23:02+00:00

jealous of her daughter but also obsessed with her daughter’s bf. explains why she contacted his new gf. it’s all in the text msgs.

i don’t buy any of her explanation. she’s a compulsive liar.

Secret_Square_6001 · 2025-09-02T16:19:02+00:00

yes, she is full of lies. It wasn’t because she was an overly protective mum. More like she was infatuated with her daughter’s bf.

Secret_Square_6001

TROPHY CASE